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Original filing (PDF)20251223183942NAL0025846386001

BLUE CROSS BLUE SHIELD OF MICHIGAN

Form 5500
FILING_RECEIVED
BLUE CROSS BLUE SHIELD OF MICHIGAN EMPLOYEES' RETIREMENT ACCOUNT PLAN
Defined-benefit pension plan
Signals · 2
Late filing · 1.2 moNo recordkeeper disclosed
Active participants
6,942
Accounts w/ balance
Plan assets (EOY)
$893.4M
Net assets (EOY)
$893.4M
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
95
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
  • Filed 1.2 months past the 10.5-month grace window.
  • 10 bps in Schedule C fees — 68% above peer band of 6 bps.
  • No recordkeeper disclosed on Schedule C.
Helping the score
  • Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BLUE CROSS BLUE SHIELD OF MICHIGAN.
Plan sponsor
Name
BLUE CROSS BLUE SHIELD OF MICHIGAN
EIN
38-2069753
Address
600 LAFAYETTE EAST · MAIL CODE 1801 · DETROIT, MI · 482262998
Phone
(313) 225-9000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-23
Pension benefit codes
1C · Cash balance or similar hybrid DB
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Other
2
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS04-2647786NONE$672K
WILLIS TOWERS WATSON53-0181291NONE$230K

Investments

1 pooled fund· $891.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

InvestmentTypeCurrent value% of plan
BCBSM EMP. RET. MASTER TRUST
BLUE CROSS BLUE SHIELD OF MICHIGAN · EIN 30-1140600 / PN 092
Master Trust
$891.1M99.7%