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Original filing (PDF)20250716052532NAL0002758609001
EPITEC, INC.
Form 5500
FILING_RECEIVED
EPITEC, INC. 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Active participants
954
Accounts w/ balance
930
Plan assets (EOY)
$47.0M
Net assets (EOY)
$47.0M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EPITEC, INC..
Plan sponsor
Name
EPITEC, INC.
EIN
38-2563079
Address
26555 EVERGREEN RD, SUITE 1700 · SOUTHFIELD, MI · 48076
Phone
(248) 864-7114
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-16
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANTE MORAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $28K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PLANTE & MORAN, PLLC | 38-1357951 | — | ACCOUNTANT | $18K | — |
Investments
29 direct securities · 1 pooled fund· $46.7M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$46.7M
29 holdings
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERFUNDS 2035 TARG DATERET R6 | Registered Investment Companies | — | — | $8.9M | 18.9% | |
| AMERFUNDS 2030 TARG DATERET R6 | Registered Investment Companies | — | — | $5.0M | 10.7% | |
| AMERFUNDS 2050 TARG DATERET R6 | Registered Investment Companies | — | — | $4.0M | 8.4% | |
| AMERICAN FUNDS 2055 TARGET R6 | Registered Investment Companies | — | — | $3.7M | 7.8% | |
| FID 500 IND | Registered Investment Companies | — | — | $3.0M | 6.5% | |
| AMERFUNDS 2045 TARG DATERET R6 | Registered Investment Companies | — | — | $3.0M | 6.4% | |
| AMERFUNDS 2020 TARG DATERET R6 | Registered Investment Companies | — | — | $2.9M | 6.3% | |
| AMERFUNDS 2040 TARG DATERET R6 | Registered Investment Companies | — | — | $2.5M | 5.3% | |
| AMERFUNDS 2025 TARG DATERET R6 | Registered Investment Companies | — | — | $2.3M | 4.9% | |
| AMERFUNDS 2010 TARG DATERET R6 | Registered Investment Companies | — | — | $2.0M | 4.3% | |
| AMERFUNDS 2060 TARG DATERET R6 | Registered Investment Companies | — | — | $2.0M | 4.2% | |
| AB LARGE CAP GROWTH FUND Z | Registered Investment Companies | — | — | $1.6M | 3.4% | |
| AMERICAN FUNDS US GOV SEC R6 | Registered Investment Companies | — | — | $973K | 2.1% | |
| AMERICAN FUNDS WAMU - R6 | Registered Investment Companies | — | — | $854K | 1.8% | |
| AMERFUNDS 2015 TARG DATERET R6 | Registered Investment Companies | — | — | $650K | 1.4% | |
| FID SMALL CAP INDEX | Registered Investment Companies | — | — | $354K | 0.8% | |
| AMC SMALL CAP VALUE FUND - R6 | Registered Investment Companies | — | — | $334K | 0.7% | |
| AMC HERITAGE R6 | Registered Investment Companies | — | — | $326K | 0.7% | |
| FID MID CAP INDEX | Registered Investment Companies | — | — | $291K | 0.6% | |
| AMERICAN MUTUAL FUND -R6 | Registered Investment Companies | — | — | $274K | 0.6% | |
| JANUS HENDERSON VENTURE FUND-N | Registered Investment Companies | — | — | $271K | 0.6% | |
| AMERICAN FUNDS EUROPAC GRO- R6 | Registered Investment Companies | — | — | $221K | 0.5% | |
| BLACKROCK HIGH YIELD K | Registered Investment Companies | — | — | $190K | 0.4% | |
| AMERFUNDS AMER BALANCED - R6 | Registered Investment Companies | — | — | $188K | 0.4% | |
| ALLSPRING SPECIAL MC VAL R6 | Registered Investment Companies | — | — | $180K | 0.4% | |
| PIMCO INCOME FUND - INSTL | Registered Investment Companies | — | — | $176K | 0.4% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $163K | 0.3% | |
| FIDELITY ADVISOR TOTAL BOND Z | Registered Investment Companies | — | — | $144K | 0.3% | |
| LORD ABBETT SHORT DUR INC R6 | Registered Investment Companies | — | — | $136K | 0.3% | |
| STATE ST S&P MD CP IDX NL G STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 346 | Common Collective Trust | — | — | $0 | <0.1% |