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Original filing (PDF)20251008112225NAL0002957619001
KAMPS, INC.
Form 5500
FILING_RECEIVED
KAMPS RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,253
Accounts w/ balance
889
Plan assets (EOY)
$54.4M
Net assets (EOY)
$54.4M
How this plan invests
This plan
25 pooled trusts
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 41 bps in Schedule C fees — 157% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- Only 27% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KAMPS, INC..
Plan sponsor
Name
KAMPS, INC.
EIN
38-2235224
Address
665 SEWARD AVE NW STE 301 · GRAND RAPIDS, MI · 495045190
Phone
(616) 818-4289
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KAPTEIN, DYKSTRA & COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRIVATE ADVISOR GROUP LLC | 27-3463733 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $224K | — |
Investments
36 direct securities · 25 pooled funds· $93.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$49.8M
36 holdings
Common Collective Trust
$34.0M
13 holdings
Pooled Separate Account
$9.8M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Global Investors Trust Co Principal Trust Target 2030 Fund - | — | — | — | $8.2M | 15.0% | |
| PRIN LIFETIME HYB 2030 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $8.2M | 15.0% | |
| Principal Global Investors Trust Co Principal Trust Target 2040 Fund - | — | — | — | $4.5M | 8.3% | |
| PRIN LIFETIME HB 2040 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $4.5M | 8.3% | |
| Principal Global Investors Trust Co Principal Trust Target 2050 Fund - | — | — | — | $4.0M | 7.4% | |
| PRIN LIFETIME HY 2050 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $4.0M | 7.4% | |
| Principal Global Investors Trust Co Principal Trust Target 2035 Fund - | — | — | — | $3.9M | 7.2% | |
| PRIN LIFETIME HB 2035 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $3.9M | 7.2% | |
| (continued) *Principal Global Investors Trust Co Principal Trust Target 2045 Fund - | — | — | — | $3.9M | 7.1% | |
| PRIN LIFETIME HB 2045 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $3.9M | 7.1% | |
| Principal Global Investors Trust Co Principal Trust Target 2025 Fund - | — | — | — | $3.4M | 6.3% | |
| PRIN LIFETIME HYB 2025 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $3.4M | 6.3% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $3.4M | 6.3% | |
| Principal Global Investors Trust Co Principal Trust Target 2055 Fund - | — | — | — | $3.3M | 6.0% | |
| PRIN LIFETIME HY 2055 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $3.3M | 6.0% | |
| Principal Life Insurance Company Principal Large-Cap Growth - | — | — | — | $2.5M | 4.6% | |
| PRIN LARGECAP GROWTH I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 066 | Pooled Separate Account | — | — | $2.5M | 4.6% | |
| MFS Investment Management MFS Value Fund - | — | — | — | $2.0M | 3.6% | |
| Principal Life Insurance Company Fixed Income Guaranteed Option - | — | — | — | $1.5M | 2.7% | |
| Principal Global Investors Trust Co Principal Trust Target 2060 Fund - | — | — | — | $1.3M | 2.4% | |
| PRIN LIFETIME HY 2060 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $1.3M | 2.4% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $1.3M | 2.4% | |
| Principal Life Insurance Company Principal Mid-Cap S&P 400 Index - | — | — | — | $1.3M | 2.4% | |
| Participant Loans Bearing interest rates from 5.5% to 10.5% - | — | — | — | $1.1M | 2.1% | |
| Principal Global Investors Trust Co Principal Trust Target 2020 Fund - | — | — | — | $903K | 1.7% | |
| PRIN LIFETIME HYB 2020 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $903K | 1.7% | |
| The American Funds Europacific Growth Fund - | — | — | — | $834K | 1.5% | |
| Vanguard Group Vanguard Developed Markets Index Fund - | — | — | — | $823K | 1.5% | |
| Vanguard Group Vanguard Small Cap Index Fund - | — | — | — | $688K | 1.3% | |
| The American Funds New Perspective Fund - | — | — | — | $666K | 1.2% | |
| Principal Life Insurance Company Principal Capital Appreciation - | — | — | — | $659K | 1.2% | |
| PRIN CAPITAL APPR SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 119 | Pooled Separate Account | — | — | $659K | 1.2% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $582K | 1.1% | |
| PGIM Investments High Yield Fund - | — | — | — | $512K | 0.9% | |
| The American Funds New World Fund - | — | — | — | $467K | 0.9% | |
| Vanguard Group Vanguard Growth Index Admiral Fund - | — | — | — | $466K | 0.9% | |
| Principal Life Insurance Company Principal Core Fixed Income - | — | — | — | $437K | 0.8% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $437K | 0.8% | |
| Franklin Templeton Investments Franklin Small-Cap Value Fund - | — | — | — | $400K | 0.7% | |
| Principal Life Insurance Company Principal Small-Cap Growth I - | — | — | — | $390K | 0.7% | |
| PRIN SMCAP GROWTH I SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 070 | Pooled Separate Account | — | — | $390K | 0.7% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $357K | 0.7% | |
| Principal Global Investors Trust Co Principal Trust Target 2065 Fund - | — | — | — | $337K | 0.6% | |
| PRIN LIFETIME HY 2065 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $337K | 0.6% | |
| PIMCO Funds Income Institutional Fund - | — | — | — | $334K | 0.6% | |
| BlackRock Mid-Cap Growth Equity K - | — | — | — | $279K | 0.5% | |
| Vanguard Group Vanguard Value Index Admiral Fund - | — | — | — | $204K | 0.4% | |
| Principal Global Investors Trust Co Principal Trust Target 2015 Fund - | — | — | — | $146K | 0.3% | |
| PRIN LIFETIME HYB 2015 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $146K | 0.3% | |
| Dimensional Fund Advisors US Vector Equity Portfolio - | — | — | — | $136K | 0.3% | |
| Principal Life Insurance Company Principal Small-Cap Value II - | — | — | — | $88K | 0.2% | |
| PRIN SMCAP VALUE II SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096 | Pooled Separate Account | — | — | $88K | 0.2% | |
| PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | — | $87K | 0.2% | |
| (E) | — | — | — | $80K | 0.1% | |
| Principal Global Investors Trust Co Principal Trust Target 2070 Fund - | — | — | — | $80K | 0.1% | |
| PRIN LIFETIME HYB 2070 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $80K | 0.1% | |
| (E) | — | — | — | $30K | <0.1% | |
| PRIN LIFETIME HY INC CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $30K | <0.1% | |
| Vanguard Group Vanguard GNMA Admiral Fund - | — | — | — | $25K | <0.1% | |
| PRIN MIDCAP GROWTH III SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 026 | Pooled Separate Account | — | — | $4K | <0.1% | |
| PRINCIPAL OVERSEAS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 116 | Pooled Separate Account | — | — | $2K | <0.1% |