Back to filter
Original filing (PDF)20251014142107NAL0001534275001
COREWELL HEALTH
Form 5500
FILING_RECEIVED
SPECTRUM HEALTH PENSION PLAN
Defined-benefit pension plan
Signals · 4
99% in single holding~78 bps in Sched C feesNo recordkeeper disclosed12 service providers
Active participants
2,032
Accounts w/ balance
—
Plan assets (EOY)
$229.3M
Net assets (EOY)
$213.5M
How this plan invests
This plan
2 pooled trusts
Schedule D
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "The Northern Trust Company* Various investments (see Appendix A for detailed listing)" is 99% of plan.
- 78 bps in Schedule C fees — 678% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COREWELL HEALTH.
Plan sponsor
Name
COREWELL HEALTH
EIN
38-3382353
Address
100 MICHIGAN ST. NE · GRAND RAPIDS, MI · 49503
Phone
(616) 391-2543
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
1D · Floor-offset DB
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
12 rowsOther
12| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DELOITTE CONSULTING LLP | 06-1454513 | — | NONE | $682K | — |
| PIMCO | 33-0629048 | — | NONE | $330K | — |
| NISA INVESTMENT ADVISORS, LLC | 48-1140940 | — | NONE | $300K | — |
| SPECTRUM HEALTH SYSTEM | 38-3382353 | — | PLAN SPONSOR | $181K | — |
| NORTHERN TRUST CORPORATION | 36-2723087 | — | NONE | $107K | — |
| MERCER INVESTMENTS LLC | 13-2834414 | — | NONE | $50K | — |
| THE BANK OF NEW YORK MELLON | 13-5160382 | — | NONE | $39K | — |
| WCM INVESTMENT MANAGEMENT, LLC | 95-3046237 | — | NONE | $32K | — |
| WILLIS TOWER WATSON | 53-0181291 | — | NONE | $28K | — |
| GEORGE JOHNSON & COMPANY | 38-2029668 | — | NONE | $18K | — |
| DELOITTE TAX LLP | 86-1065772 | — | NONE | $10K | — |
| FOREMOST GRAPHICS, LLC | 38-3563640 | — | NONE | $6K | — |
Investments
15 direct securities · 2 pooled funds· $240.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$224.8M
15 holdings
Common Collective Trust
$16.0M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Northern Trust Company* Various investments (see Appendix A for detailed listing) | — | — | $229.4M | $223.4M | 97.4% | |
| NTGI-QM COLLECTIVE DAILY S & P 500 NORTHERN TRUST INVESTMENTS, N.A. · EIN 45-6138589 / PN 001 | Common Collective Trust | — | — | $12.0M | 5.2% | |
| WCM FOCUSED INTL GROWTH FUND WCM INVESTMENT MANAGEMENT · EIN 20-8941519 / PN 001 | Common Collective Trust | — | — | $4.0M | 1.7% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 200,000.000200,000.000300,000.000300,000.000200,000.000 | — | — | — | $500K | 0.2% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 300,000.000-300,000.000-200,000.000200,000.000100,000.000-100,000.000-100,000.000100,000.000 | — | — | — | $400K | 0.2% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 200,000.000100,000.000 | — | — | $200K | $100K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 80,000.00040,000.000 | — | — | $45K | $60K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 50,000.00080,000.000 | — | — | $5K | $57K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 70,000.00010,000.000 | — | — | — | $55K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb | — | — | $50K | $50K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 77,000.00085,000.00095,000.00050,000.000 | — | — | — | $35K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 35,000.000 | — | — | $35K | $25K | <0.1% | |
| 06-15-2048 FLTG 04-15-2031 - Dol 08-15-2051 03-16-2032 BEO 12-07-2049 | — | — | — | $20K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 90,000.00020,000.00085,000.00020,000.00055,000.00015,000.000 | — | — | $5K | $10K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 11,000.000 | — | — | $11K | $7K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 55,000.00010,000.000 | — | — | $5K | $5K | <0.1% | |
| Account Name SPECTRUM HEALTH PENSIONHistorical Cost Generated by Northern Trust from reviewed periodic data on 21 Feb 25 75,000.00035,000.00035,000.00020,000.000 | — | — | — | $3K | <0.1% |