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Original filing (PDF)20260212110010NAL0000085490001
BOARD OF TRUSTEES, FLINT AREA SHEET METAL WORKERS LOCAL 7 ZONE 4
Form 5500
FILING_RECEIVED
FLINT AREA SHEET METAL WORKERS LOCAL 7-4 PENSION FUND
Defined-benefit pension plan
Signals · 4
43% employer stock~76 bps in Sched C feesNo recordkeeper disclosed13 service providers
Active participants
203
Accounts w/ balance
—
Plan assets (EOY)
$61.8M
Net assets (EOY)
$61.5M
How this plan invests
This plan
3 pooled trusts
Schedule D
565 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 43% of plan in employer / sponsor stock.
- 76 bps in Schedule C fees — 376% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES, FLINT AREA SHEET METAL WORKERS LOCAL 7 ZONE 4.
Plan sponsor
Name
BOARD OF TRUSTEES, FLINT AREA SHEET METAL WORKERS LOCAL 7 ZONE 4
EIN
38-6082372
Address
700 TOWER DRIVE, SUITE 300 · TROY, MI · 480982808
Phone
(248) 813-9800
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-05-01
Tax period
2025-04-30
Filed
2026-02-12
Pension benefit codes
1B · Flat-dollar DB formula
1E · Section 401(h) arrangement
Audit & trust (Schedule H)
Auditor
BENDA, GRACE, STULZ & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
13 rowsOther
13| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRAYSTONE CONSULTING | — | CHICAGO, IL | NONE | $153K | — |
| BENESYS, INC. | 38-2383171 | — | NONE | $97K | — |
| FOUNDRY PARTNERS, LLC | — | MINNEAPOLIS, MN | NONE | $43K | — |
| ARISTOTLE | — | LOS ANGELES, CA | NONE | $41K | — |
| UNITED ACTUARIAL SERVICES | 35-2156428 | — | NONE | $32K | — |
| LEDBETTER PARISI, LLC | 03-0599899 | — | NONE | $31K | — |
| FIERA CAPITAL MANAGEMENT | — | DAYTON, OH | NONE | $22K | — |
| BENDA, GRACE, STULZ, & COMPANY, P.C | 38-2284921 | — | NONE | $18K | — |
| CAMBIAR INVESTORS, LLC | — | DENVER, CO | NONE | $17K | — |
| COMERICA BANK | 38-0477375 | — | NONE | $17K | — |
| ASB CAPITAL MANAGEMENT | 80-0618452 | — | NONE | $0 | — |
| TCW INVESTMETNT MANAGEMENT COMPANY | — | LOS ANGELES, CA | — | $0 | — |
| SAGE ADVISORY SERVICES, LTD | — | AUSITN, TX | — | $0 | — |
Investments
540 direct securities · 3 pooled funds· $62.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$47.8M
526 holdings
Common Collective Trust
$9.1M
2 holdings
Pooled Separate Accounts
$2.2M
1 holding
Pooled Separate Account
$2.1M
1 holding
Mutual Funds
$1.1M
1 holding
Common Stocks
$462K
6 holdings
Corporate Bonds
$87K
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| L&G S&P 500 CIT FUND CL D RELIANCE TRUST · EIN 35-7085469 / PN 005 | Common Collective Trust | — | $3.2M | $6.1M | 9.8% | |
| HEDGE FUNDS BNY Mellon Ironwood Institutional Ltd. | — | — | $2.5M | $4.5M | 7.4% | |
| Goldman Sachs Financial Square Funds - Government Funds | — | — | $3.4M | $3.4M | 5.6% | |
| COMMON COLLECTIVE TRUSTS ASB Allegiance ASB Allegiance Real Estate Fund | — | — | $1.9M | $3.2M | 5.2% | |
