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Original filing (PDF)20251013100025NAL0001660944001
THE LIGHTHOUSE INC.
Form 5500
FILING_RECEIVED
THE LIGHTHOUSE INC. 401K RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
279
Accounts w/ balance
275
Plan assets (EOY)
$9.1M
Net assets (EOY)
$9.1M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (4 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE LIGHTHOUSE INC..
Plan sponsor
Name
THE LIGHTHOUSE INC.
EIN
38-2694908
Address
1655 EAST CARO ROAD · P O BOX 289 · CARO, MI · 48723
Phone
(989) 673-2500
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | 35-0145825 | — | NONE | $3K | — |
Investments
32 direct securities · 1 pooled fund· $17.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$9.1M
32 holdings
Pooled Separate Account
$8.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000 | Pooled Separate Account | — | — | $8.0M | 87.7% | |
| American United Life Insurance Co. | — | — | — | $1.2M | 12.7% | |
| American United Life Insurance Co. | — | — | — | $1.1M | 12.0% | |
| American United Life Insurance Co. | — | — | — | $928K | 10.1% | |
| American United Life Insurance Co. | — | — | — | $608K | 6.6% | |
| American United Life Insurance Co. | — | — | — | $530K | 5.8% | |
| American United Life Insurance Co. | — | — | — | $527K | 5.8% | |
| American United Life Insurance Co. | — | — | — | $413K | 4.5% | |
| American United Life Insurance Co. | — | — | — | $370K | 4.0% | |
| American United Life Insurance Co. | — | — | — | $326K | 3.6% | |
| American United Life Insurance Co. | — | — | — | $315K | 3.4% | |
| American United Life Insurance Co. | — | — | — | $310K | 3.4% | |
| American United Life Insurance Co. | — | — | — | $304K | 3.3% | |
| American United Life Insurance Co. | — | — | — | $299K | 3.3% | |
| American United Life Insurance Co. | — | — | — | $237K | 2.6% | |
| Notes receivable from participants | — | — | — | $198K | 2.2% | |
| American United Life Insurance Co. | — | — | — | $157K | 1.7% | |
| American United Life Insurance Co. | — | — | — | $156K | 1.7% | |
| American United Life Insurance Co. | — | — | — | $153K | 1.7% | |
| American United Life Insurance Co. | — | — | — | $133K | 1.5% | |
| American United Life Insurance Co. | — | — | — | $131K | 1.4% | |
| American United Life Insurance Co. | — | — | — | $126K | 1.4% | |
| American United Life Insurance Co. | — | — | — | $120K | 1.3% | |
| American United Life Insurance Co. | — | — | — | $118K | 1.3% | |
| American United Life Insurance Co. | — | — | — | $105K | 1.2% | |
| American United Life Insurance Co. | — | — | — | $72K | 0.8% | |
| American United Life Insurance Co. | — | — | — | $64K | 0.7% | |
| American United Life Insurance Co. | — | — | — | $63K | 0.7% | |
| American United Life Insurance Co. | — | — | — | $58K | 0.6% | |
| American United Life Insurance Co. | — | — | — | $50K | 0.5% | |
| American United Life Insurance Co. | — | — | — | $18K | 0.2% | |
| American United Life Insurance Co. | — | — | — | $444 | <0.1% | |
| American United Life Insurance Co. | — | — | — | $289 | <0.1% |
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