Back to filter
Original filing (PDF)20251014112523NAL0003772432001
ST. CLAIR SPECIALTY PHYSICIANS, P.C
Form 5500
FILING_RECEIVED
ST. CLAIR SPECIALTY PHYSICIANS, P. C. EMPLOYEES'
401(k) retirement plan
Signals · 1
35% in single holding
Active participants
79
Accounts w/ balance
132
Plan assets (EOY)
$19.6M
Net assets (EOY)
$19.6M
How this plan invests
This plan
10 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MyWayRetirement Index 2030 R 464,627 shares" is 35% of plan.
Helping the score
- Below-peer total fees (7 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ST. CLAIR SPECIALTY PHYSICIANS, P.C.
Plan sponsor
Name
ST. CLAIR SPECIALTY PHYSICIANS, P.C
EIN
38-1966107
Address
18001 E. 10 MILE ROAD · ROSEVILLE, MI · 48066
Phone
(313) 886-8787
Industry
Offices of Physicians· Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
IANNUZZI, MANETTA & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACENSUS | — | DRESHER, PA | TPA | $15K | — |
Investments
10 direct securities· $19.3M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MyWayRetirement Index 2030 R 464,627 shares | — | — | $465K | $6.8M | 34.6% | |
| MyWayRetirement Index 2030 R 345,546 shares | — | — | $346K | $5.4M | 27.3% | |
| MyWayRetirement Index 2030 R 177,335 shares | — | — | $177K | $2.9M | 14.7% | |
| MyWayRetirement Index 2030 R 93,707 shares | — | — | $94K | $1.6M | 8.2% | |
| MyWayRetirement Index 2030 R 66,022 shares | — | — | $66K | $1.2M | 5.9% | |
| MyWayRetirement Index Retirement R 58,918 shares | — | — | $59K | $787K | 4.0% | |
| MyWayRetirement Index 2030 R 22,337 shares | — | — | $22K | $397K | 2.0% | |
| Participant Loans 4.25% - 9.50% Interest rate | — | — | — | $188K | 1.0% | |
| Ascensus,LLC PIMCO Government Money Market Admin 93,507 shares | — | — | $94K | $94K | 0.5% | |
| MyWayRetirement Index 2030 R 368 shares | — | — | — | $7K | <0.1% |