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Original filing (PDF)20251014101950NAL0002506033001
LANSING LOCAL #826 GLAZIERS' RETIREMENT TRUST FUND
Form 5500
FILING_RECEIVED
LANSING LOCAL #826 GLAZIERS' RETIREMENT TRUST FUND
Defined-contribution retirement plan
Active participants
112
Accounts w/ balance
169
Plan assets (EOY)
$34.0M
Net assets (EOY)
$34.0M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 49 bps in Schedule C fees — 70% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LANSING LOCAL #826 GLAZIERS' RETIREMENT TRUST FUND.
Plan sponsor
Name
LANSING LOCAL #826 GLAZIERS' RETIREMENT TRUST FUND
EIN
38-3209037
Address
PO BOX 189 · JACKSON, MI · 49204
Phone
(517) 487-3739
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BENDA, GRACE, STULZ & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | 45-6062081 | — | RECORDKEEPER | $125K | — |
Accountant / Auditor
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENDA, GRACE, STULZ & COMPANY P.C. | 38-2284921 | — | AUDITOR | $12K | — |
| FISHER SPIEGEL KUNKLE & GERBER PLLC | 38-2771156 | — | AUDITOR | $12K | — |
| SEBER TANS, PLC | 20-0503877 | — | ACCOUNTANT | $12K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MCGINTY ET AL | 38-2060103 | — | ATTORNEY | $7K | — |
Investments
28 direct securities · 1 pooled fund· $33.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$31.3M
28 holdings
Common Collective Trust
$2.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Funds Target Retirement 2035 Target Date Fund | — | — | — | $5.9M | 17.3% | |
| Vanguard Funds Target Retirement 2045 Target Date Fund | — | — | — | $5.8M | 17.1% | |
| Vanguard Funds Target Retirement Income Fund | — | — | — | $4.0M | 11.8% | |
| Fidelity Advisors 500 Index Fund | — | — | — | $3.9M | 11.3% | |
| MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $2.6M | 7.8% | |
| Vanguard Funds Target Retriement 2025 Target Date Fund | — | — | — | $2.5M | 7.4% | |
| Vanguard Funds Target Retirement 2055 Target Date Fund | — | — | — | $1.2M | 3.6% | |
| T. Rowe Price All Cap Opportunities Inv Class Fund | — | — | — | $1.2M | 3.6% | |
| Vanguard Funds Index Trust Mid-Cap Index Fund Admiral | — | — | — | $978K | 2.9% | |
| Massmutual Select Mic Cap GR EQ Fund | — | — | — | $935K | 2.7% | |
| Vanguard Funds Equity Income Admiral Fund | — | — | — | $844K | 2.5% | |
| Dodge & Cox Income Fund Class X | — | — | — | $628K | 1.8% | |
| American Funds Retirement Services Europacific Growth Fund R6 | — | — | — | $547K | 1.6% | |
| Vanguard Funds Target Retirement 2050 Target Date Fund | — | — | — | $490K | 1.4% | |
| Vanguard Funds Small Cap Index Admiral Fund | — | — | — | $456K | 1.3% | |
| Vanguard Funds Target Retirement 2060 Target Date Fund | — | — | — | $346K | 1.0% | |
| Vanguard Funds Target Retirement 2065 Target Date Fund | — | — | — | $280K | 0.8% | |
| Vanguard Funds Target Retirement 2030 Target Date Fund | — | — | — | $229K | 0.7% | |
| Vanguard Funds Explorer Admiral Shares Fund | — | — | — | $197K | 0.6% | |
| Vanguard Funds Target Retirement 2040 Target Date Fund | — | — | — | $141K | 0.4% | |
| Vanguard Funds Total International Stock Index Admiral Fund | — | — | — | $138K | 0.4% | |
| Cohen & Steers Realty Shares Institutional Fund | — | — | — | $89K | 0.3% | |
| Fidelity Advisors FA Strategic Income Fund Retail | — | — | — | $88K | 0.3% | |
| MFs Advisors Mid Cap Value Fund | — | — | — | $79K | 0.2% | |
| Vanguard Funds Total Bond Index Admiral Shares Fund | — | — | — | $77K | 0.2% | |
| Vanguard Funds Target Retirmeent 2070 Target Date Fund | — | — | — | $75K | 0.2% | |
| MUTAL FUNDS American Funds Retirement Services Balanced R6 Fund | — | — | — | $70K | 0.2% | |
| American Funds Retirement Services Beacon Small Cap Value R6 Fund | — | — | — | $21K | <0.1% | |
| Dimensional International Small Company Fund | — | — | — | $14K | <0.1% |