Back to filter
Original filing (PDF)20251014122452NAL0001340755001
STS OPERATING, INC.
Form 5500
FILING_RECEIVED
PARAGON TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
114
Accounts w/ balance
155
Plan assets (EOY)
$15.8M
Net assets (EOY)
$15.8M
How this plan invests
This plan
31 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (17 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STS OPERATING, INC..
Plan sponsor
Name
STS OPERATING, INC.
EIN
38-2839897
Address
5775 TEN MILE ROAD · WARREN, MI · 48091
Phone
(630) 317-2723
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2D · Offset of another plan
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SIKICH LLP | — | CHICAGO, IL | NONE | $13K | — |
| UBS FINANCIAL SERVICES INC | — | NASHVILLE, TN | NONE | $12K | — |
| EMPOWER ANNUITY INSURANCE COMPANY O | 84-0467907 | — | NONE | $3K | — |
Investments
5 direct securities · 31 pooled funds· $15.6M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$10.8M
17 holdings
Pooled Separate Account
$3.8M
14 holdings
Uncategorized
$626K
4 holdings
Mutual Funds
$358K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX FIDELITY INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $2.7M | 17.2% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $2.0M | 12.9% | |
| T.ROWE PRICE RETIREMENT 2045 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $1.6M | 10.2% | |
| T.ROWE PRICE RETIREMENT 2030 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $1.4M | 8.9% | |
| T.ROWE PRICE RETIREMENT 2035 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $1.3M | 8.5% | |
| T.ROWE PRICE RETIREMENT 2050 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $1.3M | 8.3% | |
| T.ROWE PRICE RETIREMENT 2040 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $1.2M | 7.8% | |
| T.ROWE PRICE RETIREMENT 2025 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $518K | 3.3% | |
| Alliance Bernstein AB Large Cap Growth Z | Mutual Funds | — | — | $358K | 2.3% | |
| Capital Group American Funds American Century Mid Cap Value R6 | — | — | — | $340K | 2.1% | |
| JPMORGAN EQUITY INCOME R6 JPMORGAN · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $335K | 2.1% | |
| T.ROWE PRICE RETIREMENT 2020 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $312K | 2.0% | |
| DODGE AND COX INCOME - I DODGE AND COX · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $297K | 1.9% | |
| FRANKLIN SMALL CAP GROWTH R6 FRANKLIN TEMPLETON INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $261K | 1.6% | |
| MFS INTERNATIONAL INTRINSIC VALUE R MFS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $252K | 1.6% | |
| NORTHERN SMALL CAP VALUE NORTHERN FUNDS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $248K | 1.6% | |
| T.ROWE PRICE RETIREMENT 2055 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $232K | 1.5% | |
| T.ROWE PRICE RETIREMENT 2010 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $171K | 1.1% | |
| MASSMUTUAL MID CAP GROWTH I MASSMUTUAL · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $135K | 0.9% | |
| T ROWE PRICE RETIREMENT 2060 TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $128K | 0.8% | |
| Capital Group American Funds American Balanced R6 | — | — | — | $123K | 0.8% | |
| Capital Group American Funds American Funds New World R6 | — | — | — | $88K | 0.6% | |
| Prudential Investment Management PGIM Global Real Estate R6 | — | — | — | $74K | 0.5% | |
| PIMCO INCOME INSTL PIMCO · EIN 90-0779283 / PN 000 | Common Collective Trust | — | — | $23K | 0.1% | |
| T ROWE PRICE RETIREMENT 2065 TR A T. ROWE PRICE COLLECTIVE TRUSTS · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $23K | 0.1% | |
| MFS INTERNATIONAL INTRINSIC VALUE R MFS · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN FUNDS AMERICAN BALANCED R2 AMERICAN FUNDS · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MASSMUTUAL DISCIPLINED GR A MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PIMCO STOCKSPLUS R PIMCO · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| LOOMIS SAYLES STRATEGIC INCOME A LOOMIS SAYLES FUNDS · EIN 90-0342299 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| AMERICAN CENTURY MID CAP VALUE A AMERICAN CENTURY INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MASSMUTUAL MID CAP GROWTH ADM MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PGIM GLOBAL REAL ESTATE A PGIM INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MASSMUTUAL CORE BOND ADM MASSMUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| FRANKLIN SMALL CAP GROWTH A FRANKLIN TEMPLETON INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FUNDS NEW WORLD R2 AMERICAN FUNDS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |
Related plans
Other plans using SIKICH LLP
BD OF TRUSTEES, CHICAGO & VICINITY LABORERS' DISTR. COUNCIL PENS FUND
CHICAGO & VICINITY LABORERS' DISTRICT COUNCIL PENSION PLAN
$5.2B · 11,313 participants
BD OF TRTS - CHGO & VICIN LABORERS' DISTRICT COUNCIL RETIREE H&W FUND
CHICAGO & VICINITY LABORERS' DISTRICT COUNCIL RETIREE HEALTH & WELFARE PLAN
$851.1M
BOARD OF TRUSTEES OF CHICAGO & VICINITY LABORERS' DISTRICT COUNCIL H&W
CHICAGO & VICINITY LABORERS' DISTRICT COUNCIL HEAL
$705.1M · 11,150 participants
FREUDENBERG NORTH AMERICA LP
FREUDENBERG COMPANIES 401(K) RETIREMENT PLAN
$619.2M · 5,985 participants
GOVERNING COMMITTEE OF THE ILLINOIS INDEPENDENT COLLEGES AND UNIVERSI
ILLINOIS INDEPENDENT COLLEGES AND UNIVERSITIES MULTIPLE EMPLOYER PLAN
$503.5M · 1,567 participants
UNITED FOOD AND COMMERCIAL WORKERS EMPLOYERS PENSION PLAN
UNITED FOOD AND COMMERCIAL WORKERS UNIONS AND EMPLOYERS PENSION PLAN
$474.7M · 304 participants
Similar-size Wholesale Trade plans
MARTIN TRACTOR, INC. D/B/A MARTIN
MARTIN RETIREMENT SAVINGS PLAN
$15.8M · 295 participants
FRUIT PACKERS SUPPLY, INC.
FRUIT PACKERS SUPPLY, INC. 401(K) PROFIT SHARING PLAN
$15.9M · 43 participants
OERLIKON USA HOLDING, INC.
OERLIKON USA HOLDING, INC. PENSION PLAN
$16.0M
WMH SOLUTIONS, INC.
WMH SOLUTIONS, INC. PROFIT SHARING/401(K) PLAN AND TRUST
$16.0M · 214 participants
TPS AVIATION, INC.
TPS AVIATION, INC. 401(K) PLAN
$16.0M · 87 participants
INSTRUMENT & SUPPLY, INC.
INSTRUMENT & SUPPLY, INC. PROFIT SHARING PLAN
$16.0M · 36 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants