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Original filing (PDF)20251002100237NAL0000493696001
ROWE, INC.
Form 5500
FILING_RECEIVED
ROWE ENGINEERING, INC. 401(K) PLAN
401(k) retirement plan
Active participants
226
Accounts w/ balance
239
Plan assets (EOY)
$31.0M
Net assets (EOY)
$31.0M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (20 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROWE, INC..
Plan sponsor
Name
ROWE, INC.
EIN
38-1867099
Address
540 SOUTH SAGINAW STREET SUITE 200 · FLINT, MI · 48502
Phone
(810) 341-7500
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SVCS. | 82-4555287 | — | RECORDKEEPER | $21K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITIES LLC | — | NEW YORK, NY | INVESTMENT ADVISOR | $41K | — |
Investments
29 direct securities· $31.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds Group MFS Growth R6 | — | — | — | $3.5M | 11.2% | |
| American Funds Group American Funds 2035 Target Date Fund R6 | — | — | — | $3.4M | 10.8% | |
| American Funds Group American Funds 2040 Target Date Fund R6 | — | — | — | $3.1M | 10.1% | |
| American Funds Group AB Large Cap Growth Z | — | — | — | $2.6M | 8.4% | |
| American Funds Group American Funds 2030 Target Date Fund R6 | — | — | — | $1.8M | 5.9% | |
| American Funds Group American Funds 2055 Target Date Fund R6 | — | — | — | $1.8M | 5.7% | |
| American Funds Group Fidelity 500 Index | — | — | — | $1.7M | 5.5% | |
| American Funds Group American Funds 2045 Target Date Fund R6 | — | — | — | $1.5M | 4.8% | |
| American Funds Group American Funds 2050 Target Date Fund R6 | — | — | — | $1.3M | 4.3% | |
| American Funds Group American Funds Washington Mutual R6 | — | — | — | $1.3M | 4.0% | |
| American Funds Group Invesco Discovery R6 | — | — | — | $975K | 3.1% | |
| American Funds Group JPMorgan Core Plus Bond R6 | — | — | — | $969K | 3.1% | |
| American Funds Group Fidelity Extended Market Index | — | — | — | $937K | 3.0% | |
| American Funds Group American Funds 2060 Target Date Fund R6 | — | — | — | $932K | 3.0% | |
| American Funds Group American Funds 2020 Target Date Fund R6 | — | — | — | $762K | 2.5% | |
| American Funds Group Franklin Small Cap Value R6 | — | — | — | $667K | 2.1% | |
| American Funds Group American Funds Europacific GR R6 | — | — | — | $578K | 1.9% | |
| American Funds Group American Funds 2065 Target Date Fund R6 | — | — | — | $537K | 1.7% | |
| American Funds Group American Funds 2025 Target Date Fund R6 | — | — | — | $529K | 1.7% | |
| American Funds Group American Funds New World R6 | — | — | — | $442K | 1.4% | |
| American Funds Group American Funds Capital Inc BLDR R6 | — | — | — | $418K | 1.3% | |
| American Funds Group JPMorgan Equity Income R6 | — | — | — | $409K | 1.3% | |
| American Funds Group PGIM High-Yield R6 | — | — | — | $348K | 1.1% | |
| American Funds Group American Funds Capital World Bond R6 | — | — | — | $143K | 0.5% | |
| American Funds Group American Funds New Perspective R6 | — | — | — | $129K | 0.4% | |
| American Funds Group American Funds US Government Sec R6 | — | — | — | $108K | 0.3% | |
| American Funds Group Money market fund - American Funds US GOVT Money Market R6 | — | — | — | $86K | 0.3% | |
| Participants Participant notes receivable bearing interest rates ranging from 4.25 to 9.50 percent - | — | — | — | $44K | 0.1% | |
| American Funds Group Cohen & Steers Real Estate Securities Z | — | — | — | $37K | 0.1% |
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