Back to filter
Original filing (PDF)20251014114840NAL0003834496001
CUSTER OFFICE ENVIRONMENTS, INC.
Form 5500
FILING_RECEIVED
CUSTER OFFICE ENVIRONMENTS, INC. PROFIT SHARING AND EMPLOYEES' 401(K) PLAN
401(k) retirement plan
Active participants
234
Accounts w/ balance
277
Plan assets (EOY)
$13.5M
Net assets (EOY)
$13.5M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CUSTER OFFICE ENVIRONMENTS, INC..
Plan sponsor
Name
CUSTER OFFICE ENVIRONMENTS, INC.
EIN
38-2351526
Address
217 CESAR CHAVEZ AVE. SW SUITE 100 · GRAND RAPIDS, MI · 49503
Phone
(616) 456-0331
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EHTC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $16K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CALDER INVESTMENT ADVISORS, INC DBA | — | ADA, MI | INVESTMENT ADVISOR | $23K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $446 | — |
Investments
28 direct securities· $13.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Investment Services T Rowe Price Retirement 2045 I | — | — | — | $2.5M | 18.3% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2035 I | — | — | — | $2.4M | 17.7% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2055 I | — | — | — | $1.4M | 10.6% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2050 I | — | — | — | $1.2M | 8.7% | |
| Fidelity Institutional Asset Management Fidelity 500 Index | — | — | — | $1.1M | 8.2% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2030 I | — | — | — | $719K | 5.3% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2060 I | — | — | — | $681K | 5.1% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2040 I | — | — | — | $663K | 4.9% | |
| J.P. Morgan and Co. JPMorgan Core Bond R6 | — | — | — | $604K | 4.5% | |
| Dimensional Fund Advisors, LP DFA US Large Cap Growth Instl | — | — | — | $398K | 3.0% | |
| Fidelity Institutional Asset Management Fidelity Growth Strategies K6 | — | — | — | $365K | 2.7% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2025 I | — | — | — | $208K | 1.5% | |
| BlackRock, Inc. BlackRock Strategic Income Opps K | — | — | — | $159K | 1.2% | |
| MFS Investment Management MFS International Equity R6 | — | — | — | $145K | 1.1% | |
| Franklin Templeton Investments Putnam Large Cap Value R6 | — | — | — | $143K | 1.1% | |
| Participant loans Interest rates range from 5.25% - 9.50% $0 | — | — | — | $122K | 0.9% | |
| Fidelity Institutional Asset Management Fidelity International Index | — | — | — | $118K | 0.9% | |
| Fidelity Institutional Asset Management Fidelity Mid Cap Index | — | — | — | $104K | 0.8% | |
| T. Rowe Price Investment Services T Rowe Price Retirement 2020 I | — | — | — | $99K | 0.7% | |
| Dimensional Fund Advisors, LP DFA Emerging Market Core Equity I | — | — | — | $82K | 0.6% | |
| Fidelity Institutional Asset Management Fidelity Small Cap Index | — | — | — | $71K | 0.5% | |
| Fidelity Institutional Asset Management Fidelity Low Priced Stock K6 | — | — | — | $68K | 0.5% | |
| Dimensional Fund Advisors, LP DFA US Targeted Value I | — | — | — | $54K | 0.4% | |
| Fidelity Institutional Asset Management Fidelity US Bond Index | — | — | — | $44K | 0.3% | |
| Fidelity Institutional Asset Management Fidelity Small Cap Growth K6 | — | — | — | $36K | 0.3% | |
| Empower Investments EI Fixed Account – Series I * $ | — | — | — | $22K | 0.2% | |
| Empower Investments EI Fixed Account – Series I | — | — | — | $9K | <0.1% | |
| T. Rowe Price Investment Services T Rowe Price Retirement Balanced I | — | — | — | $2K | <0.1% |
Related plans
Similar-size Retail Trade plans
BIG SANDY DISTRIBUTION, INC.
BIG SANDY SUPERSTORES 401(K) PLAN
$13.5M · 551 participants
WITTWER, INC.
WITTWER, INC. PROFIT SHARING / 401(K) PLAN AND TRUST
$13.3M · 470 participants
GREENE LIGHT HOLDING COMPANY
GREENE LIGHT HOLDING COMPANY EMPLOYEE STOCK OWNERSHIP PLAN
$13.2M · 217 participants
PALA BROTHERS, INC.
PALA BROTHERS, INC. 401(K) PROFIT SHARING PLAN
$13.8M · 9 participants
TIPPERARY SALES, INC.
TIPPERARY SALES, INC. PROFIT SHARING PLAN
$12.9M · 120 participants
BUSINESS INTERIORS NORTHWEST, INC.
BUSINESS INTERIORS NORTHWEST, INC. PROFIT SHARING & SAVINGS PLAN
$12.9M · 104 participants
Large plans in Michigan
GENERAL MOTORS LLC
GENERAL MOTORS HOURLY-RATE EMPLOYEES PENSION PLAN
$44.8B · 15,648 participants
GENERAL MOTORS LLC
GENERAL MOTORS SAVINGS PLAN MASTER TRUST
$32.4B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
FORD MOTOR COMPANY
FORD MOTOR COMPANY MASTER TRUST FUND
$29.5B
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
GENERAL MOTORS LLC
GENERAL MOTORS RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES IN THE UNITED STATES
$23.1B · 41,023 participants