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Original filing (PDF)20251013075234NAL0000807633001
SEMCO ENERGY, INC.
Form 5500
FILING_RECEIVED
SEMCO ENERGY, INC. NON-UNION EMPLOYEES' RETIREMENT PLAN
Defined-benefit pension plan
Signals · 1
8 service providers
Active participants
82
Accounts w/ balance
—
Plan assets (EOY)
$152.1M
Net assets (EOY)
$151.7M
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
88
Participation health
100
Knocking points off
- 26 bps in Schedule C fees — 157% above peer band of 10 bps.
- Highly fragmented vendor stack (8 disclosed providers, 5 categories).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SEMCO ENERGY, INC..
Plan sponsor
Name
SEMCO ENERGY, INC.
EIN
38-2144267
Address
1411 THIRD STREET, STE A · PORT HURON, MI · 48060
Phone
(810) 987-2200
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
010
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
1A · Pay-related DB formula
1E · Section 401(h) arrangement
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWARTZ & CO. | 38-2117812 | BLOOMFIELD HILLS, MI | INVESTMENT ADVISOR | $61K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMERICA BANK | 42-1741646 | DETROIT, MI | DIRECTED TRUSTEE | $34K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRANT THORNTON, LLP | 36-6055558 | CLEVELAND, OH | PLAN AUDITOR | $46K | — |
| BDO USA, P.C. | 13-5381590 | TROY, MI | PLAN AUDITOR | $5K | — |
Actuary
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TOWERS WATSON INVESTMENT SERVICES | 52-1868818 | CHICAGO, IL | ACTUARY | $45K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | SOUTHFIELD, MI | ACTUARY | $37K | — |
| WILLIS TOWERS WATSON US, LLC | 53-0181291 | ARLINGTON, VA | HRA CONSULTING, ACTUARY | $35K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON CONSULTING, INC. | 22-2232264 | CHICAGO, IL | RETIREMENT CONSULTING | $129K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.