Back to filter
Original filing (PDF)20251010140138NAL0007824801001
THE ARBOR CIRCLE CORPORATION
Form 5500
FILING_RECEIVED
ARBOR CIRCLE RETIREMENT PLAN
401(k) retirement plan
Signals · 2
29% in single holdingNo recordkeeper disclosed
Active participants
315
Accounts w/ balance
256
Plan assets (EOY)
$7.6M
Net assets (EOY)
$7.6M
How this plan invests
This plan
1 pooled trust
Schedule D
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "American Funds American Balanced Fund N/A" is 29% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (2 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE ARBOR CIRCLE CORPORATION.
Plan sponsor
Name
THE ARBOR CIRCLE CORPORATION
EIN
38-3263853
Address
1115 BALL AVENUE NE · GRAND RAPIDS, MI · 49505
Phone
(616) 456-7775
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ANDREWS HOOPER PAVLIK PLC (AHP)
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $2K | — |
| KESTRA INVESTMENT SERVICES | 74-2794194 | — | NONE | $0 | — |
Investments
37 direct securities · 1 pooled fund· $15.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$7.9M
37 holdings
Pooled Separate Account
$7.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $7.1M | 93.3% | |
| American Funds American Balanced Fund N/A | — | — | — | $2.7M | 35.1% | |
| Janus Henderson Balanced N Fund N/A | — | — | — | $1.8M | 23.4% | |
| American Century Strategic Allocation: Aggressive Fund N/A | — | — | — | $601K | 7.9% | |
| Fully benefit-responsive investment contract, at contract value * American United Life Insurance Co. Stable Value Account N/A | — | — | — | $490K | 6.4% | |
| American Century Strategic Allocation: Moderate Fund N/A | — | — | — | $350K | 4.6% | |
| T. Rowe Price Growth Stock Fund N/A | — | — | — | $239K | 3.1% | |
| T. Rowe Price Retirement 2055 Fund N/A | — | — | — | $201K | 2.6% | |
| party collateral, par or maturity value (d) Cost (e) Current value AMERICAN CENTURY AMERCENT EQTY INC R6 MUTUAL FUND SHARES 0 | — | — | — | $139K | 1.8% | |
| American Funds Fundamental Investors N/A | — | — | — | $107K | 1.4% | |
| AMERICAN FUNDS AMERFDS FNDAMENTAL INVS R6 MUTUAL FUND SHARES 0 | — | — | — | $107K | 1.4% | |
| T. Rowe Price Retirement 2050 Fund N/A | — | — | — | $103K | 1.3% | |
| T. Rowe Price Retirement 2045 Fund N/A | — | — | — | $95K | 1.2% | |
| American Century Strategic Allocation: Conservative Fund N/A | — | — | — | $87K | 1.1% | |
| FIDELITY MIDCAP IDX MUTUAL FUND SHARES 0 | — | — | — | $85K | 1.1% | |
| BlackRock Global Allocation Fund N/A 302 Fidelity Mid Cap Index Fund N/A | — | — | — | $85K | 1.1% | |
| THORNBURG LTD TERM INC R6 MUTUAL FUND SHARES 0 | — | — | — | $72K | 0.9% | |
| PIMCO Income Fund N/A | — | — | — | $67K | 0.9% | |
| T. Rowe Price Retirement 2025 Fund N/A | — | — | — | $53K | 0.7% | |
| Vanguard Explorer Admiral Fund N/A | — | — | — | $53K | 0.7% | |