| THE ASB ALLEGIANCE REAL ESTATE FUND CHEVY CHASE TRUST COMPANY · EIN 52-6257033 / PN 006 | Common Collective Trust | — | — | $3.0M | 4.9% | |
| LIMITED PARTNERSHIPS Private Advisors Capital Small Company Private Equity Fund VIII, L.P. | — | — | $664K | $3.0M | 4.9% | |
| S The Union Labor Life Insurance Co. Separtate Account J | Pooled Separate Accounts | — | $2.4M | $2.2M | 3.6% | |
| SEPARATE ACCOUNT J THE UNION LABOR LIFE INSURANCE CO. · EIN 13-1423090 / PN 203 | Pooled Separate Account | — | — | $2.1M | 3.4% | |
| Madison Core Property Fund, L.P. | — | — | $2.1M | $2.0M | 3.2% | |
| S Carillion Chartwell Short Duration High Yield Fund Class I | Mutual Funds | — | $1.1M | $1.1M | 1.8% | |
| Nvidia Corp Common stock | — | — | $46K | $769K | 1.2% | |
| Microsoft Corp Common stock | — | — | $549K | $662K | 1.1% | |
| Amazon Common stock | — | — | $114K | $406K | 0.7% | |
| Servicenow Inc Common stock | — | — | $57K | $403K | 0.7% | |
| Alphabet Inc CL C Common stock | — | — | $92K | $399K | 0.6% | |
| JPMorgan Chase & Co Common stock | — | — | $111K | $320K | 0.5% | |
| Duke Energy Corp Common stock | — | — | $231K | $286K | 0.5% | |
| Visa Inc Cl A Common stock | — | — | $64K | $279K | 0.5% | |
| Verizon Commns Inc Common stock | — | — | $252K | $276K | 0.4% | |
| Facebook Inc Common stock | — | — | $245K | $275K | 0.4% | |
| Sony Corp Amern Sh Common stock | — | — | $177K | $248K | 0.4% | |
| Brookfield Corp CL Common stock | — | — | $168K | $236K | 0.4% | |
| Costco Wholesale Corp Common stock | — | — | $44K | $235K | 0.4% | |
| Broadcom Inc Common stock | — | — | $276K | $234K | 0.4% | |
| Safran S A ADR Common stock | — | — | $87K | $229K | 0.4% | |
| Bank New York Mellon Corp Common stock | — | — | $127K | $223K | 0.4% | |
| Crowdstrike Holdings Inc A Common stock | — | — | $84K | $217K | 0.4% | |
| Monotaro Co Ltd Common stock | — | — | $151K | $216K | 0.3% | |
| Hartford Finl Svcs Group Inc Common stock | — | — | $130K | $213K | 0.3% | |
| Pan Pacific Intl Hldgs Corp Common stock | — | — | $110K | $212K | 0.3% | |
| Munich Re Group ADR Common stock | — | — | $73K | $211K | 0.3% | |
| Ing Groep NV ADR Common stock | — | — | $95K | $201K | 0.3% | |
| Goldman Sachs Group Inc Common stock | — | — | $112K | $194K | 0.3% | |
| Simon Property Group Inc Common stock | — | — | $154K | $192K | 0.3% | |
| United States Government U.S. Treasury dtd 4.125% due 11/15/2024 | — | — | $188K | $190K | 0.3% | |
| Altria Group Inc Common stock | — | — | $145K | $189K | 0.3% | |
| Intuitive Surgical Inc Common stock | — | — | $91K | $185K | 0.3% | |
| Coca-Cola Europacific Partners Shs Com Common stock | — | — | $99K | $185K | 0.3% | |
| United States Government U.S. Treasury bds 0.000% due 01/15/2025 | — | — | $180K | $184K | 0.3% | |
| S&P Global Inc Common stock | — | — | $73K | $184K | 0.3% | |
| United Rentals Inc Common stock | — | — | $101K | $183K | 0.3% | |
| Roche Hldg Ltd Common stock | — | — | $141K | $182K | 0.3% | |
