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Original filing (PDF)20251007232204NAL0005033937001
MERSINO DEWATERING, LLC
Form 5500
FILING_RECEIVED
MERSINO DEWATERING, LLC 401(K) PLAN
401(k) retirement plan
Active participants
510
Accounts w/ balance
548
Plan assets (EOY)
$16.6M
Net assets (EOY)
$16.6M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 52 bps in Schedule C fees — 78% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MERSINO DEWATERING, LLC.
Plan sponsor
Name
MERSINO DEWATERING, LLC
EIN
38-3267850
Address
10162 E COLDWATER RD · DAVISON, MI · 48423
Phone
(810) 658-3472
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $57K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE PATRIOT FINANCIAL GROUP | 90-0138117 | — | ADVISOR | $29K | — |
Investments
33 direct securities· $16.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Lifetime 2040 Fund Class R6 Mutual Fund | — | — | — | $2.2M | 13.1% | |
| MFS Lifetime 2030 Fund Class R6 Mutual Fund | — | — | — | $1.7M | 10.5% | |
| MFS Lifetime 2045 Fund Class R6 Mutual Fund | — | — | — | $1.3M | 7.9% | |
| JPMorgan Large Cap Growth Fund Class R6 Mutual Fund | — | — | — | $1.3M | 7.9% | |
| MFS Lifetime 2035 Fund Class R6 Mutual Fund | — | — | — | $1.0M | 6.3% | |
| MFS Lifetime 2050 Fund Class R6 Mutual Fund | — | — | — | $992K | 6.0% | |
| MFS Lifetime 2025 Fund Class R6 Mutual Fund | — | — | — | $781K | 4.7% | |
| MFS Lifetime 2060 Fund Class R6 Mutual Fund | — | — | — | $769K | 4.6% | |
| MFS Lifetime 2055 Fund Class R6 Mutual Fund | — | — | — | $724K | 4.4% | |
| Columbia Dividend Income Inst3 Mutual Fund | — | — | — | $635K | 3.8% | |
| JPMorgan Mid Cap Growth Fund Class R6 Mutual Fund | — | — | — | $498K | 3.0% | |
| MFS Growth Fund Class R6 Mutual Fund | — | — | — | $474K | 2.9% | |
| Invesco Global Fund Class R6 Mutual Fund | — | — | — | $438K | 2.6% | |
| MFS Mid Cap Value Fund Class R6 Mutual Fund | — | — | — | $396K | 2.4% | |
| PGIM Total Return Bond Fund -Class R6 Mutual Fund | — | — | — | $297K | 1.8% | |
| Notes receivable from participants Interest rate - 3.00% to 9.50% | — | — | — | $296K | 1.8% | |
| MFS Lifetime Income R6 Fund Stock Price Mutual Fund | — | — | — | $270K | 1.6% | |
| MFS International Growth Fund Class R6 Mutual Fund | — | — | — | $250K | 1.5% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $249K | 1.5% | |
| Fidelity Advisor Capital & Income Class Z Mutual Fund | — | — | — | $230K | 1.4% | |
| Franklin Rising Dividends Fund R6 Class Mutual Fund | — | — | — | $230K | 1.4% | |
| Fidelity Advisor Small Cap Value Z Mutual Fund | — | — | — | $211K | 1.3% | |
| MFS Value Fund Class R6 Mutual Fund | — | — | — | $203K | 1.2% | |
| AF GRTH & INC R6 Mutual Fund | — | — | — | $195K | 1.2% | |
| Columbia Contrarian Core Inst3 Mutual Fund | — | — | — | $190K | 1.1% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $148K | 0.9% | |
| MGL SM CP GR R6 Mutual Fund | — | — | — | $138K | 0.8% | |
| Columbia Overseas Value Fund;I3 Mutual Fund | — | — | — | $93K | 0.6% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $89K | 0.5% | |
| MFS Mid Cap Growth Fund Class R6 Mutual Fund | — | — | — | $72K | 0.4% | |
| Fidelity Government MMkt K6 Interest-Bearing Cash | — | — | — | $72K | 0.4% | |
| American Funds The Bond Fund of America® Class R-6 Mutual Fund | — | — | — | $67K | 0.4% | |
| Fidelity Advisor Strategic Income Fund - Class Z Mutual Fund | — | — | — | $17K | 0.1% |