Back to filter
Original filing (PDF)20250926115624NAL0003997507001
RELIANCE ONE, INC.
Form 5500
FILING_RECEIVED
RELIANCE ONE 401(K) PLAN
401(k) retirement plan
Signals · 2
~122 bps in Sched C feesNo recordkeeper disclosed
Active participants
206
Accounts w/ balance
243
Plan assets (EOY)
$5.0M
Net assets (EOY)
$5.0M
How this plan invests
This plan
5 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 122 bps in Schedule C fees — 134% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RELIANCE ONE, INC..
Plan sponsor
Name
RELIANCE ONE, INC.
EIN
38-3502806
Address
1700 HARMON ROAD, SUITE ONE · AUBURN HILLS, MI · 483261588
Phone
(248) 575-3407
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DOEREN MAYHEW ASSURANCE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | CUSTODIAN | $3K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL PENSION ADVISORS | 04-3422848 | — | ADVISOR | $15K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL BENEFITS GROUP, INC. | 04-3015875 | — | TPA | $43K | — |
Investments
32 direct securities · 5 pooled funds· $4.9M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.6M
32 holdings
Common Collective Trust
$308K
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Inv | — | — | — | $1.1M | 22.4% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $891K | 17.9% | |
| Vanguard Target Retirement 2035 Inv | — | — | — | $713K | 14.3% | |
| Vanguard Target Retirement 2025 Inv | — | — | — | $415K | 8.3% | |
| Vanguard Target Retirement 2065 Inv | — | — | — | $347K | 7.0% | |
| Charles Schwab Trust Bank Schwab S&P 500 Index Fund - Select S | — | — | — | $177K | 3.6% | |
| SPA AGGRESSIVE PORTFOLIO R6 GREAT GRAY TRUST COMPANY · EIN 81-4599793 / PN 318 | Common Collective Trust | — | — | $167K | 3.4% | |
| Vanguard Target Retirement 2015 Inv | — | — | — | $166K | 3.3% | |
| Vanguard Growth Index Admiral | — | — | — | $143K | 2.9% | |
| Notes Receivable from Participants | — | — | — | $133K | 2.7% | |
| SPA BALANCED PORTFOLIO R6 GREAT GRAY TRUST COMPANY · EIN 81-4576579 / PN 316 | Common Collective Trust | — | — | $111K | 2.2% | |
| Fidelity Emerging Markets Fund | — | — | — | $110K | 2.2% | |
| Vanguard Target Retirement 2060 FD | — | — | — | $103K | 2.1% | |
| Vanguard Target Retirement 2030 FD | — | — | — | $41K | 0.8% | |
| Vanguard Mid-Cap Growth Index Admiral | — | — | — | $35K | 0.7% | |
| Vanguard Target Retirement 2040 FD | — | — | — | $30K | 0.6% | |
| Vanguard Small-Cap Growth Index Admiral | — | — | — | $25K | 0.5% | |
| Vanguard Value Index Admiral | — | — | — | $23K | 0.5% | |
| Vanguard Interim-Term Bond Index Admiral | — | — | — | $22K | 0.4% | |
| SPA GROWTH PORTFOLIO R6 GREAT GRAY TRUST COMPANY · EIN 81-4586721 / PN 317 | Common Collective Trust | — | — | $21K | 0.4% | |
| Vanguard Target Retirement 2050 FD | — | — | — | $19K | 0.4% | |
| Vanguard Short-Term Bond Index Admiral | — | — | — | $15K | 0.3% | |
| Vanguard REIT Index Admiral | — | — | — | $14K | 0.3% | |
| Vanguard Small-Cap Index Admiral | — | — | — | $12K | 0.2% | |
| Charles Schwab Trust Bank Money Market Deposit Account | — | — | — | $12K | 0.2% | |
| Vanguard High-Yield Corporate Admiral | — | — | — | $11K | 0.2% | |
| Vanguard Inflation-Protected Secs Admiral | — | — | — | $9K | 0.2% | |
| SPA CONSERVATIVE PORTFOLIO R6 GREAT GRAY TRUST COMPANY · EIN 38-4139840 / PN 620 | Common Collective Trust | — | — | $9K | 0.2% | |
| Vanguard Developed Mkts Index Adm | — | — | — | $8K | 0.2% | |
| Vanguard Small-Cap Value Index Admiral | — | — | — | $7K | 0.1% | |
| Vanguard Mid-Cap Value Index Admiral | — | — | — | $7K | 0.1% | |
| Vanguard Mid-Cap Index Admiral | — | — | — | $7K | 0.1% | |
| Vanguard Materials Index Admiral | — | — | — | $6K | 0.1% | |
| Vanguard Total Intl Bd Idx Admiral | — | — | — | $5K | 0.1% | |
| Dimensional Fund Advisors Real Estate Securities I | — | — | — | $4K | <0.1% | |
| Vanguard Target Retirement 2070 FD | — | — | — | $143 | <0.1% | |
| SPA MODERATE PORTFOLIO R6 GREAT GRAY TRUST COMPANY · EIN 81-4559880 / PN 315 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Other plans using SENTINEL BENEFITS GROUP, INC.
ONEONCOLOGY, LLC
ONEONCOLOGY, LLC ONEREWARDS RETIREMENT PLAN
$584.7M · 7,980 participants
THE COLONY GROUP, LLC
THE COLONY GROUP, LLC 401(K) PROFIT SHARING PLAN
$269.5M · 551 participants
EASTERN RESEARCH GROUP, INC.
EASTERN RESEARCH GROUP, INC. CASH OR DEFERRED PROFIT SHARING PLAN
$217.6M · 731 participants
NEMAK USA, INC.
NEMAK USA, INC. RETIREMENT SAVINGS PLAN
$189.0M · 2,035 participants
BOWMAN CONSULTING GROUP, LTD.
BOWMAN CONSULTING GROUP, LTD. RETIREMENT PLAN
$164.7M · 2,122 participants
EASTMAN CREDIT UNION
EASTMAN CREDIT UNION 401(K) INVESTMENT PLAN
$146.1M · 1,071 participants
Similar-size Other Services (ex. Public Admin) plans
OFFICENATION, INC.
PC NATION EMPLOYEES SAVINGS PLAN
$5.0M · 31 participants
HEARTH LLC
HEARTH LLC 401K PLAN
$5.0M · 45 participants
OBGYN GROUP OF EASTERN CONNECT
OBGYN GROUP OF EASTERN CONNECT 401(K) PROFIT SHARING PLAN & TRUST
$5.0M · 41 participants
KAST ORTHODONTICS INC
KAST ORTHODONTICS INC 401(K) PROFIT SHARING PLAN & TRUST
$5.0M · 13 participants
KLATCH COFFEE INTERNATIONAL, INC.
KLATCH INTERNATIONAL RETIREMENT PLAN
$5.0M · 4 participants
PRG MANAGEMENT, INC.
PRG MANAGEMENT, INC. DEFINED BENEFIT PLAN
$5.0M · 4 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants