Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT LLC | 90-0735456 | NEW YORK, NY | RECORDKEEPER | $23K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KDP RETIREMENT PLAN SERVICES | — | GRAND RAPIDS, MI | THIRD PARTY ADMINISTRATO | $2K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Charles Schwab U.S. Broad Market ETF 987 Vanguard Total Stock Market ETF | — | — | — | $3.2M | 26.5% | |
| Vanguard FTSE Developed Markets | — | — | — | $2.0M | 16.6% | |
| Invesco Emerging Markets Sovereign Debt ETF 1 Invesco QQQ Trust | — |
| — |
| — |
| $1.3M |
| 10.8% |
| State Street Global Advisors SPDR Portfolio S&P 500 ETF | — | — | — | $1.3M | 10.6% |
| BlackRock iShares Core S&P Total U.S. Stock Market ETF 188 BlackRock iShares Core Total US Bond Market ETF | — | — | — | $957K | 7.9% |
| Vanguard FTSE Emerging Markets | — | — | — | $703K | 5.8% |
| State Street Global Advisors SPDR Portfolio S&P 400 Mid Cap | — | — | — | $521K | 4.3% |
| State Street Global Advisors SPDR S&P 600 Small Cap Value ETF | — | — | — | $406K | 3.4% |
| Vanguard Total International Bond ETF | — | — | — | $242K | 2.0% |
| BlackRock iShares Emerging Markets USD Bond ETF | — | — | — | $216K | 1.8% |
| Vanguard Value ETF | — | — | — | $207K | 1.7% |
| Vanguard US Total Bond Market ETF | — | — | — | $127K | 1.1% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $104K | 0.9% |
| Charles Schwab U.S. Large-Cap Value ETF | — | — | — | $103K | 0.9% |
| Vanguard LongTerm Government Bond 127 Vanguard Dividend Appreciation ETF | — | — | — | $69K | 0.6% |
| Vanguard Small-Cap Value ETF | — | — | — | $68K | 0.6% |
| Vanguard Mid-Cap Value ETF | — | — | — | $64K | 0.5% |
| BlackRock iShares 0-5 Year TIPS Bond EFT | — | — | — | $50K | 0.4% |
| Participant loans Interest rates range from 4.25% to 9.50% | Participant loans | — | — | $50K | 0.4% |
| J.P. Morgan JP Morgan Ultra-Short Income | — | — | — | $50K | 0.4% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $24K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF 230 Goldman Sachs Goldman Sachs Treasury Access 01 Year ETF | — | — | — | $7K | <0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity 978 Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $4K | <0.1% |
| BlackRock iShares Core MSCI Emerging Markets ETF | — | — | — | $2K | <0.1% |
