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Original filing (PDF)20250818123437NAL0001196113001
HARBOR GROUP INCORPORATED
Form 5500
FILING_RECEIVED
HARBOR GROUP INCORPORATED PROFIT SHARING 401(K) PLAN
401(k) retirement plan
Active participants
225
Accounts w/ balance
251
Plan assets (EOY)
$31.9M
Net assets (EOY)
$31.9M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARBOR GROUP INCORPORATED.
Plan sponsor
Name
HARBOR GROUP INCORPORATED
EIN
38-2497470
Address
1115 E BROADWAY · MUSKEGON, MI · 49444
Phone
(231) 739-7152
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $32K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | 42-1445429 | — | ADVISOR | $55K | — |
Investments
36 direct securities· $30.5M(96% of reported assets)
Uncategorized
$26.8M
35 holdings
Mutual Funds
$3.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity Investments Fidelity Freedom Index 2040 IPR | Mutual Funds | — | — | $3.7M | 11.6% | |
| Fidelity Investments Fidelity Freedom Index 2035 IPR | — | — | — | $3.4M | 10.7% | |
| Fidelity Investments Fidelity Freedom Index 2030 IPR | — | — | — | $3.1M | 9.8% | |
| Fidelity Investments Fidelity Contrafund Fund | — | — | — | $2.4M | 7.6% | |
| Fidelity Investments Fidelity Freedom Index 2045 IPR | — | — | — | $2.2M | 6.8% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $2.0M | 6.4% | |
| Fidelity Investments Fidelity Freedom Index 2050 IPR | — | — | — | $1.9M | 6.0% | |
| Fidelity Investments Fidelity Freedom Index 2055 IPR | — | — | — | $1.8M | 5.7% | |
| American Funds American Funds New Economy R6 Fund | — | — | — | $1.5M | 4.7% | |
| Janus Henderson Janus Henderson Enterprise Fund Class T | — | — | — | $1.2M | 3.8% | |
| Money market fund * Fidelity Investments Fidelity Trust Government Money Market | — | — | — | $926K | 2.9% | |
| Fidelity Investments Fidelity Freedom Index 2025 IPR | — | — | — | $716K | 2.2% | |
| Fidelity Investments Fidelity Low-Priced Stock Fund | — | — | — | $661K | 2.1% | |
| Notes receivable from participants Interest ranging from 5.25% to 10.50% | — | — | — | $639K | 2.0% | |
| American Funds American Fund Europacific Growth Fund R4 | — | — | — | $556K | 1.7% | |
| Fidelity Investments Fidelity Freedom Index 2060 IPR | — | — | — | $386K | 1.2% | |
| American Funds American Fund Washington Mutual Investors Fund R6 | — | — | — | $337K | 1.1% | |
| Baron Small Cap Institutional Fund | — | — | — | $327K | 1.0% | |
| Fidelity Investments Fidelity Freedom Index 2065 IPR | — | — | — | $317K | 1.0% | |
| Fidelity Investments Fidelity International Index | — | — | — | $277K | 0.9% | |
| Fidelity Investments Fidelity Mid-Cap Stock Fund | — | — | — | $273K | 0.9% | |
| T.Rowe Price T.Rowe Price Global Stock Fund | — | — | — | $256K | 0.8% | |
| Fidelity Investments Fidelity Puritan Fund | — | — | — | $219K | 0.7% | |
| Vanguard Selected Value Fund | — | — | — | $189K | 0.6% | |
| Collective investment trust Lincoln Financial Lincoln Stable Value Fund | — | — | — | $159K | 0.5% | |
| Fidelity Investments Fidelity US Bond Index Fund | — | — | — | $154K | 0.5% | |
| JP Morgan JPMorgan U.S. Value Fund Class R6 | — | — | — | $148K | 0.5% | |
| Columbia Small Cap Value Fund II Institutional Class | — | — | — | $136K | 0.4% | |
| Principal Small Cap R5 Fund | — | — | — | $133K | 0.4% | |
| Fidelity Investments Fidelity New Markets Income Fund | — | — | — | $131K | 0.4% | |
| Fidelity Investments Fidelity Capital and Income | — | — | — | $81K | 0.3% | |
| Fidelity Investments Fidelity Freedom Index Income Fund Institutional | — | — | — | $73K | 0.2% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund IPR | — | — | — | $52K | 0.2% | |
| Fidelity Investments Fidelity Freedom Index 2015 IPR | — | — | — | $32K | <0.1% | |
| Fidelity Investments Fidelity Extended Market Index Fund | — | — | — | $31K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2070 IPR | — | — | — | $2K | <0.1% |
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