Back to filter
Original filing (PDF)20251003090643NAL0001183761001
GRACELAND FRUIT, INC.
Form 5500
FILING_RECEIVED
GRACELAND FRUIT, INC. 401(K) PLAN
401(k) retirement plan
Active participants
155
Accounts w/ balance
135
Plan assets (EOY)
$10.8M
Net assets (EOY)
$10.8M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRACELAND FRUIT, INC..
Plan sponsor
Name
GRACELAND FRUIT, INC.
EIN
38-2016646
Address
1132 MAIN STREET · FRANKFORT, MI · 49635
Phone
(231) 651-9225
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SVCS. | 82-4555287 | — | RECORDKEEPER | $20K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GREGORY J SCHWARTZ & COMPANY INC | — | BLOOMFIELD HILLS, MI | INVESTMENT ADVISOR | $22K | — |
Investments
34 direct securities· $10.5M(97% of reported assets)
Uncategorized
$8.5M
33 holdings
Mutual Funds
$2.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | Mutual Funds | — | — | $2.0M | 18.5% | |
| American Funds Growth Fund of America Fund | — | — | — | $1.5M | 13.8% | |
| American Funds 2055 Target Date Fund | — | — | — | $639K | 5.9% | |
| American Funds Bond Fund of America R6 Fund | — | — | — | $619K | 5.7% | |
| American Funds 2035 Target Date Fund | — | — | — | $608K | 5.6% | |
| American Funds EuroPacific GR R6 Fund | — | — | — | $599K | 5.6% | |
| American Funds Washington Mutual R6 Fund | — | — | — | $585K | 5.4% | |
| American Funds 2030 Target Date Fund | — | — | — | $530K | 4.9% | |
| American Funds 2040 Target Date Fund | — | — | — | $490K | 4.6% | |
| American Funds Intermediate Bond Fund of America R6 Fund | — | — | — | $423K | 3.9% | |
| American Funds American Balanced R6 Fund | — | — | — | $371K | 3.4% | |
| American Funds Small Cap World R6 Fund | — | — | — | $333K | 3.1% | |
| American Funds Capital Income Builder R6 Fund | — | — | — | $237K | 2.2% | |
| American Funds US Government Money Market Fund | — | — | — | $188K | 1.7% | |
| Fidelity Mid Cap Index Fund | — | — | — | $182K | 1.7% | |
| Lord Abbett Developing Growth R6 Fund | — | — | — | $173K | 1.6% | |
| American Funds 2045 Target Date Fund | — | — | — | $148K | 1.4% | |
| American Funds High-Income Trust Fund | — | — | — | $139K | 1.3% | |
| American Funds 2060 Target Date Fund | — | — | — | $132K | 1.2% | |
| American Funds 2050 Target Date Fund | — | — | — | $121K | 1.1% | |
| Fidelity Small Cap Index Fund | — | — | — | $120K | 1.1% | |
| Franklin Small Cap Value Fund | — | — | — | $102K | 1.0% | |
| American Funds 2070 Target Date Fund | — | — | — | $61K | 0.6% | |
| American Funds New World R6 Fund | — | — | — | $39K | 0.4% | |
| American Funds 2025 Target Date Fund | — | — | — | $35K | 0.3% | |
| American Funds 2065 Target Date Fund | — | — | — | $33K | 0.3% | |
| American Funds 2020 Target Date Fund | — | — | — | $22K | 0.2% | |
| Allspring Special Mid Cap Value Fund | — | — | — | $21K | 0.2% | |
| MFS Mid Cap Growth Fund | — | — | — | $18K | 0.2% | |
| American Funds New Perspective Call R6 Fund | — | — | — | $16K | 0.1% | |
| Fidelity International Index Fund | — | — | — | $10K | <0.1% | |
| American Funds 2010 Target Date Fund | — | — | — | $10K | <0.1% | |
| PGIM Global Total Return Fund | — | — | — | $2K | <0.1% | |
| American Funds 2015 Target Date Fund | — | — | — | $2K | <0.1% |