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Original filing (PDF)20251013081059NAL0000827377001
ALTARUM INSTITUTE
Form 5500
FILING_RECEIVED
ALTARUM INSTITUTE RETIREMENT & SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
268
Accounts w/ balance
620
Plan assets (EOY)
$79.9M
Net assets (EOY)
$79.9M
How this plan invests
This plan
15 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ALTARUM INSTITUTE.
Plan sponsor
Name
ALTARUM INSTITUTE
EIN
38-1983442
Address
26200 TOWN CENTER DRIVE, SUITE 350 · NOVI, MI · 48375
Phone
(734) 302-4600
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $34K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS, LLC | 26-0058143 | — | CONSULTANT | $47K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $8K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| REHMANN ROBSON | 38-3567911 | — | ACCOUNTANT/AUDITOR | $20K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BRICKER GRAYDON | — | — | ATTORNEY/LEGAL | $1K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
34 direct securities · 15 pooled funds· $110.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$60.1M
33 holdings
Common Collective Trust
$37.6M
15 holdings
Mutual Funds
$12.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity 500 Index Fund | Mutual Funds | — | — | $12.3M | 15.4% | |
| Collective investment trust T. Rowe Price Trust Retirement 2040 Fund A | — | — | — | $6.7M | 8.4% | |
| TRP RETIRE 2040 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $6.7M | 8.4% | |
| J P Morgan Large Cap Growth R6 | — | — | — | $5.3M | 6.6% | |
| T. Rowe Price Trust Retirement 2030 Fund A | — | — | — | $4.8M | 6.0% | |
| TRP RETIRE 2030 A T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $4.8M | 6.0% | |
| T. Rowe Price Trust Retirement 2050 Fund A | — | — | — | $4.7M | 5.9% | |
| TRP RETIRE 2050 A T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $4.7M | 5.9% | |
| T. Rowe Price Trust Retirement 2045 Fund A | — | — | — | $4.1M | 5.1% | |
| TRP RETIRE 2045 A T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $4.1M | 5.1% | |
| T. Rowe Price Trust Retirement 2035 Fund A | — | — | — | $3.4M | 4.3% | |
| TRP RETIRE 2035 A T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $3.4M | 4.3% | |
| Fidelity Mid Cap Index Fund | — | — | — | $3.2M | 4.0% | |
| Wells Fargo Stable Value Fund C | — | — | — | $3.0M | 3.8% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $3.0M | 3.8% | |
| T. Rowe Price Trust Retirement 2055 Fund A | — | — | — | $2.6M | 3.3% | |
| TRP RETIRE 2055 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $2.6M | 3.3% | |
| T. Rowe Price Trust Retirement 2025 Fund A | — | — | — | $2.2M | 2.7% | |
| TRP RETIRE 2025 A T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $2.2M | 2.7% | |
| Fidelity Small Cap Index Fund | — | — | — | $2.2M | 2.7% | |
| T. Rowe Price Trust Retirement 2020 Fund A | — | — | — | $1.6M | 2.1% | |
| TRP RETIRE 2020 A T. ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $1.6M | 2.1% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $1.6M | 2.0% | |
| J P Morgan Mid Cap Value Institutional Fund | — | — | — | $1.5M | 1.8% | |
| Parnassus Core Equity Fund | — | — | — | $1.5M | 1.8% | |
| MM SM CAP GROWTH CT GREAT GRAY TRUST COMPANY, LLC · EIN 38-7271375 / PN 756 | Common Collective Trust | — | — | $1.4M | 1.8% | |
| T. Rowe Price Trust Retirement 2015 Fund A | — | — | — | $1.3M | 1.7% | |
| TRP RETIRE 2015 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941654 / PN 001 | Common Collective Trust | — | — | $1.3M | 1.7% | |
| Dodge & Cox International Stock Fund | — | — | — | $1.1M | 1.4% | |
| American Funds EuroPacific GR R6 | — | — | — | $1.1M | 1.4% | |
| T. Rowe Price Institutional Mid-Cap Equity Growth Fund | — | — | — | $1.1M | 1.3% | |
| T. Rowe Price Trust Retirement 2060 Fund A | — | — | — | $963K | 1.2% | |
| TRP RETIRE 2060 A T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 018 | Common Collective Trust | — | — | $963K | 1.2% | |
| T. Rowe Price Treasury Money Market Inv | — | — | — | $949K | 1.2% | |
| PIMCO Income Fund Class A | — | — | — | $756K | 0.9% | |
| Principal Real Estate Securities R6 | — | — | — | $735K | 0.9% | |
| Vanguard Intl Stock Index Admiral Fund | — | — | — | $731K | 0.9% | |
| Fidelity Total Bond Fund | — | — | — | $729K | 0.9% | |
| MFS Value Fund R3 | — | — | — | $631K | 0.8% | |
| Vanguard Inflation Protected Securities Admiral Fund | — | — | — | $544K | 0.7% | |
| T. Rowe Price Trust Retirement 2065 Fund A | — | — | — | $261K | 0.3% | |
| TRP RETIRE 2065 A T. ROWE PRICE TRUST COMPANY · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $261K | 0.3% | |
| T. Rowe Price Trust Retirement 2005 Fund A | — | — | — | $259K | 0.3% | |
| TRP RETIRE 2005 A T. ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $259K | 0.3% | |
| Money market funds * Fidelity Government Money Market | — | — | — | $222K | 0.3% | |
| American Beacon American Beacon Small Cap Value Fund R6 | — | — | — | $125K | 0.2% | |
| T. Rowe Price Trust Retirement 2010 Fund A | — | — | — | $114K | 0.1% | |
| TRP RETIRE 2010 A T. ROWE PRICE TRUST COMPANY · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $114K | 0.1% | |
| Principal Diversified Real Asset Institutional Fund | — | — | — | $36K | <0.1% |