| Cummins Inc Common stock | — | — | $180K | $181K | 0.3% | |
| Accenture PLC CL A Common stock | — | — | $175K | $180K | 0.3% | |
| Boston Scientific Corp Common stock | — | — | $67K | $178K | 0.3% | |
| United States Government U.S. Treausry bds 1.250% due 05/15/2050 | — | — | $192K | $178K | 0.3% | |
| DBS Group Hldgs LTD Sponsored ADR Common stock | — | — | $75K | $177K | 0.3% | |
| Cameco Corp Common stock | — | — | $90K | $174K | 0.3% | |
| Kroger Co Common stock | — | — | $100K | $173K | 0.3% | |
| US Bancorp Common stock | — | — | $195K | $170K | 0.3% | |
| O'Reilly Automotive Inc Common stock | — | — | $116K | $168K | 0.3% | |
| Erste BK Der Oesterreichischen Common stock | — | — | $71K | $167K | 0.3% | |
| Creditcorp Ltd ADR Common stock | — | — | $108K | $166K | 0.3% | |
| Palo Alto Networks Inc Common stock | — | — | $98K | $164K | 0.3% | |
| Fox Corporation CL A Common stock | — | — | $131K | $163K | 0.3% | |
| RTX Corporation Common stock | — | — | $141K | $163K | 0.3% | |
| Continued Alcon Inc Common stock | Common Stocks | — | $114K | $162K | 0.3% | |
| Michelin Compagnie Generale Des ADR Common stock | — | — | $128K | $160K | 0.3% | |
| United States Government U.S. Treasury nt 3.375% due 09/15/2027 | — | — | $158K | $160K | 0.3% | |
| Haleon PLC Spon ADS Common stock | — | — | $113K | $157K | 0.3% | |
| Synchrony Finl Common stock | — | — | $147K | $156K | 0.3% | |
| Shell Plc Common stock | — | — | $143K | $153K | 0.2% | |
| Fast Retailing Co Ltd Common stock | — | — | $146K | $153K | 0.2% | |
| Medtronic Plc Common stock | — | — | $150K | $152K | 0.2% | |
| Cadence Design Sys Common stock | — | — | $140K | $152K | 0.2% | |
| Ameriprise Finl Inc Common stock | — | — | $64K | $151K | 0.2% | |
| Pfizer Inc Common stock | — | — | $164K | $150K | 0.2% | |
| Otsuka Hldgs Co Ltd Common stock | — | — | $102K | $147K | 0.2% | |
| Cisco Sys Inc Common stock | — | — | $137K | $146K | 0.2% | |
| Shopify Inc Common stock | — | — | $103K | $144K | 0.2% | |
| Experian Group LTD Common stock | — | — | $93K | $142K | 0.2% | |
| Waste Connections Inc Common stock | — | — | $58K | $142K | 0.2% | |
| Mosaic Co Common stock | — | — | $121K | $141K | 0.2% | |
| Caterpillar Inc Common stock | — | — | $87K | $141K | 0.2% | |
| Johnson & Johnson Common stock | — | — | $142K | $140K | 0.2% | |
| Tyler Technologies Inc Common stock | — | — | $151K | $139K | 0.2% | |
| Bristol Myers Squibb Co Common stock | — | — | $148K | $136K | 0.2% | |
| Ashtead Group PLC ADR Common stock | — | — | $121K | $133K | 0.2% | |
| Assa Abloly AB ADR Common stock | — | — | $102K | $133K | 0.2% | |
| ASML Holding NV Common stock | — | — | $58K | $132K | 0.2% | |
| Abbvie Inc Common stock | — | — | $115K | $132K | 0.2% | |
| Darden Restaurants Inc Common stock | — | — | $106K | $131K | 0.2% | |
| Diageo Plc Common stock | — | — | $148K | $131K | 0.2% | |
| Prudential Finl Inc JR Common stock | — | — | $106K | $130K | 0.2% | |
