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Original filing (PDF)20250929175503NAL0011608737001
FLRISH, INC.
Form 5500
FILING_RECEIVED
FLRISH, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
~81 bps in Sched C feesNo recordkeeper disclosed
Active participants
220
Accounts w/ balance
134
Plan assets (EOY)
$2.9M
Net assets (EOY)
$2.9M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 81 bps in Schedule C fees — 55% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 61% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FLRISH, INC..
Plan sponsor
Name
FLRISH, INC.
EIN
38-3987482
Address
1028 BUENOS AVE. · SAN DIEGO, CA · 92110
Phone
(510) 533-0146
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RPG CONSULTANTS | 13-4077182 | HEWLETT, NY | NONE | $24K | — |
Investments
28 direct securities· $2.9M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Nuveen Lifecycle Index 2045 Fund R6 Class Registered Investment Company | — | — | — | $554K | 18.8% | |
| Nuveen Lifecycle Index 2055 Fund R6 Class Registered Investment Company | — | — | — | $378K | 12.8% | |
| Nuveen Lifecycle Index 2040 Fund R6 Class Registered Investment Company | — | — | — | $363K | 12.3% | |
| Nuveen Lifecycle Index 2050 Fund R6 Class Registered Investment Company | — | — | — | $352K | 11.9% | |
| Nuveen Lifecycle Index 2025 Fund R6 Class Registered Investment Company | — | — | — | $293K | 10.0% | |
| Vanguard 500 Index Fund Admiral Shares Registered Investment Company | — | — | — | $257K | 8.7% | |
| Nuveen Lifecycle Index 2035 Fund R6 Class Registered Investment Company | — | — | — | $211K | 7.2% | |
| Nuveen Lifecycle Index 2020 Fund R6 Class Registered Investment Company | — | — | — | $123K | 4.2% | |
| Nuveen Lifecycle Index 2030 Fund R6 Class Registered Investment Company | — | — | — | $103K | 3.5% | |
| Participant Loans Interest rates at (9.00%~9.50%) $0 | — | — | — | $73K | 2.5% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Registered Investment Company | — | — | — | $35K | 1.2% | |
| Vanguard Small Cap Index Fund Admiral Shares Registered Investment Company | — | — | — | $31K | 1.1% | |
| Nuveen Lifecycle Index 2060 Fund R6 Class Registered Investment Company | — | — | — | $29K | 1.0% | |
| Registered Investment Companies iShares Total U.S. Stock Market Index Fund Class Registered Investment Company | — | — | — | $24K | 0.8% | |
| Vanguard Emerging Markets Stock Index Fund Registered Investment Company | — | — | — | $15K | 0.5% | |
| Nuveen Lifecycle Index Retirement Income Fund Registered Investment Company | — | — | — | $14K | 0.5% | |
| Vanguard Developed Markets Index Fund Admiral Registered Investment Company | — | — | — | $14K | 0.5% | |
| Fidelity U.S. Bond Index Fund Registered Investment Company | — | — | — | $11K | 0.4% | |
| Victory International Fund R6 Shares Registered Investment Company | — | — | — | $7K | 0.3% | |
| Vanguard LifeStrategy Growth Fund Investor Shares Registered Investment Company | — | — | — | $7K | 0.2% | |
| Nuveen Lifecycle Index 2065 Fund R6 Class Registered Investment Company ** 19 Vanguard LifeStrategy Income Fund Investor Shares Registered Investment Company | — | — | — | $7K | 0.2% | |
| Vanguard LifeStrategy Conservative Growth Fund Investor Shares Registered Investment Company | — | — | — | $5K | 0.2% | |
| Vanguard LifeStrategy Moderate Growth Fund Investor Shares Registered Investment Company | — | — | — | $5K | 0.2% | |
| The Standard Stable Asset Fund II Registered Investment Company ** 643 Victory Income Fund R6 Shares Registered Investment Company ** 358 Vanguard Intermediate-Term Treasury Index Fund Admiral Shares Registered Investment Company | — | — | — | $4K | 0.1% | |
| BlackRock Total Return Fund Class K Shares Registered Investment Company | — | — | — | $3K | 0.1% | |
| Great Gray CIT III for MetLife Group Annuity Registered Investment Company ** 952 DFA Global Real Estate Securities Portfolio Registered Investment Company | — | — | — | $2K | <0.1% | |
| DFA Inflation-Protected Securities Portfolio Institutional Class Registered Investment Company | — | — | — | $2K | <0.1% | |
| Lord Abbett Short Duration Income Fund Class R6 Registered Investment Company | — | — | — | $1K | <0.1% |