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Original filing (PDF)20260115163123NAL0006898963001
MUFCW UNION AND EMPLOYERS JOINT PREPAID LEGAL
Form 5500
FILING_RECEIVED
MUFCW UNION AND EMPLOYERS JOINT PREPAID LEGAL PLAN
Health & welfare plan
Signals · 3
37% in single holding~2524 bps in Sched C feesNo recordkeeper disclosed
Active participants
7,790
Accounts w/ balance
—
Plan assets (EOY)
$801K
Net assets (EOY)
$780K
How this plan invests
This plan
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "JP Morgan Diversified Fund" is 37% of plan.
- 2524 bps in Schedule C fees — 1498% above peer band of 158 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MUFCW UNION AND EMPLOYERS JOINT PREPAID LEGAL.
Plan sponsor
Name
MUFCW UNION AND EMPLOYERS JOINT PREPAID LEGAL
EIN
38-3136636
Address
7250 POE AVE. STE 300 · DAYTON, OH · 45414
Phone
(248) 585-9610
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-15
Welfare benefit codes
4G · Prepaid Legal
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEARTLAND BENEFIT PLAN | — | DAYTON, OH | NONE | $93K | — |
| PASKEL, TASHMAN & WALKER PC | 38-1914940 | — | NONE | $71K | — |
| SIKICH CPA LLC | 54-1172176 | — | NONE | $24K | — |
| MCKNIGHT, CANZANO, SMITH, RADTKE & | 38-2237190 | — | NONE | $9K | — |
| FIFTH THIRD BANK | — | CINCINNATI, OH | NONE | $5K | — |
Investments
5 direct securities· $663K(83% of reported assets)
Uncategorized
$456K
4 holdings
Mutual Funds
$207K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Diversified Fund | — | — | $241K | $244K | 30.4% | |
| American Funds Growth and Income Portfolio Class F-2 | Mutual Funds | — | $200K | $207K | 25.8% | |
| JP Morgan Strategic Income Opportunities Fund | — | — | $111K | $111K | 13.8% | |
| JP Morgan Core Bond Fund | — | — | $96K | $97K | 12.1% | |
| Cash and Cash Equivalents Federated Government Obligation Institutional Shares | — | — | $5K | $5K | 0.7% |