| United States Government U.S Treasury nt 0.000% due 01/15/2025 | — | — | $127K | $130K | 0.2% | |
| Quest Diagnostics Inc Common stock | — | — | $117K | $130K | 0.2% | |
| Emerson Electric Common stock | — | — | $112K | $129K | 0.2% | |
| Symrise AG Common stock | — | — | $118K | $128K | 0.2% | |
| FNF Group Common stock | — | — | $68K | $126K | 0.2% | |
| United States Government FHLMC 4.000% due 10/01/2052 | — | — | $122K | $123K | 0.2% | |
| United States Government U.S. Treasury nt 3.375% due 09/15/2027 | — | — | $120K | $121K | 0.2% | |
| United States Government U.S. Treasury bds 1.625% due 11/15/2050 | — | — | $122K | $119K | 0.2% | |
| Healthpeak Properties Inc Common stock | — | — | $132K | $117K | 0.2% | |
| Unilever PLC-Sponsored Adr Common stock | — | — | $81K | $117K | 0.2% | |
| Argenx Se Adr Common stock | — | — | $37K | $116K | 0.2% | |
| GOVERNMENT SCURITIES United States Government U.S. Treasury nt 4.125% due 11/15/2024 | — | — | $114K | $115K | 0.2% | |
| Reinsurance Group of America Common stock | — | — | $62K | $115K | 0.2% | |
| Verizon Master 4.170% due 08/20/2030 | — | — | $115K | $115K | 0.2% | |
| Unitedhealth Group Inc Common stock | — | — | $132K | $112K | 0.2% | |
| BWX Technologies Inc Common stock | — | — | $65K | $109K | 0.2% | |
| The Cigna Group Common stock | — | — | $111K | $109K | 0.2% | |
| GOVERNMENT SECURITIES-Continued United States Government U.S. Treasury bds 2.250% due 02/15/2052 | — | — | $120K | $108K | 0.2% | |
| Gartner Inc CL A Common stock | — | — | $85K | $106K | 0.2% | |
| United States Government U.S. Treasury nt 4.375% due 07/15/2027 | — | — | $105K | $106K | 0.2% | |
| Zoetis Inc Common stock | — | — | $60K | $105K | 0.2% | |
| EOG Resources Inc Common stock | — | — | $124K | $105K | 0.2% | |
| WP Carey Inc Common stock | — | — | $118K | $105K | 0.2% | |
| United States Government U.S. Treasury bills 0.000% due 08/14/2025 | — | — | $103K | $104K | 0.2% | |
| Delta Air Lines Inc Common stock | — | — | $98K | $104K | 0.2% | |
| United States Government U.S. Treasury bds 2.000% due 11/15/2041 | — | — | $102K | $102K | 0.2% | |
| Heineken NV ADR Common stock | — | — | $109K | $102K | 0.2% | |
| LVMH moet Hennessy Louis Vuitton ADR Common stock | — | — | $114K | $99K | 0.2% | |
| IPG Photonics Corp Common stock | — | — | $169K | $98K | 0.2% | |
| Coca-Cola Europacific Partners Common stock | — | — | $63K | $98K | 0.2% | |
| Packaging Corp of America Common stock | — | — | $68K | $97K | 0.2% | |
| Akzo Nobel NV ADR Common stock | — | — | $122K | $96K | 0.2% | |
| Euronet Svcs Inc Common stock | — | — | $93K | $96K | 0.2% | |
| Dexcom Inc Common stock | — | — | $116K | $96K | 0.2% | |
| AES Corp Common stock | — | — | $144K | $95K | 0.2% | |
| BOK Finl Corp Common stock | — | — | $81K | $95K | 0.2% | |
| Fanuc LTD Common stock | — | — | $143K | $94K | 0.2% | |
| Newmont Mng Corp Common stock | — | — | $74K | $93K | 0.2% | |
