Original filing (PDF)20251006095152NAL0006157040001

THE CSM GROUP, INC.

Name: THE CSM GROUP, INC. — THE CSM GROUP, INC. SAVINGS PLAN, Form 5500 (2024)
Creator: THE CSM GROUP, INC.

Form 5500

FILING_RECEIVED

THE CSM GROUP, INC. SAVINGS PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

162

Accounts w/ balance

228

Plan assets (EOY)

$21.7M

Net assets (EOY)

$21.7M

How this plan invests

This plan

69 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE CSM GROUP, INC..

Plan sponsor

Name

THE CSM GROUP, INC.

EIN

38-2472025

Address

600 E MICHIGAN, SUITE A · KALAMAZOO, MI · 49007

Phone

(269) 746-5600

Industry

Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

3D · Pre-approved plan (master / prototype / VS)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

PLANTE MORAN

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

69 direct securities· $21.7M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard 500 Index Admiral Share	—	—	—	$3.4M	15.7%
T. Rowe Price Retirement I 2040 Fund	—	—	—	$2.3M	10.6%
T. Rowe Price Retirement I 2050 Fund	—	—	—	$1.6M	7.5%
T. Rowe Price Retirement I 2045 Fund	—	—	—	$1.5M	6.8%
iShares Core S&P 500 Index	—	—	—	$1.4M	6.5%
Vanguard Total Bond Market Admiral Shares	—	—	—	$974K	4.5%
T. Rowe Price Retirement I 2060 Fund	—	—	—	$887K	4.1%
William Blair Large Cap Growth R6	—	—	—	$775K	3.6%
T. Rowe Price Retirement I 2020 Fund	—	—	—	$734K	3.4%
Vanguard Total Intl Stock Index Admiral	—	—	—	$700K	3.2%
Vanguard Smallcap Index Admiral Shares	—	—	—	$642K	3.0%
T. Rowe Price Retirement I 2030 Fund	—	—	—	$580K	2.7%
Greenleaf Trust BlackRock Equity Dividend Fund K	—	—	—	$567K	2.6%
Vanguard Short Term Investment Grade Fund Adm	—	—	—	$533K	2.5%
Vanguard Midcap Index Admiral Shares	—	—	—	$506K	2.3%
T. Rowe Price Midcap Value Fund I Class	—	—	—	$380K	1.8%
Vanguard Intermediate Term Treasury Admiral	—	—	—	$334K	1.5%
Wasatch Core Growth Institutional	—	—	—	$321K	1.5%
T. Rowe Price Midcap Growth	—	—	—	$310K	1.4%
Vanguard Short Term Corp Bond Index Admiral	—	—	—	$296K	1.4%
Hartford International Opportunity R6	—	—	—	$257K	1.2%
T. Rowe Price Spectrum Conserv Alloc Fund - I Class	—	—	—	$240K	1.1%
Greenleaf Trust Money market fund - Northern Institutional Treasury Portfolio	—	—	—	$239K	1.1%
iShares Core S&P Midcap 400 Index	—	—	—	$182K	0.8%
iShares Core MSCI EAFE ETF	—	—	—	$178K	0.8%
Macquarie Emerging Markets Fund R6	—	—	—	$151K	0.7%
T Rowe Price Retirement I 2025 Fund	—	—	—	$139K	0.6%
Pear Tree Polaris Foreign Value Fund R6	—	—	—	$133K	0.6%
WCM Focused International Growth Fund	—	—	—	$133K	0.6%
T. Rowe Price Retirement 2035	—	—	—	$132K	0.6%
T. Rowe Price Emerging Mkts Discv Stock Fund I	—	—	—	$114K	0.5%
iShares Core S&P Smallcap 600 Index	—	—	—	$109K	0.5%
Hartford Dividend and Growth Fund F	—	—	—	$104K	0.5%
Sterling Capital Equity Income Fund Cl I	—	—	—	$103K	0.5%
Touchstone Sands Cap Growth Fund	—	—	—	$102K	0.5%
Virtus AlphaSimplex Managed Futures R6	—	—	—	$60K	0.3%
T. Rowe Price Retirement Balanced I Fund	—	—	—	$47K	0.2%
T. Rowe Price Retirement 2055	—	—	—	$36K	0.2%
Delaware Small Cap Value R6	—	—	—	$35K	0.2%
iShares 7-10 Year Treasury Bond ETF	—	—	—	$33K	0.2%
Amazon.com Inc	—	—	—	$28K	0.1%
Visa Inc - Class A	—	—	—	$28K	0.1%
T. Rowe Price Retirement 2065	—	—	—	$25K	0.1%
Vanguard S/T Inflation Protected Sec Admiral	—	—	—	$25K	0.1%
Alphabet Inc. Cl C	—	—	—	$21K	<0.1%
Berkshire Hathaway Cl B	—	—	—	$21K	<0.1%
iShares Convertible Bond ETF	—	—	—	$21K	<0.1%
iShares Preferred & Income Securities ETF	—	—	—	$20K	<0.1%
American Tower Corporation	—	—	—	$20K	<0.1%
T. Rowe Price Institutional Floating Rate Fund	—	—	—	$17K	<0.1%
S&P Global Inc	—	—	—	$17K	<0.1%
Meta Platforms, Inc.	—	—	—	$15K	<0.1%
Microsoft Corporation	—	—	—	$13K	<0.1%
Canadian Pacific Railway LTD - ADR	—	—	—	$12K	<0.1%
Salesforce.com Inc	—	—	—	$11K	<0.1%
Paypal Holdings Inc	—	—	—	$10K	<0.1%
Booking Holdings Inc.	—	—	—	$10K	<0.1%
Apple Inc.	—	—	—	$10K	<0.1%
Mondelez International Inc Cl A	—	—	—	$9K	<0.1%
Greenleaf Trust Adobe Systems Inc.	—	—	—	$9K	<0.1%
Taiwan Semiconductor Mfg Co ADR	—	—	—	$9K	<0.1%
Honeywell International Inc	—	—	—	$9K	<0.1%
Roper Technologies Inc	—	—	—	$8K	<0.1%
Stryker Corporation	—	—	—	$6K	<0.1%
Danaher Corporation	—	—	—	$5K	<0.1%
TJX Companies Inc	—	—	—	$4K	<0.1%
Nike Inc Cl B	—	—	—	$4K	<0.1%
Nestle SA ADR	—	—	—	$4K	<0.1%
Dollar General Corp	—	—	—	$4K	<0.1%