Back to filter
Original filing (PDF)20250613133421NAL0017597521001
BAKER COLLEGE PROFESSIONAL SERVICES, INC.
Form 5500
FILING_RECEIVED
BAKER COLLEGE EMPLOYEES' PENSION TRUST
Defined-contribution retirement plan
Active participants
414
Accounts w/ balance
896
Plan assets (EOY)
$83.9M
Net assets (EOY)
$83.9M
How this plan invests
This plan
26 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- Below-peer total fees (1 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAKER COLLEGE PROFESSIONAL SERVICES, INC..
Plan sponsor
Name
BAKER COLLEGE PROFESSIONAL SERVICES, INC.
EIN
38-3043861
Address
BAKER COLLEGE SYSTEM HEADQRTRS. · 1020 S. WASHINGTON STREET · OWOSSO, MI · 48867
Phone
(989) 729-3350
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2023
Plan year begin
2023-09-01
Tax period
2024-08-31
Filed
2025-06-13
Pension benefit codes
2C · Money purchase (other than target benefit)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEWIS & KNOPF, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORD KEEPER | $6K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $1K | — |
| MML INVESTORS SERVICES INC | 04-2746212 | — | BROKER/ ADVISOR | $0 | — |
Investments
26 pooled funds· $59.0M(70% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| MM S&P 500(R) INDEX R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $5.9M | 7.0% |
| BLACKROCK LIFEPATH INDEX 2035 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $5.8M | 6.9% |
| MASSMUTUAL BLUE CHIP GROWTH R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $5.7M | 6.8% |
| AMERICAN FUNDS GROWTH FUND OF AMER AMERICAN FUNDS · EIN 04-1590850 / PN 000 | Pooled Separate Account | $5.4M | 6.4% |
| BLACKROCK LIFEPATH INDEX 2045 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $4.1M | 4.9% |
| AMERICAN FUNDS EUROPACIFIC GROWTH R AMERICAN FUNDS · EIN 04-1590850 / PN 000 | Pooled Separate Account | $4.0M | 4.8% |
| BLACKROCK LIFEPATH INDEX 2025 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $3.6M | 4.3% |
| MASSMUTUAL TOTAL RETURN BOND R5 MASSMUTUAL · EIN 90-0342299 / PN 000 | Pooled Separate Account | $3.4M | 4.1% |
| MASSMUTUAL MID CAP GROWTH R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $2.9M | 3.4% |
| MASSMUTUAL SMALL CAP GR EQ R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $2.6M | 3.1% |
| JPMORGAN SMALL CAP VALUE I JPMORGAN · EIN 90-0342299 / PN 000 | Pooled Separate Account | $2.3M | 2.8% |
| BLACKROCK LIFEPATH INDEX 2030 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $2.0M | 2.4% |
| BLACKROCK LIFEPATH INDEX 2050 INV A BLACKROCK · EIN 90-0779283 / PN 000 | Pooled Separate Account | $1.7M | 2.0% |
| PIMCO INCOME ADM PIMCO · EIN 90-0779286 / PN 000 | Pooled Separate Account | $1.5M | 1.8% |
| JPMORGAN MID CAP VALUE I JPMORGAN · EIN 90-0342299 / PN 000 | Pooled Separate Account | $1.5M | 1.8% |
| BLACKROCK LIFEPATH INDEX 2055 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $1.3M | 1.5% |
| BLACKROCK LIFEPATH INDEX 2040 INV A BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $1.2M | 1.4% |
| MASSMUTUAL GLOBAL I MASSMUTUAL · EIN 90-0779086 / PN 000 | Pooled Separate Account | $1.1M | 1.3% |
| BLACKROCK LIFEPATH INDEX RETIRE INV BLACKROCK · EIN 90-0779286 / PN 000 | Pooled Separate Account | $908K | 1.1% |
| INVESCO REAL ESTATE Y INVESCO · EIN 04-1590850 / PN 000 | Pooled Separate Account | $798K | 1.0% |
| EMPOWER INTERNATIONAL INDEX INSTL EMPOWER FUNDS · EIN 27-3831042 / PN 000 | Pooled Separate Account | $328K | 0.4% |
| EMPOWER S&P SMALLCAP 600 INDEX INST EMPOWER FUNDS · EIN 84-1295456 / PN 000 | Pooled Separate Account | $287K | 0.3% |
| EMPOWER S&P MID CAP 400 INDEX INSTL EMPOWER FUNDS · EIN 27-2920909 / PN 000 | Pooled Separate Account | $221K | 0.3% |
| DELAWARE EMERGING MARKETS INSTL DELAWARE FUNDS BY MACQUARIE · EIN 90-0779286 / PN 000 | Pooled Separate Account | $169K | 0.2% |
| MASSMUTUAL HIGH YIELD R5 MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $164K | 0.2% |
| EMPOWER MODERATELY AGG PRFL INSTL EMPOWER FUNDS · EIN 84-1501574 / PN 000 | Pooled Separate Account | $51K | <0.1% |
Related plans
Other plans using EMPOWER ANNUITY INSURANCE COMPANY
SOUTHWEST AIRLINES CO.
SOUTHWEST AIRLINES CO. RETIREMENT SAVINGS PLAN
$17.0B · 74,221 participants
ABBVIE INC.
ABBVIE SAVINGS PLAN
$13.4B · 28,506 participants
ADVOCATE AURORA HEALTH, INC
ADVOCATE AURORA HEALTH 401(K) PLAN
$10.5B · 83,445 participants
BECHTEL GLOBAL CORPORATION
BECHTEL TRUST & THRIFT PLAN
$6.1B · 8,546 participants
BLOOMBERG L.P.
BLOOMBERG L.P. 401(K) PLAN
$5.7B · 14,853 participants
SCHNEIDER ELECTRIC HOLDINGS, INC.
SCHNEIDER ELECTRIC 401(K) PLAN
$5.1B · 20,597 participants
Similar-size Educational Services plans
PALM BEACH ATLANTIC UNIVERSITY, INC.
PALM BEACH ATLANTIC UNIVERSITY 403(B)(7) PLAN
$83.9M · 1,566 participants
TRINITY EPISCOPAL SCHOOL CORPORATION
TRINITY EPISCOPAL SCHOOL CORPORATION DEFINED CONTRIBUTION RETIREMENT PLAN
$83.8M · 267 participants
RANSOM EVERGLADES SCHOOL, INC.
RANSOM EVERGLADES SCHOOL SECTION 403(B) RETIREMENT PLAN
$83.8M · 263 participants
ROOSEVELT UNIVERSITY
ROOSEVELT UNIVERSITY 401(A) UNIVERSITY RETIREMENT PLAN FOR FACULTY AND ADMINISTRATORS
$84.0M · 392 participants
THE ST. PAUL'S SCHOOLS 403(B) RETIREMENT PLAN
ST. PAUL'S SCHOOL 403(B) RETIREMENT PLAN
$83.7M · 418 participants
MID-PACIFIC INSTITUTE
MID-PACIFIC INSTITUTE 403(B) RETIREMENT PLAN
$84.0M · 216 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants