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Original filing (PDF)20251010072300NAL0004042499001
V.E.C (USA), INC.
Form 5500
FILING_RECEIVED
VAN EERDEN SAVINGS AND RETIREMENT PLAN
401(k) retirement plan
Active participants
618
Accounts w/ balance
734
Plan assets (EOY)
$40.4M
Net assets (EOY)
$40.4M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (19 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for V.E.C (USA), INC..
Plan sponsor
Name
V.E.C (USA), INC.
EIN
38-2892156
Address
650 IONIA AVE SW · GRAND RAPIDS, MI · 49503
Phone
(616) 475-7409
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE MORAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN INVEST HOLDINGS LLC | 13-2624428 | — | RECORDKEEPER | $4K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RAYMOND JAMES & ASSOCIATES INC | — | ST PETERSBURG, FL | INVESTMENT ADVISOR | $62K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PLANTE & MORAN PLLC | — | DETROIT, MI | AUDITOR | $10K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLER, JOHNSON, SNELL & CUMMISKEY, | — | GRAND RAPIDS, MI | OTHER | $2K | — |
| QDRO CONSULTANTS COMPANY, LLC | — | MEDINA, OH | OTHER | $600 | — |
Investments
22 direct securities · 1 pooled fund· $40.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$39.6M
22 holdings
Common Collective Trust
$788K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Smart Retirement 2025 R6 | — | — | — | $5.7M | 14.2% | |
| JPMorgan Smart Retirement 2030 R6 | — | — | — | $5.4M | 13.4% | |
| JPMorgan Smart Retirement 2035 R6 | — | — | — | $4.5M | 11.2% | |
| JPMorgan Smart Retirement 2040 R6 | — | — | — | $3.1M | 7.7% | |
| JPMorgan Smart Retirement 2050 R6 | — | — | — | $2.7M | 6.8% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $2.4M | 6.0% | |
| JPMorgan Smart Retirement 2045 R6 | — | — | — | $2.2M | 5.6% | |
| JPMorgan Smart Retirement 2055 R6 | — | — | — | $2.0M | 5.0% | |
| Vanguard 500 Index Fund - Admiral | — | — | — | $1.8M | 4.5% | |
| JPMorgan Smart Retirement Income R6 | — | — | — | $1.8M | 4.4% | |
| Vanguard Equity-Income ADM | — | — | — | $1.7M | 4.3% | |
| Participants Participant notes receivable bearing interest at rates ranging from 4.25 to 9.50 percent - | — | — | — | $1.1M | 2.7% | |
| JPMorgan Smart Retirement 2060 R6 | — | — | — | $982K | 2.4% | |
| Vanguard Mid Cap Index ADM | — | — | — | $974K | 2.4% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 001 | Common Collective Trust | — | — | $788K | 1.9% | |
| Principal SmallCap Growth I R6 | — | — | — | $673K | 1.7% | |
| Vanguard International Growth ADM | — | — | — | $604K | 1.5% | |
| Empower Trust BlackRock Strategic Income OPPS K | — | — | — | $472K | 1.2% | |
| William Blair Emerging MKTS Growth R6 | — | — | — | $422K | 1.0% | |
| Vanguard Developed Markets Index - Admiral | — | — | — | $334K | 0.8% | |
| Vanguard Small Cap Index Fund - Admiral | — | — | — | $273K | 0.7% | |
| DFA Global Real Estate Securities | — | — | — | $232K | 0.6% | |
| JPMorgan Smart Retirement 2065 R6 | — | — | — | $38K | <0.1% |
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