| Amdocs LTD Common stock | — | — | $64K | $93K | 0.1% | |
| United States Government FNMA 4.500% due 06/01/2052 | — | — | $92K | $92K | 0.1% | |
| Atmos Energy Corp Common stock | — | — | $49K | $92K | 0.1% | |
| Tyson Foods Inc CL A Common stock | — | — | $90K | $92K | 0.1% | |
| Willscot Holdings Corp Common stock | — | — | $126K | $92K | 0.1% | |
| Quest Diagnostics Inc Common stock | — | — | $69K | $91K | 0.1% | |
| Citigroup Inc Var due 02/13/2030 | — | — | $90K | $91K | 0.1% | |
| Coterra Energy Inc Common stock | — | — | $104K | $91K | 0.1% | |
| Daikin Inds LTD ADR Common stock | — | — | $121K | $91K | 0.1% | |
| Sportradar Group Common stock | — | — | $66K | $90K | 0.1% | |
| Essential Utilities Inc Common stock | — | — | $74K | $89K | 0.1% | |
| Global Markets Inc Common stock | — | — | $44K | $88K | 0.1% | |
| Pinnacle West Capital Corp Common stock | — | — | $67K | $88K | 0.1% | |
| Expeditors International Common stock | — | — | $56K | $88K | 0.1% | |
| Waters Corp Common stock | — | — | $70K | $87K | 0.1% | |
| United States Government FNMA 2.000% due 07/01/2051 | — | — | $88K | $87K | 0.1% | |
| Magnolia Oil Gas Corp Common stock | — | — | $94K | $87K | 0.1% | |
| Rentokil Initial Plc Common stock | — | — | $123K | $86K | 0.1% | |
| Lincoln Electric Hldgs Common stock | — | — | $46K | $86K | 0.1% | |
| Kubota Corp ADR Common stock | — | — | $124K | $85K | 0.1% | |
| Capital One Multi-Asset 3.920% due 09/17/229 | — | — | $85K | $85K | 0.1% | |
| Webster Fin'l Corp Common stock | — | — | $91K | $85K | 0.1% | |
| Sketchers USA Inc Common stock | — | — | $105K | $83K | 0.1% | |
| United States Government FNMA Pool 5.000% due 11/01/2053 | — | — | $83K | $82K | 0.1% | |
| Continued Maco Corp Common stock | Common Stocks | — | $69K | $81K | 0.1% | |
| Sempra Energy Common stock | — | — | $88K | $80K | 0.1% | |
| Molina Healthcare Inc Common stock | — | — | $67K | $80K | 0.1% | |
| United States Government U.S. Treasury nt 4.625% due 02/15/2025 | — | — | $78K | $79K | 0.1% | |
| Dolby Laboratories Inc CL A Common stock | — | — | $89K | $78K | 0.1% | |
| United States Government U.S Treasury nt 3.875% due 08/15/2033 | — | — | $75K | $78K | 0.1% | |
| JB Hunt Transportation Services Common stock | — | — | $98K | $75K | 0.1% | |
| United States Government FNMA Pool 5.500% due 12/01/2053 | — | — | $75K | $75K | 0.1% | |
| Qualcomm Inc Common stock | — | — | $76K | $75K | 0.1% | |
| Continued Tyler Technologies Inc Common stock | Common Stocks | — | $47K | $74K | 0.1% | |
| Wingstop Inc Common stock | — | — | $50K | $73K | 0.1% | |
| Maximus Inc Common stock | — | — | $67K | $73K | 0.1% | |
| United States Government U.S. Treasury nt 4.375% due 05/15/2034 | — | — | $72K | $72K | 0.1% | |
| Americold Realt Trust Inc Common stock | — | — | $107K | $72K | 0.1% | |
| HF Sinclair Corp Common stock | — | — | $96K | $72K | 0.1% | |
| United States Government U.S. Treasury nt 4.000% due 03/31/2030 | — | — | $69K | $70K | 0.1% | |
