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Original filing (PDF)20251014150333NAL0006553618001
MOSS TELECOMMUNICATION SERVICES
Form 5500
FILING_RECEIVED
MOSS TELECOMMUNICATION SERVICES RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
35% in single holdingNo recordkeeper disclosed
Active participants
122
Accounts w/ balance
135
Plan assets (EOY)
$4.9M
Net assets (EOY)
$4.9M
How this plan invests
This plan
4 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "flexPATH Index+ Moderate 2035 Fund Pooled Separate Account" is 35% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MOSS TELECOMMUNICATION SERVICES.
Plan sponsor
Name
MOSS TELECOMMUNICATION SERVICES
EIN
38-2181711
Address
561 CENTURY DRIVE · GRAND RAPIDS, MI · 49503
Phone
(616) 451-9933
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER HOLTZ, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | 45-6062081 | — | NONE | $13K | — |
| BHS FINANCIAL SERVICES | 47-1411118 | — | NONE | $12K | — |
Investments
26 direct securities · 4 pooled funds· $4.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.6M
26 holdings
Common Collective Trust
$334K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| flexPATH Index+ Moderate 2035 Fund Pooled Separate Account | — | — | — | $1.7M | 34.5% | |
| flexPATH Index+ Moderate 2045 Fund Pooled Separate Account | — | — | — | $607K | 12.4% | |
| flexPATH Index+ Moderate Retirement Fund Pooled Separate Account | — | — | — | $556K | 11.3% | |
| flexPATH Index+ Aggressive 2055 Fund Pooled Separate Account | — | — | — | $459K | 9.4% | |
| flexPATH Index+ Moderate 2055 Fund Pooled Separate Account | — | — | — | $409K | 8.3% | |
| BLACKROCK EQUITY INDEX FUND GREAT GRAY TRUST COMPANY, LLC · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $277K | 5.7% | |
| JPMorgan Large Cap Growth Fund Mutual Fund | — | — | — | $150K | 3.1% | |
| Participant Loans 4.25% to 9.50% interest | — | — | — | $119K | 2.4% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $99K | 2.0% | |
| flexPATH Index+ Aggressive 2045 Fund Pooled Separate Account | — | — | — | $79K | 1.6% | |
| flexPATH Index+ Aggressive Retirement Fund Pooled Separate Account | — | — | — | $69K | 1.4% | |
| flexPATH Index+ Aggressive 2035 Fund Pooled Separate Account | — | — | — | $66K | 1.3% | |
| flexPATH Index+ Moderate 2065 Fund Pooled Separate Account | — | — | — | $48K | 1.0% | |
| LARGE CAP VALUE FUND GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $38K | 0.8% | |
| Allspring Special Mid Cap Value Fund Mutual Fund | — | — | — | $37K | 0.7% | |
| flexPATH Index+ Conservative 2055 Fund Pooled Separate Account | — | — | — | $27K | 0.5% | |
| DFA Real Estate Securities Portfolio Mutual Fund | — | — | — | $22K | 0.4% | |
| flexPATH Index+ Conservative 2065 Fund Pooled Separate Account ** 292 flexPATH Index+ Conservative Retirement Fund Pooled Separate Account | — | — | — | $19K | 0.4% | |
| American Century Small Cap Growth Fund Mutual Fund | — | — | — | $19K | 0.4% | |
| flexPATH Index+ Conservative 2035 Fund Pooled Separate Account | — | — | — | $19K | 0.4% | |
| DFA Inflation-Protected Secs. Portfolio Mutual Fund | — | — | — | $15K | 0.3% | |
| Vanguard Cash Reserve Federal Money Market Money Market Fund | — | — | — | $11K | 0.2% | |
| MID CAP GROWTH FUND GREAT GRAY TRUST COMPANY, LLC · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $11K | 0.2% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $10K | 0.2% | |
| flexPATH Index+ Conservative 2045 Fund Pooled Separate Account | — | — | — | $9K | 0.2% | |
| PIMCO International Bond Fund (USD-Hedged) Mutual Fund ** 737 PIMCO Total Return Fund Mutual Fund | — | — | — | $8K | 0.2% | |
| BlackRock High Yield Fund Mutual Fund | — | — | — | $8K | 0.2% | |
| INTERNATIONAL GROWTH FUND II GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139842 / PN 619 | Common Collective Trust | — | — | $8K | 0.2% | |
| MFS New Discovery Value Fund Mutual Fund | — | — | — | $5K | 0.1% | |
| American Funds New World Fund Mutual Fund | — | — | — | $3K | <0.1% |
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