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Original filing (PDF)20260115164515NAL0019149619001
MUFCW UNIONS AND EMPLOYERS RETIREE PLAN
Form 5500
FILING_RECEIVED
MUFCW UNIONS AND EMPLOYERS RETIREE PLAN
Health & welfare plan
Signals · 1
~1024 bps in Sched C fees
Active participants
0
Accounts w/ balance
—
Plan assets (EOY)
$2.3M
Net assets (EOY)
$2.1M
How this plan invests
This plan
9 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- 1024 bps in Schedule C fees — 1869% above peer band of 52 bps.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MUFCW UNIONS AND EMPLOYERS RETIREE PLAN.
Plan sponsor
Name
MUFCW UNIONS AND EMPLOYERS RETIREE PLAN
EIN
38-2427401
Address
7250 POE AVENUE · ROOM 300 · DAYTON, OH · 45414
Phone
(937) 665-1900
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
502
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-15
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEARTLAND BENEFIT ADMINISTRATORS | — | DAYTON, OH | NONE | $81K | — |
| COMMUNITY INSURANCE COMPANY | 31-1440175 | — | NONE | $64K | — |
| REINHART, BOERNER, ET AL | 39-1761679 | — | NONE | $54K | — |
| BHA CONSULTING INC. | 26-1384808 | — | NONE | $18K | — |
| SIKICH, LLP | 36-3168081 | — | NONE | $17K | — |
Investments
8 direct securities· $2.0M(88% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MSPBNA Preferred Savings 4.00% | — | — | $505K | $505K | 22.1% | |
| Cash and Cash Equivalents JPMorgan Chase Bank 2.05% | — | — | $352K | $352K | 15.4% | |
| Morgan Stanley Bank NA 0.05% | — | — | $322K | $322K | 14.1% | |
| Israel Disc BK CD New York NY CD 4.450%, 06/13/2025 | — | — | $250K | $250K | 10.9% | |
| Bank of America NA CD 4.300%, 04/10/2025 | — | — | $250K | $250K | 10.9% | |
| Fortis BK Denver Colo CD 4.200%, 04/10/2025 | — | — | $250K | $250K | 10.9% | |
| TBK Bank SSB Dallas TX CD 4.150%, 04/10/2025 | — | — | $48K | $48K | 2.1% | |
| Certificates of Deposit Zions Bancorp Salt Lake City UT CD 4.200%, 04/09/2025 | — | — | $29K | $29K | 1.3% |