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Original filing (PDF)20251010101458NAL0007494561001
CONTINENTAL CAFE, INC. D/B/A CONTINENTAL SERVICES
Form 5500
FILING_RECEIVED
CONTINENTAL SERVICES 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
2,727
Accounts w/ balance
584
Plan assets (EOY)
$28.1M
Net assets (EOY)
$28.1M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 21% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONTINENTAL CAFE, INC. D/B/A CONTINENTAL SERVICES.
Plan sponsor
Name
CONTINENTAL CAFE, INC. D/B/A CONTINENTAL SERVICES
EIN
38-2872918
Address
35710 MOUND ROAD · STERLING HEIGHTS, MI · 48310
Phone
(586) 276-9955
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $22K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES INC | 38-2722519 | — | ADVISOR | $0 | — |
Investments
40 direct securities · 1 pooled fund· $28.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$28.1M
40 holdings
Common Collective Trust
$759K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Advisor Freedom 2030 Fund - Class A | — | — | — | $4.1M | 14.6% | |
| Fidelity Advisor Freedom 2035 Fund - Class A | — | — | — | $2.8M | 10.0% | |
| Fidelity Advisor Freedom 2045 Fund - Class A | — | — | — | $2.6M | 9.2% | |
| Fidelity Advisor Freedom 2040 Fund - Class A | — | — | — | $2.0M | 7.2% | |
| Fidelity Advisor Freedom 2050 Fund - Class A | — | — | — | $1.8M | 6.3% | |
| Fidelity Advisor Freedom 2055 Fund - Class A | — | — | — | $1.6M | 5.6% | |
| Franklin DynaTech Fund Class R | — | — | — | $1.5M | 5.2% | |
| Fidelity Advisor Freedom 2025 Fund - Class A | — | — | — | $1.5M | 5.2% | |
| JPMorgan Large Cap Growth Fund R2 | — | — | — | $988K | 3.5% | |
| Fidelity Management Trust Company Common/collective trust fund - Galliard Stable Return Fund C | — | — | — | $759K | 2.7% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $759K | 2.7% | |
| Nationwide BNY Mellon Dynamic US Core Fd Class A | — | — | — | $748K | 2.7% | |
| Columbia Dividend Income R | — | — | — | $734K | 2.6% | |
| Fidelity Advisor Freedom 2060 Fund - Class A | — | — | — | $671K | 2.4% | |
| BlackRock Mid-Cap Growth Equity K | — | — | — | $640K | 2.3% | |
| Fidelity Advisor Stock Selector Small Cap Fund - Z | — | — | — | $478K | 1.7% | |
| Victory HIGH YIELD A | — | — | — | $462K | 1.6% | |
| MFS International Intrinsic Value Fund Class R3 | — | — | — | $447K | 1.6% | |
| Fidelity Advisor Freedom 2020 Fund - Class A | — | — | — | $423K | 1.5% | |
| Fidelity Advisor Asset Manager 70% - Class A | — | — | — | $344K | 1.2% | |
| Invesco Core Bond R6 | — | — | — | $337K | 1.2% | |
| ClearBridge International Growth Fund Class A | — | — | — | $296K | 1.1% | |
| American Century Disciplined Core Val Fd;R5 | — | — | — | $278K | 1.0% | |
| American Century Large Cap Equity I | — | — | — | $276K | 1.0% | |
| Franklin Small Cap Value Fund Advisor Class | — | — | — | $265K | 0.9% | |
| MGL MC INC OP R6 | — | — | — | $264K | 0.9% | |
| Fidelity Advisor Freedom 2015 Fund - Class A | — | — | — | $251K | 0.9% | |
| Thornburg Limited Term Income R5 | — | — | — | $234K | 0.8% | |
| Fidelity Management Trust Company C&S Real Estate Fund R | — | — | — | $192K | 0.7% | |
| Fidelity Advisor Freedom 2065 Fund - Class A | — | — | — | $191K | 0.7% | |
| Hartford Strategic Income R6 | — | — | — | $187K | 0.7% | |
| Invesco Main Street Mid Cap R6 | — | — | — | $185K | 0.7% | |
| Invesco Gold & Special Minerals Fund R | — | — | — | $180K | 0.6% | |
| Fidelity Advisor Asset Manager 50% - Class A | — | — | — | $142K | 0.5% | |
| Columbia Small Cap Growth Inst3 | — | — | — | $129K | 0.5% | |
| American Funds New World Fund Class R3 | — | — | — | $85K | 0.3% | |
| Empower Annuity Insurance Company of America Unallocated investment contract - Key Guaranteed Portfolio Fund | — | — | — | $55K | 0.2% | |
| Fidelity Advisor Freedom Income A | — | — | — | $37K | 0.1% | |
| American Funds U.S. Government Securities Fund R6 | — | — | — | $31K | 0.1% | |
| Fidelity Advisor Intl Small Cap Z | — | — | — | $10K | <0.1% | |
| MFS Emerging Markets Debt Fund Class R6 | — | — | — | $5K | <0.1% |
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