| Baker Hughes Common stock | — | — | $86K | $68K | 0.1% | |
| The Trade Desk Inc Cl A Common stock | — | — | $35K | $68K | 0.1% | |
| Wex Inc Common stock | — | — | $94K | $68K | 0.1% | |
| Jazz Pharmaceuticals Plc Common stock | — | — | $79K | $68K | 0.1% | |
| Chewy Inc Common stock | — | — | $52K | $67K | 0.1% | |
| United States Government U.S. Treasury nt 3.875% due 08/15/2034 | — | — | $65K | $67K | 0.1% | |
| Gentex Corp Common stock | Common Stocks | — | $84K | $66K | 0.1% | |
| United States Government U.S. Treasury nt 4.125% due 03/31/229 | — | — | $64K | $66K | 0.1% | |
| United States Government FNMA 3.500% due 04/01/2052 | — | — | $64K | $66K | 0.1% | |
| United States Government U.S. Treasury bds 2.875% due 05/15/2043 | — | — | $67K | $65K | 0.1% | |
| Jfrog Ltd Common stock | — | — | $48K | $65K | 0.1% | |
| Eqt Corp Common stock | — | — | $58K | $64K | 0.1% | |
| Stifel Financial Corp Common stock | — | — | $50K | $63K | 0.1% | |
| Curtiss Wright Corp Common stock | — | — | $36K | $63K | 0.1% | |
| United States Government FNMA 2.000% due 01/01/2052 | — | — | $64K | $63K | 0.1% | |
| United States Government FNMA Pool 5.000% due 11/01/2054 | — | — | $62K | $62K | 0.1% | |
| United States Government U.S. Treasury nt 4.125% due 02/28/2025 | — | — | $61K | $62K | <0.1% | |
| Springworks Therapeutics Inc Common stock | — | — | $73K | $61K | <0.1% | |
| Lamb Weston Holdings, Inc Common stock | — | — | $80K | $61K | <0.1% | |
| Mongodb Inc Common stock | — | — | $95K | $60K | <0.1% | |
| Neurocrine Biosciences Inc Common stock | — | — | $60K | $60K | <0.1% | |
| United States Government FNMA 2.500% due 10/01/2051 | — | — | $61K | $60K | <0.1% | |
| Toro Co. Common stock | — | — | $64K | $60K | <0.1% | |
| Murphy USA Inc Common stock | — | — | $57K | $59K | <0.1% | |
| United States Government FNMA 5.000% due 10/01/2052 | — | — | $59K | $59K | <0.1% | |
| United States Government FNMA Pss-Thru 3.000% due 01/01/2052 | — | — | $59K | $58K | <0.1% | |
| Expedia Inc Del Common stock | — | — | $52K | $57K | <0.1% | |
| Dolby Laboratories Inc Cl A Common stock | — | — | $41K | $57K | <0.1% | |
| Hubbell Inc Common stock | — | — | $52K | $56K | <0.1% | |
| Vishay Intertechnolgy Common stock | — | — | $76K | $56K | <0.1% | |
| United States Government U.S. Treasury 0.000% due 08/14/2025 | — | — | $55K | $55K | <0.1% | |
| Lennox International Inc Common stock | — | — | $56K | $55K | <0.1% | |
| Nidec Corp ADR Sponsored ADR Common stock | — | — | $96K | $55K | <0.1% | |
| Continued Netapp Inc Common stock | Common Stocks | — | $64K | $55K | <0.1% | |
| United States Government FNMA Pass-Thru 3.500% due 08/01/2052 | — | — | $55K | $55K | <0.1% | |
| Oracle Corporation Common stock | — | — | $23K | $54K | <0.1% | |
| Docusign Inc Common stock | — | — | $47K | $54K | <0.1% | |
| Globus Med Inc Common stock | — | — | $52K | $54K | <0.1% |
Showing top 200 of 543 investments by value.