Original filing (PDF)20250922141846NAL0006798371001

ZAUSMER, P.C.

Name: ZAUSMER, P.C. — ZAUSMER, P.C. 401(K) SAVINGS PLAN, Form 5500 (2024)
Creator: ZAUSMER, P.C.

Form 5500

FILING_RECEIVED

ZAUSMER, P.C. 401(K) SAVINGS PLAN

401(k) retirement plan

Active participants

166

Accounts w/ balance

178

Plan assets (EOY)

$17.2M

Net assets (EOY)

$17.2M

How this plan invests

This plan

1 pooled trust

Schedule D

51 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

37 bps in Schedule C fees — modestly above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZAUSMER, P.C..

Plan sponsor

Name

ZAUSMER, P.C.

EIN

38-2377387

Address

32255 NORTHWESTERN HIGHWAY · SUITE 225 · FARMINGTON HILLS, MI · 48334

Phone

(248) 851-4111

Industry

CPA Offices· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-22

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2E · Profit-sharing

2S · Automatic enrollment

Audit & trust (Schedule H)

Auditor

DERDERIAN, KANN, SEYFERTH & SALUCCI

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH, PIERCE, FENNER AND S	13-5674085	—	RECORDKEEPER	$63K	—

Investments

50 direct securities · 1 pooled fund· $17.1M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$16.8M

50 holdings

Common Collective Trust

$251K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Ishares S & P 500 Index Fund Class K	—	—	—	$3.4M	19.5%
American Funds 2050 Target Date Class R6	—	—	—	$1.9M	11.2%
Fidelity Advisor Growth Opportunities Fund Class Z	—	—	—	$1.8M	10.6%
American Funds 2035 Target Date Class R6	—	—	—	$798K	4.6%
American Funds 2040 Target Date Class R6	—	—	—	$737K	4.3%
American New Perspective	—	—	—	$689K	4.0%
American Funds 2010 Target Date Class R6	—	—	—	$666K	3.9%
American Funds 2045 Target Date Class R6	—	—	—	$633K	3.7%
American Funds 2030 Target Date Class R6	—	—	—	$622K	3.6%
Blackrock High Yield Bond Portfolio Class K	—	—	—	$457K	2.7%
Vanguard International Growth Fund Admiral Class	—	—	—	$454K	2.6%
Western Asset Core Plus Bond Fund	—	—	—	$378K	2.2%
Vanguard Growth Index Fund Admiral Class	—	—	—	$372K	2.2%
Ishares Russell Mid Cap Index Fund Class K	—	—	—	$362K	2.1%
American Washington	—	—	—	$333K	1.9%
American New World Fund	—	—	—	$281K	1.6%
MFS Mid Cap Growth Fund Class R6	—	—	—	$266K	1.5%
Vanguard Small Cap Growth Index Fund Admiral Class	—	—	—	$260K	1.5%
INVESCO STABLE VALUE RETIREMENT FUN INVESCO TRUST COMPANY · EIN 27-3868124 / PN 001	Common Collective Trust	—	—	$251K	1.5%
Vanguard Small Cap Value Index Fund Admiral Class	—	—	—	$232K	1.3%
JPMorgan Government Bond Fund Class 1	—	—	—	$215K	1.2%
Self-Directed Brokerage Account	—	—	—	$208K	1.2%
Ishares Russell 2000 Small Cap Index Fund Class K	—	—	—	$207K	1.2%
PIMCO International Bond (USD Hedged)	—	—	—	$200K	1.2%
American Balanced Fund Class R6	—	—	—	$147K	0.9%
MFS International New Discovery Fund Class R6	—	—	—	$146K	0.8%
T Rowe Price Overseas Stock Fund Class I	—	—	—	$133K	0.8%
Vanguard Value Index Fund Admiral Class	—	—	—	$107K	0.6%
Vanguard Mid Cap Growth Index Fund Admiral Class	—	—	—	$95K	0.6%
American Funds 2020 Target Date Class R6	—	—	—	$94K	0.5%
Vanguard Emerging Markets Stock Index Fund	—	—	—	$67K	0.4%
Participant loans (notes receivable from participants)	—	—	—	$66K	0.4%
Ishares Msci Eafe International Index Fund Class K	—	—	—	$65K	0.4%
PIMCO Income Fund Institutional Class	—	—	—	$64K	0.4%
American Capital Income	—	—	—	$56K	0.3%
American Income Fund of America Class R6	—	—	—	$48K	0.3%
American Funds 2025 Target Date Class R6	—	—	—	$48K	0.3%
Vanguard Inflation Protected Securities Fund	—	—	—	$32K	0.2%
MFS Mid Cap Value Fund Class R6	—	—	—	$32K	0.2%
Principal Investors Real Estate Securities Fund	—	—	—	$26K	0.1%
Vanguard Mid Cap Value Admiral Class	—	—	—	$24K	0.1%
Ishares U.S. Aggregate Bond Index Fund Class K	—	—	—	$21K	0.1%
American Funds 2055 Target Date Class R6	—	—	—	$21K	0.1%
American Mutual Fund Class R6	—	—	—	$15K	<0.1%
American Funds 2060 Target Date Class R6	—	—	—	$12K	<0.1%
Vanguard Wellesley Income Fund Admiral Class	—	—	—	$10K	<0.1%
Vanguard FTSE All World EX Admiral Class	—	—	—	$9K	<0.1%
American Funds 2065 Target Date Class R6	—	—	—	$8K	<0.1%
Vanguard High Yield Coporate Fund Admiral Class	—	—	—	$5K	<0.1%
Vanguard Total International Bond Index Fund	—	—	—	$2K	<0.1%
Bank of America, N.A.	—	—	—	$25	<0.1%