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Original filing (PDF)20251015090157NAL0002137251001
PAGER, INC.
Form 5500
FILING_RECEIVED
PAGER + ONLIFE RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
262
Accounts w/ balance
277
Plan assets (EOY)
$16.1M
Net assets (EOY)
$16.1M
How this plan invests
This plan
17 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 56 bps in Schedule C fees — 92% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PAGER, INC..
Plan sponsor
Name
PAGER, INC.
EIN
38-3904175
Address
169 MADISON AVE · #2170 · NEW YORK, NY · 10016
Phone
(303) 887-1007
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Name
SBSF
EIN
27-3232902
City
DULUTH, GA
Phone
(212) 564-2464
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEONE, MCDONNELL & ROBERTS, PROFESS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $79K | — |
| ORENDA RETIREMENT, LLC | 36-4877979 | — | CONTRACT ADMINISTRATOR | $11K | — |
Investments
23 direct securities · 17 pooled funds· $24.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$12.9M
12 holdings
Uncategorized
$11.2M
23 holdings
Pooled Separate Account
$626K
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Participant Loans | — | — | $0 | $3.0M | 18.8% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $3.0M | 18.8% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $2.6M | 16.4% | |
| T Rowe Price Int US SC Gr Eq I | — | — | $0 | $2.6M | 16.4% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | $0 | $2.5M | 15.3% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | $0 | $1.8M | 11.3% | |
| PGIM Total Ret Bond R6 Fd | — | — | $0 | $1.3M | 8.1% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $1.3M | 8.1% | |
| Prin LifeTime Hybr 2030 CIT Z | — | — | $0 | $1.2M | 7.7% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $972K | 6.0% | |
| Prin MidCap S&P 400 Idx SA-Z | — | — | $0 | $972K | 6.0% | |
| Prin Gl Real Est Sec SA-Z | — | — | $0 | $384K | 2.4% | |
| PRIN LARGECAP GROWTH 1 SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $384K | 2.4% | |
| PGIM High Yield R6 Fund | — | — | $0 | $315K | 1.9% | |
| Principal Guaranteed Option | — | — | $0 | $285K | 1.8% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | $0 | $247K | 1.5% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | $0 | $235K | 1.5% | |
| Fidelity US Bond Index Fund | — | — | $0 | $199K | 1.2% | |
| Principal Overseas Sep Acct-Z | — | — | $0 | $177K | 1.1% | |
| PRIN MIDCAP S&P 400 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | $0 | $158K | 1.0% | |
| Prin LargeCap Growth I SA-Z | — | — | $0 | $140K | 0.9% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $140K | 0.9% | |
| Fidelity 500 Index Fund | — | — | $0 | $120K | 0.7% | |
| Prin LifeTime Hybr 2045 CIT Z | — | — | $0 | $81K | 0.5% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $81K | 0.5% | |
| Prin LifeTime Hybr 2055 CIT Z | — | — | $0 | $66K | 0.4% | |
| DFA US Targeted Value I Fund | — | — | $0 | $57K | 0.4% | |
| Prin LifeTime Hybr 2060 CIT Z | — | — | $0 | $49K | 0.3% | |
| DFA US Large Cap Value I Fd | — | — | $0 | $37K | 0.2% | |
| Fidelity Inf-Pr Bond Index Fd | — | — | $0 | $37K | 0.2% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | $0 | $28K | 0.2% | |
| Fidelity Total Int Idx Fund | — | — | $0 | $19K | 0.1% | |
| Amer Fund Cap Wld Bnd R6 Fund | — | — | $0 | $7K | <0.1% | |
| American Funds NewWorld R6 | — | — | $0 | $4K | <0.1% | |
| PRINCIPAL OVERSEAS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 116 | Pooled Separate Account | — | — | $3K | <0.1% | |
| Prin LifeTime Hybr 2050 CIT Z | — | — | $0 | $3K | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | $0 | $2K | <0.1% | |
| Am Fds EuroPacific Grth R6 Fd | — | — | $0 | $242 | <0.1% | |
| PRIN GL REAL EST SEC SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 136 | Pooled Separate Account | — | — | $242 | <0.1% | |
| N LIFETIME HYBR 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $0 | <0.1% |
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