Original filing (PDF)20251009111921NAL0010843536001

AMERICAN GAS AND OIL, INC.

Name: AMERICAN GAS AND OIL, INC. — AMERICAN GAS & OIL, INC. 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: AMERICAN GAS AND OIL, INC.

Form 5500

FILING_RECEIVED

AMERICAN GAS & OIL, INC. 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Signals · 3

Late participant contributionsPossibly inadequate fidelity bondNo recordkeeper disclosed

Active participants

238

Accounts w/ balance

136

Plan assets (EOY)

$4.3M

Net assets (EOY)

$4.3M

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 11K (1% of contributions).
Fidelity bond appears below the 10%-of-assets requirement.
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (15th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for AMERICAN GAS AND OIL, INC..

Plan sponsor

Name

AMERICAN GAS AND OIL, INC.

EIN

38-2107510

Address

440 W. DIVISION · P.O. BOX 247 · SPARTA, MI · 49345

Phone

(616) 887-0956

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

DOEREN MAYHEW ASSURANCE

Trustee / custodian

Service providers (Schedule C)

2 rows

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
DB & C ADVISORS, LLC	27-4210045	HOLLAND, MI	NONE	$13K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
PROACCOUNT	73-0988442	COLUMBUS, OH	INVESTMENT ADVISORY	$8K	—

Investments

The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.

See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.