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Original filing (PDF)20250930090104NAL0005403827001
LAKESIDE SURFACES, LLC
Form 5500
FILING_RECEIVED
LAKESIDE SURFACES 401(K) PLAN
401(k) retirement plan
Signals · 2
39% in single holding~85 bps in Sched C fees
Active participants
137
Accounts w/ balance
216
Plan assets (EOY)
$4.2M
Net assets (EOY)
$4.2M
How this plan invests
This plan
15 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: FLEXPATH INDEX MODERATE 2045 FUND (extraction pending)]" is 39% of plan.
- 85 bps in Schedule C fees — 64% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LAKESIDE SURFACES, LLC.
Plan sponsor
Name
LAKESIDE SURFACES, LLC
EIN
38-3594873
Address
2265 BLACK CREEK ROAD · MUSKEGON, MI · 494442673
Phone
(231) 798-8872
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MEYAARD TOLMAN & VENLET P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | CHICAGO, IL | RECORDKEEPER | $18K | — |
| KDP RETIREMENT PLAN SERVICES, LLC | 38-3478073 | GRAND RAPIDS, MI | TPA-RECORDKEEPER | $3K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | INVESTMENT ADVISORY | $15K | — |
Investments
1 direct security · 15 pooled funds· $4.1M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$4.1M
15 holdings
Uncategorized
$272
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FLEXPATH INDEX MODERATE 2045 R1 WILMINGTON TRUST · EIN 47-2516187 / PN 220 | Common Collective Trust | — | — | $1.6M | 37.9% | |
| FLEXPATH INDEX MODERATE 2055 R1 WILMINGTON TRUST · EIN 47-2563528 / PN 223 | Common Collective Trust | — | — | $1.3M | 29.9% | |
| FLEXPATH INDEX MODERATE 2035 R1 WILMINGTON TRUST · EIN 47-2478524 / PN 217 | Common Collective Trust | — | — | $522K | 12.3% | |
| FLEXPATH INDEX MODERATE RETIREMENT WILMINGTON TRUST · EIN 47-2248665 / PN 211 | Common Collective Trust | — | — | $271K | 6.4% | |
| FLEXPATH INDEX AGGRESSIVE 2045 R1 WILMINGTON TRUST · EIN 47-2503540 / PN 219 | Common Collective Trust | — | — | $163K | 3.9% | |
| FLEXPATH INDEX AGGRESSIVE 2055 R1 WILMINGTON TRUST · EIN 47-2554270 / PN 222 | Common Collective Trust | — | — | $84K | 2.0% | |
| FLEXPATH INDEX MODERATE 2065 R1 WILMINGTON TRUST · EIN 38-7271379 / PN 760 | Common Collective Trust | — | — | $76K | 1.8% | |
| FLEXPATH INDEX AGGRESSIVE RETIREMEN WILMINGTON TRUST · EIN 47-2264760 / PN 212 | Common Collective Trust | — | — | $36K | 0.9% | |
| RPAG/WILMINGTON LARGE CAP VALUE FD WILMINGTON TRUST · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $36K | 0.8% | |
| WILMINGTON/BLACKROCK EQUITY INDEX 1 WILMINGTON TRUST · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $29K | 0.7% | |
| FLEXPATH INDEX CONSERVATIVE 2045 R1 WILMINGTON TRUST · EIN 47-2529162 / PN 221 | Common Collective Trust | — | — | $9K | 0.2% | |
| [DFE: FLEXPATH INDEX AGGRESSIVE 2025 FUND (extraction pending)] | — | — | — | $272 | <0.1% | |
| WILMINGTON/BLACKROCK EAFE EQUITY IN WILMINGTON TRUST · EIN 47-2275031 / PN 213 | Common Collective Trust | — | — | $272 | <0.1% | |
| MID CAP GROWTH FUND FEE CLASS R1 WILMINGTON TRUST · EIN 38-7271378 / PN 549 | Common Collective Trust | — | — | $92 | <0.1% | |
| FLEXPATH INDEX MODERATE 2025 R1 WILMINGTON TRUST · EIN 47-2285799 / PN 214 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX AGGRESSIVE 2065 R1 WILMINGTON TRUST · EIN 38-7271378 / PN 759 | Common Collective Trust | — | — | $0 | <0.1% |
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