| American Funds EuroPacific Growth Fund N/A | — | — | — | $48K | 0.6% | |
| AMERICAN FUNDS AMERFDS EUROPAC GRTH R6 MUTUAL FUND SHARES 0 | — | — | — | $48K | 0.6% | |
| Pioneer Bond Fund N/A | — | — | — | $42K | 0.6% | |
| BlackRock Mid Cap Growth Fund N/A | — | — | — | $40K | 0.5% | |
| Vanguard Small Cap Index Admiral Fund N/A | — | — | — | $40K | 0.5% | |
| Invesco Developing Markets Fund N/A | — | — | — | $39K | 0.5% | |
| Franklin/Templeton Clearbridge Mid Cap Fund N/A | — | — | — | $30K | 0.4% | |
| PRUDENTIAL PGIM GLOBAL REALESTATE R6 MUTUAL FUND SHARES 0 | — | — | — | $28K | 0.4% | |
| HARTFORD SCHRO INTMULCPVAL SDR MUTUAL FUND SHARES 0 | — | — | — | $26K | 0.3% | |
| Hartford International Multi Cap Value Fund N/A | — | — | — | $26K | 0.3% | |
| INVESCO OPP INTL GROWTH R6 MUTUAL FUND SHARES 0 | — | — | — | $26K | 0.3% | |
| T. Rowe Price Retirement 2040 Fund N/A | — | — | — | $21K | 0.3% | |
| T. Rowe Price Retirement 2030 Fund N/A | — | — | — | $16K | 0.2% | |
| VANGUARD COMMODITY STRAT ADM MUTUAL FUND SHARES 0 | — | — | — | $15K | 0.2% | |
| Prudential High Yield Fund N/A | — | — | — | $15K | 0.2% | |
| AMERICAN CENTURY AMERCENT SMCAP VAL R6 MUTUAL FUND SHARES 0 | — | — | — | $10K | 0.1% | |
| T. ROWE PRICE TROWEPRICE EQTY INC I MUTUAL FUND SHARES 0 | — | — | — | $4K | <0.1% | |
| PIMCO Real Return Fund N/A | — | — | — | $4K | <0.1% |
Related plans
Other plans using AMERICAN UNITED LIFE INSURANCE CO
ONEAMERICA FINANCIAL PARTNERS INC.
AMERICAN UNITED LIFE INSURANCE COMPANY EMPLOYEES RETIREMENT PLAN AND TRUST
$506.6M · 1,607 participants
MID-SOUTH INDEPENDENT SCHOOL BUSINESS OFFICERS, INC.
THE INDEPENDENT SCHOOL GROUP RETIREMENT PLAN (MISBO)
$394.8M · 2,981 participants
UNION HOSPITAL, INC.
UNION HEALTH 403(B)RETIREMENT PLAN
$232.8M · 3,369 participants
KODIAK GYPSUM MOUNTAIN STATES LLC
KODIAK BP 401K PLAN
$193.5M · 5,941 participants
GREGORY POOLE EQUIPMENT COMPANY
GREGORY POOLE EQUIPMENT COMPANY RETIREMENT SAVINGS AND PROFIT SHARING PLAN
$167.4M · 1,483 participants
ENDRESS+HAUSER INC.
ENDRESS+HAUSER INC. EMPLOYEES 401K/RETIREMENT SAVINGS PLAN
$159.5M · 983 participants
Similar-size Health Care & Social Assistance plans
SENIOR CITIZENS OF GREATER DAL
403(B) THRIFT PLAN FOR EMPLOYEES OF SENIOR CITIZENS OF GREATER DALLAS
$7.6M · 65 participants
BERNARD OSHER MARIN JEWISH COMMUNITY CENTER
OSHER MARIN JCC 403(B) PLAN
$7.6M · 359 participants
FAMILY SERVICES, INC.
FAMILY SERVICES, INC. 403(B) PLAN
$7.6M · 213 participants
VILLA ESPERANZA SERVICES
VILLA ESPERANZA 403(B) RETIREMENT SAVINGS PLAN
$7.6M · 329 participants
BELMONT HOUSING RESOURCES FOR
BELMONT HOUSING RESOURCES FOR 401(K) PROFIT SHARING PLAN & TRUST
$7.6M · 106 participants
BEHAVIOR INTERVENTIONS, INC.
BEHAVIOR INTERVENTIONS, INC. 401(K) PLAN
$7.6M · 463 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants