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Original filing (PDF)20251110085544NAL0005749936001
CENTRAL STATES, INC.
Form 5500
FILING_RECEIVED
CENTRAL STATES, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,199
Accounts w/ balance
1,314
Plan assets (EOY)
$51.9M
Net assets (EOY)
$51.6M
How this plan invests
This plan
4 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 59 bps in Schedule C fees — 270% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRAL STATES, INC..
Plan sponsor
Name
CENTRAL STATES, INC.
EIN
38-4304274
Address
171 NAPLES ST · TONTITOWN, AR · 72762
Phone
(479) 770-0188
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3C · Not intended to be qualified
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HOGANTAYLOR LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIRST SECURITY BANK TRUST 0 | 71-0159420 | — | INVESTMENT ADVISORY | $112K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $195K | — |
Investments
27 direct securities · 4 pooled funds· $51.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$51.4M
27 holdings
Pooled Separate Account
$396K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock Lifepath Index 2030 Fund | — | — | — | $7.4M | 14.2% | |
| BlackRock Lifepath Index 2035 Fund | — | — | — | $7.2M | 13.8% | |
| BlackRock Lifepath Index 2040 Fund | — | — | — | $6.2M | 11.9% | |
| BlackRock Lifepath Index Retirement Fund | — | — | — | $5.9M | 11.4% | |
| BlackRock Lifepath Index 2045 Fund | — | — | — | $4.3M | 8.4% | |
| BlackRock Lifepath Index 2050 Fund | — | — | — | $4.3M | 8.2% | |
| BlackRock Lifepath Index 2055 Fund | — | — | — | $3.4M | 6.5% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $2.7M | 5.2% | |
| Notes receivable Loans to participants, interest rates ranging from participants from 4.25% to 9.50% with various maturities - | — | — | — | $2.1M | 4.0% | |
| BlackRock Lifepath Index 2060 Fund | — | — | — | $1.7M | 3.3% | |
| American Century Capital Preservation Investor Fund | — | — | — | $1.6M | 3.0% | |
| MFS Mid Cap Growth Fund | — | — | — | $1.2M | 2.4% | |
| Fidelity 500 Index Fund | — | — | — | $853K | 1.6% | |
| BlackRock Lifepath Index 2065 Fund | — | — | — | $558K | 1.1% | |
| JPMorgan Core Plus Bond Fund | — | — | — | $511K | 1.0% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $298K | 0.6% | |
| Fidelity Small Cap Index Fund | — | — | — | $220K | 0.4% | |
| JPMorgan Government Bond Fund | — | — | — | $209K | 0.4% | |
| JPMorgan Small Cap Growth Fund | — | — | — | $202K | 0.4% | |
| Allspring Special Mid Cap Value Fund | — | — | — | $199K | 0.4% | |
| Fidelity Mid Cap Index Fund | — | — | — | $197K | 0.4% | |
| Hartford Schroders International Stock Fund | — | — | — | $153K | 0.3% | |
| Capital Research American Funds New World Fund | — | — | — | $146K | 0.3% | |
| Capital Research American Funds Inflation Linked Bond Fund | — | — | — | $116K | 0.2% | |
| Fidelity International Index Fund | — | — | — | $66K | 0.1% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $65K | 0.1% | |
| American Century Small Cap Value Fund | — | — | — | $60K | 0.1% | |
| Principal Life Insurance Company Spectrum Preferred and Captial Securities Income Separate Account | — | — | — | $33K | <0.1% | |
| PRIN SPEC PREF CAP SEC INC PEM PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 087 | Pooled Separate Account | — | — | $33K | <0.1% | |
| Fidelity US Bond Index Fund | — | — | — | $26K | <0.1% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $0 | <0.1% |