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Original filing (PDF)20251013142532NAL0002180176001
EIGHTCAP, INC.
Form 5500
FILING_RECEIVED
EIGHTCAP, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
221
Accounts w/ balance
147
Plan assets (EOY)
$3.5M
Net assets (EOY)
$3.5M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 67% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EIGHTCAP, INC..
Plan sponsor
Name
EIGHTCAP, INC.
EIN
38-6111652
Address
5827 ORLEANS ROAD · ORLEANS, MI · 48865
Phone
(616) 754-9315
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
WIPFLI LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | 45-6062081 | — | NONE | $0 | — |
Investments
28 direct securities· $3.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Dimensional International Core Equity Fund | — | — | — | $364K | 10.3% | |
| Vanguard 500 Index Admiral Fund | — | — | — | $290K | 8.2% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $268K | 7.6% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $256K | 7.3% | |
| Vanguard Value Index Admiral Fund | — | — | — | $244K | 6.9% | |
| Vanguard Growth Index Admiral Fund | — | — | — | $232K | 6.6% | |
| Metropolitan West Total Return Bond | — | — | — | $190K | 5.4% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $170K | 4.8% | |
| Pimco Short Asset Investment Instl Bond ** 136 Vanguard Target Retirement 2025 Fund | — | — | — | $137K | 3.9% | |
| Vanguard Small Cap Value Index Adm | — | — | — | $135K | 3.8% | |
| Vanguard Explorer Admiral Shares Fund #5024 | — | — | — | $133K | 3.8% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $112K | 3.2% | |
| Dimensional Emerging Markets | — | — | — | $111K | 3.2% | |
| Vanguard Index Trust Mid-Cap Index Fund | — | — | — | $108K | 3.1% | |
| Dimensional Intermediate Govt Fixed Income I Bond | — | — | — | $101K | 2.9% | |
| Dimensional Inflation-Protected Securities Bond | — | — | — | $98K | 2.8% | |
| Vanguard Short Term Investment Grade | — | — | — | $97K | 2.8% | |
| Cothen & Steers Realty Shares Instl | — | — | — | $88K | 2.5% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $83K | 2.4% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $80K | 2.3% | |
| Blackrock High Yield Bond Portfolio K Bond | — | — | — | $59K | 1.7% | |
| Pimco INTL Bond (USD Hedged) Instl Bond | — | — | — | $59K | 1.7% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $54K | 1.5% | |
| Vanguard Mid Cap Value Index | — | — | — | $18K | 0.5% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $16K | 0.4% | |
| Participant loans Interest rates ranging from 7.50% to 8.50% $0 | — | — | — | $11K | 0.3% | |
| Carillon Eagle Mid Cap Growth Fund CL R6 | — | — | — | $11K | 0.3% | |
| Vanguard Federal Money Market Fund | — | — | — | $1K | <0.1% |
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