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Original filing (PDF)20251013132118NAL0000646707001
POINT DEDICATED SERVICES, INC.
Form 5500
FILING_RECEIVED
POINT DEDICATED SERVICES, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 2
~130 bps in Sched C feesNo recordkeeper disclosed
Active participants
182
Accounts w/ balance
187
Plan assets (EOY)
$3.0M
Net assets (EOY)
$3.0M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 130 bps in Schedule C fees — 150% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for POINT DEDICATED SERVICES, INC..
Plan sponsor
Name
POINT DEDICATED SERVICES, INC.
EIN
38-3263874
Address
1300 EAST BIG BEAVER ROAD · TROY, MI · 48083
Phone
(248) 680-1996
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
UHY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB BANK | 42-1558009 | — | CUSTODIAN | $3K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES | 81-3968784 | — | ADVISOR | $14K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SENTINEL BENEFITS GROUP, INC. | 04-3015875 | — | TPA | $21K | — |
Investments
25 direct securities· $3.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Mid Cap Index Admiral Fund 606 Vanguard Target Retirement 2030 Fund | — | — | — | $612K | 20.7% | |
| Schwab S&P 500 Index Fund | — | — | — | $414K | 14.0% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $407K | 13.8% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $301K | 10.2% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $239K | 8.1% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $207K | 7.0% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $129K | 4.3% | |
| Vanguard Target Retirement 2065 Fund 850 Vanguard Target Retirement 2055 Fund | — | — | — | $108K | 3.6% | |
| American Funds New World R6 Fund 187 Dodge & Cox Income Fund | — | — | — | $74K | 2.5% | |
| Vanguard Value Index Admiral Fund | — | — | — | $72K | 2.4% | |
| Schwab Value Advantage | — | — | — | $68K | 2.3% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $67K | 2.3% | |
| Party Identity of issuer, Description of investment, including in borrower, lessor maturity date, rate of interest, Current Interest or similar party collateral, par or maturity value American Funds Growth Fund of America R6 Fund | — | — | — | $40K | 1.4% | |
| Vanguard International Growth Investor Fund | — | — | — | $39K | 1.3% | |
| T. Rowe Price High Yield Fund | — | — | — | $33K | 1.1% | |
| JPMorgan Mid Cap Growth Fund R6 | — | — | — | $27K | 0.9% | |
| Royce Special Equity Investment Fund | — | — | — | $24K | 0.8% | |
| Fidelity Small Cap Index 145 Fidelity Strategic Income Fund | — | — | — | $21K | 0.7% | |
| PIMCO Income Institutional Fund | — | — | — | $18K | 0.6% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $16K | 0.5% | |
| T. Rowe Price Overseas Stock I Fund | — | — | — | $12K | 0.4% | |
| Vanguard Short-Term Bond Index Admiral Fund | — | — | — | $10K | 0.3% | |
| Vanguard Selected Value Investment Fund | — | — | — | $10K | 0.3% | |
| American Funds Capital Income Bldr R6 Fund | — | — | — | $3K | <0.1% | |
| Vanguard Target Retirement Income Fund | — | — | — | $1K | <0.1% |
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