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Original filing (PDF)20251014112036NAL0005660802001

ENVOY AIR INC.

Form 5500
FILING_RECEIVED
ENVOY AIR INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
25,323
Accounts w/ balance
13,638
Plan assets (EOY)
$744.1M
Net assets (EOY)
$744.1M
How this plan invests
This plan
19 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
  • 19 bps in Schedule C fees — 214% above peer band of 6 bps.
  • No recordkeeper disclosed on Schedule C.
  • 54% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ENVOY AIR INC..
Plan sponsor
Name
ENVOY AIR INC.
EIN
38-2036404
Address
4301 REGENT BLVD. · IRVING, TX · 75063
Phone
(972) 374-5201
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3H · Sponsor in controlled / affiliated group
3J · U.S. plan covering Puerto Rico residents
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

5 rows
Other
5
NameEINLocationRelationDirect compIndirect comp
EMPOWER ADVISORY GROUP, LLC84-1532243NONE$661K
EMPOWER ANNUITY INS. CO. OF AMERICA84-0467907NONE$628K
NFP RETIREMENT INCALISO VIEJO, CANONE$92K
CBIZ CPAS P.C.43-1947695NONE$20K
EMPOWER FINANCIAL SERVICES, INC.84-0965407NONE$967

Investments

27 direct securities · 19 pooled funds· $1.1B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$721.1M
27 holdings
Common Collective Trust
$333.9M
18 holdings
Pooled Separate Account
$40.7M
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
FIDELITY$103.6M13.9%
JPMorgan Chase Bank, N.A.$58.5M7.9%
The Vanguard Group, Inc.$49.3M6.6%
JPMorgan Chase Bank, N.A.$49.0M6.6%
JPMCB SMARTRETIREMENT DRE 2030 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-3063387 / PN 001
Common Collective Trust
$49.0M6.6%
The Vanguard Group, Inc.$43.6M5.9%
ELARGE CAP GROWTH JPMORGAN INVESTME
EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141
Pooled Separate Account
$40.7M5.5%
The Vanguard Group, Inc.$36.4M4.9%
JPMorgan Chase Bank, N.A.$33.1M4.5%
JPMCB SMARTRETIREMENT DRE 2025 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-5819098 / PN 001
Common Collective Trust
$33.1M4.5%
JPMorgan Chase Bank, N.A.$30.3M4.1%
JPMCB SMARTRETIREMENT DRE 2035 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-5819181 / PN 001
Common Collective Trust
$30.3M4.1%
American Airlines Federal Credit Union$29.7M4.0%
Wilmington Trust$25.9M3.5%
LARGE CAP VALUE I1
WILMINGTON TRUST · EIN 38-4065329 / PN 426
Common Collective Trust
$25.9M3.5%
CORE BOND I1
WILMINGTON TRUST · EIN 82-1986152 / PN 325
Common Collective Trust
$25.8M3.5%
Wilmington Trust$25.8M3.5%
T. Rowe Price Associates Inc.$25.3M3.4%
JPMCB SMARTRETIREMENT DRE 2040 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-3063440 / PN 001
Common Collective Trust
$24.2M3.3%
JPMorgan Chase Bank, N.A.$24.2M3.3%
Notes receivable from participants$23.0M3.1%
T. Rowe Price Associates Inc.$22.4M3.0%
Wilmington Trust$21.6M2.9%
GREAT GRAY EUROPACIFIC GROWTH TRUST
GREAT GRAY TRUST COMPANY · EIN 38-7289844 / PN 001
Common Collective Trust
$21.5M2.9%
STABLE VALUE FUND FEE CLASS I1
GREAT GRAY TRSUST COMPANY · EIN 85-4031707 / PN 653
Common Collective Trust
$18.5M2.5%
JPMorgan Chase Bank, N.A.$15.8M2.1%
JPMCB SMARTRETIREMENT DRE 2045 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-5819388 / PN 001
Common Collective Trust
$15.8M2.1%
JPMCB SMARTRETIREMENT DRE 2020 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-3063359 / PN 001
Common Collective Trust
$15.6M2.1%
JPMorgan Chase Bank, N.A.$15.6M2.1%
Wilmington Trust$12.9M1.7%
MID CAP VALUE I1
GREAT GRAY TRUST COMPANY · EIN 38-4139852 / PN 630
Common Collective Trust
$12.9M1.7%
JPMCB SMARTRETIREMENT DRE 2050 CF
JPMORGAN CHASE BANK, N.A. · EIN 20-5819476 / PN 001
Common Collective Trust
$12.7M1.7%
JPMorgan Chase Bank, N.A.$12.7M1.7%
SMALL CAP VALUE FUND II CL I1
WILMINGTON TRUST · EIN 38-4097325 / PN 488
Common Collective Trust
$12.6M1.7%
Wilmington Trust$12.6M1.7%
JPMCB SMARTRETIREMENT DRE 2060 CF
JPMORGAN CHASE BANK, N.A. · EIN 81-3222115 / PN 001
Common Collective Trust
$11.7M1.6%
JPMorgan Chase Bank, N.A.$11.7M1.6%
JPMCB SMARTRETIREMENT DRE 2055 CF
JPMORGAN CHASE BANK, N.A. · EIN 45-5595944 / PN 001
Common Collective Trust
$11.5M1.5%
JPMorgan Chase Bank, N.A.$11.5M1.5%
Empower$11.1M1.5%
JPMorgan Chase Bank, N.A.$8.8M1.2%
JPMCB SMARTRETIREMENT DRE INCOME CF
JPMORGAN CHASE BANK, N.A. · EIN 20-3063490 / PN 001
Common Collective Trust
$8.8M1.2%
Wilmington Trust$4.1M0.5%
EMERGING MARKETS FUND CLASS I1
GREAT GRAY TRUST COMPANY · EIN 86-1819689 / PN 672
Common Collective Trust
$4.1M0.5%
Empower$2.7M0.4%
INVESCO STABLE VALUE TRUST III
INVESCO · EIN 84-1142974 / PN 001
Common Collective Trust
$0<0.1%