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Original filing (PDF)20250716095520NAL0002299683001
HUMAN DEVELOPMENT COMMISSION
Form 5500
FILING_RECEIVED
403(B) THRIFT PLAN OF HUMAN DEVELOPMENT COMMISSION
Defined-contribution retirement plan
Active participants
86
Accounts w/ balance
100
Plan assets (EOY)
$3.3M
Net assets (EOY)
$3.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (2 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HUMAN DEVELOPMENT COMMISSION.
Plan sponsor
Name
HUMAN DEVELOPMENT COMMISSION
EIN
38-1792679
Address
429 MONTAGUE AVE · CARO, MI · 487231921
Phone
(989) 673-4121
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-16
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
YEO & YEO, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MUTUAL OF AMERICA INVESTMENT CORP | — | NEW YORK, NY | RECORD KEEPER | $528 | — |
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORD KEEPER | $220 | — |
Investments
44 direct securities · 2 pooled funds· $6.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$3.2M
42 holdings
Pooled Separate Account
$3.0M
2 holdings
Insurance Contracts
$56K
1 holding
Pooled Separate Accounts
$5K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT NUMBER SA2 MUTUAL OF AMERICA · EIN 13-1614399 / PN 001 | Pooled Separate Account | — | — | $2.9M | 86.6% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2045 Fund | — | — | — | $542K | 16.2% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2040 Fund | — | — | — | $476K | 14.2% | |
| Mutual of America Life Insurance Company Mutual of America Moderate Allocation Fund | — | — | — | $466K | 13.9% | |
| Mutual of America Life Insurance Company Interest Accumulation Account | — | — | — | $324K | 9.7% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2050 Fund | — | — | — | $171K | 5.1% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2030 Fund | — | — | — | $158K | 4.7% | |
| Mutual of America Life Insurance Company Mutual of America Equity Index Fund | — | — | — | $139K | 4.2% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2055 Fund | — | — | — | $116K | 3.5% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2035 Fund | — | — | — | $112K | 3.4% | |
| Mutual of America Life Insurance Company T. Rowe Price Blue Chip Growth Portfolio | — | — | — | $84K | 2.5% | |
| Mutual of America Life Insurance Company Mutual of America Conservative Allocation Fund | — | — | — | $77K | 2.3% | |
| Mutual of America Life Insurance Company Mutual of America Retirement Income Fund 101 * Mutual of America Life Insurance Company DWS Capital Growth VIP | — | — | — | $75K | 2.3% | |
| Mutual of America Life Insurance Company Mutual of America Balanced Fund | — | — | — | $75K | 2.2% | |
| SEPARATE ACCOUNT 11 TALCOTT RESOLUTION LIFE INSURANCE COMPANY · EIN 06-0974148 / PN 000 | Pooled Separate Account | — | — | $67K | 2.0% | |
| Mutual of America Life Insurance Company PIMCO VIT Real Return Portfolio 95 * Mutual of America Life Insurance Company Mutual of America Clear Passage 2015 Fund 101 * Mutual of America Life Insurance Company Mutual of America Clear Passage 2020 Fund | — | — | — | $58K | 1.7% | |
| * Talcott Resolution Life Insurance Company Guaranteed Income Account | Insurance Contracts | — | — | $56K | 1.7% | |
| Mutual of America Life Insurance Company Mutual of America Mid-Cap Equity Index Fund | — | — | — | $52K | 1.5% | |
| Mutual of America Life Insurance Company Fidelity VIP Contrafund Portfolio 202 * Mutual of America Life Insurance Company Fidelity VIP Equity-Income Portfolio | — | — | — | $37K | 1.1% | |
| Mutual of America Life Insurance Company Vanguard VIF International Portfolio | — | — | — | $31K | 0.9% | |
| Mutual of America Life Insurance Company Mutual of America International Fund | — | — | — | $31K | 0.9% | |
| Mutual of America Life Insurance Company Mutual of America Bond Fund | — | — | — | $25K | 0.8% | |
| Mutual of America Life Insurance Company Mutual of America Intermediate Bond Fund | — | — | — | $24K | 0.7% | |
| Mutual of America Life Insurance Company Mutual of America Small Cap Growth Fund | — | — | — | $20K | 0.6% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2060 Fund | — | — | — | $18K | 0.6% | |
| Mutual of America Life Insurance Company Fidelity VIP Mid Cap Portfolio | — | — | — | $12K | 0.4% | |
| Talcott Resolution Life Insurance Company Franklin US Government Securities 539 * Talcott Resolution Life Insurance Company Hartford Dividend & Growth | — | — | — | $12K | 0.4% | |
| Mutual of America Life Insurance Company Mutual of America Clear Passage 2065 Fund | — | — | — | $8K | 0.2% | |
| Talcott Resolution Life Insurance Company American Funds Europacific 642 * Talcott Resolution Life Insurance Company Lord Abbett Bond Debenture | — | — | — | $6K | 0.2% | |
| Talcott Resolution Life Insurance Company Invesco Main Street Mid Cap 457 * Talcott Resolution Life Insurance Company Columbia Slct Mid Cap Value 664 * Talcott Resolution Life Insurance Company Columbia Seligman Global Technology | — | — | — | $5K | 0.2% | |
| Talcott Resolution Life Insurance Company American Funds Fundamental Investors 770 * Talcott Resolution Life Insurance Company American Funds Income Fund | — | — | — | $5K | 0.2% | |
| s * Talcott Resolution Life Insurance Company Alliance Bernstein Value 238 * Talcott Resolution Life Insurance Company American Funds AM Balanced | Pooled Separate Accounts | — | — | $5K | 0.1% | |
| Talcott Resolution Life Insurance Company Federated Hermes Mdt Mid Cap Growth 854 * Talcott Resolution Life Insurance Company Franklin Income | — | — | — | $5K | 0.1% | |
| Talcott Resolution Life Insurance Company MFS Research International 965 * Talcott Resolution Life Insurance Company Franklin Mutual Beacon 813 * Talcott Resolution Life Insurance Company Franklin Mutual Global Discovery | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company BNY Mellon Smallcap Stock Index 781 * Talcott Resolution Life Insurance Company Federated Hermes Fund for US Govt Secs | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company Hartford Disciplined Equity HLS | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Amcap | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds New Economy 887 * Talcott Resolution Life Insurance Company BNY Mellon S&P 500 Index | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company Invesco Real Estate 234 * Mutual of America Life Insurance Company Calvert VP SRI Balanced Portfolio 168 * Mutual of America Life Insurance Company Mutual of America Aggressive Allocation Fund | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Investment Co of America | — | — | — | $2K | <0.1% | |
| Mutual of America Life Insurance Company Vanguard VIF Diversified Value | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Growth Fund | — | — | — | $1K | <0.1% | |
| Mutual of America Life Insurance Company Fidelity VIP Asset Manager Portfolio | — | — | — | $1K | <0.1% | |
| Talcott Resolution Life Insurance Company T. Rowe Price Equity Income 784 * Talcott Resolution Life Insurance Company Templeton Growth 135 * Talcott Resolution Life Insurance Company Hartford Capital Appreciation | — | — | — | $1K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds American Mutual | — | — | — | $1K | <0.1% | |
| Talcott Resolution Life Insurance Company Federated Hermes Kaufmann | — | — | — | $1K | <0.1% |
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