Original filing (PDF)20251007100002NAL0002563731002

HILLSDALE COLLEGE

Name: HILLSDALE COLLEGE — HILLSDALE COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN, Form 5500 (2024)
Creator: HILLSDALE COLLEGE

Form 5500

FILING_RECEIVED

HILLSDALE COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN

403(b) retirement plan

Signals · 2

~90 bps in Sched C fees6 service providers

Active participants

836

Accounts w/ balance

1,256

Plan assets (EOY)

$205.4M

Net assets (EOY)

$205.4M

How this plan invests

This plan

1 pooled trust

Schedule D

213 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

90 bps in Schedule C fees — 801% above peer band of 10 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HILLSDALE COLLEGE.

Plan sponsor

Name

HILLSDALE COLLEGE

EIN

38-1374230

Address

33 E. COLLEGE STREET · HILLSDALE, MI · 49242

Phone

(517) 607-2341

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

PLANTE & MORAN, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TIAA-CREF	13-1624203	—	RECORDKEEPER	$1.5M	—
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORD KEEPER	$98K	—
VANGUARD	23-2186884	—	RECORDKEEPER	$5K	—
FIDELITY INV INSTITUTIONAL OP	04-2647786	—	RECORDKEEPER	$2K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONAL FINANCIAL SERVICES	04-3523567	—	SECURITIES BROKER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
TFO-TDC LLC	21-1017513	—	CONSULTING	$241K	—

Investments

205 direct securities · 1 pooled fund· $206.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$204.8M

205 holdings

Pooled Separate Account

$1.4M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
DFA US Core Equity 2	—	—	—	$29.2M	14.2%
TIAA-CREF TIAA Traditional Annuity	—	—	—	$15.6M	7.6%
TIAA-CREF CREF Stock	—	—	—	$15.2M	7.4%
DFA International Core Equity	—	—	—	$13.9M	6.8%
Vanguard Total Bd Mkt Index Adm	—	—	—	$13.8M	6.7%
Vanguard Institutional Target Retirement 2035	—	—	—	$6.9M	3.3%
Vanguard Institutional Target Retirement 2040	—	—	—	$6.2M	3.0%
Fidelity 500 Index	—	—	—	$5.5M	2.7%
DFA Emerging Markets Core Equity	—	—	—	$5.2M	2.5%
Vanguard Institutional Target Retirement 2030	—	—	—	$4.8M	2.4%
Vanguard Institutional Target Retirement 2050	—	—	—	$4.3M	2.1%
Vanguard Institutional Target Retirement 2045	—	—	—	$4.3M	2.1%
Fidelity Gr Co	—	—	—	$3.8M	1.8%
State Street Bank and Trust Company Standard Stable Asset Fund II	—	—	—	$3.5M	1.7%
Vanguard REIT Index Adm	—	—	—	$2.8M	1.4%
CREF Global Equities	—	—	—	$2.8M	1.4%
Vanguard Institutional Target Retirement 2020	—	—	—	$2.7M	1.3%
Vanguard Institutional Target Retirement 2055	—	—	—	$2.6M	1.3%
Vanguard Total Stock Market Index Fund	—	—	—	$2.3M	1.1%
Vanguard 500 Index Fund Admiral Shares	—	—	—	$2.2M	1.1%
CREF Growth	—	—	—	$2.1M	1.0%
Vanguard Institutional Target Retirement 2060	—	—	—	$2.1M	1.0%
Vanguard Total Stock Market Index Fund	—	—	—	$2.0M	1.0%
Vanguard Institutional Target Retirement 2025	—	—	—	$2.0M	1.0%
Vanguard Short-Term Bond	—	—	—	$1.9M	0.9%
CREF Equity Index	—	—	—	$1.9M	0.9%
DFA US Social Core Equity 2	—	—	—	$1.5M	0.7%
Fidelity Select Technology Portfolio	—	—	—	$1.5M	0.7%
CREF Inflation-Linked Bond	—	—	—	$1.5M	0.7%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$1.4M	0.7%
Vanguard Target Retirement Income Fund	—	—	—	$1.4M	0.7%
Vanguard Value Index Adm	—	—	—	$1.4M	0.7%
CREF Core Bond R2	—	—	—	$1.4M	0.7%
TIAA-CREF Large Cap Value-Retirement	—	—	—	$1.3M	0.7%
Vanguard Mid-Cap Value Index Admiral	—	—	—	$1.1M	0.5%
Fidelity Contrafund	—	—	—	$1.0M	0.5%
Vanguard Institutional Target Retirement 2065	—	—	—	$1.0M	0.5%
CREF Social Choice	—	—	—	$1.0M	0.5%
Vanguard Cash Reserves Federal Money Market Fund A	—	—	—	$927K	0.5%
Fidelity 500 Index	—	—	—	$898K	0.4%
TIAA-CREF International Equity-Retirement	—	—	—	$838K	0.4%
TIAA-Cref Small-Cap Blend Idx Inst	—	—	—	$831K	0.4%
Vanguard U.S. Growth Fund Admiral Shares	—	—	—	$828K	0.4%
Dimensional DFA Intl Social Core Eq Instl	—	—	—	$779K	0.4%
Vanguard Total International Stock Index Fund	—	—	—	$772K	0.4%
Vanguard Wellesley Income Fund Admiral Shares	—	—	—	$743K	0.4%
TIAA-CREF Small Cap Equity-Retirement	—	—	—	$741K	0.4%
TIAA-CREF Lifecycle 2020-Retirement	—	—	—	$706K	0.3%
TIAA-CREF Mid-Cap Value-Retirement	—	—	—	$702K	0.3%
TIAA-CREF Vanguard treasury Money Market-Investor	—	—	—	$687K	0.3%
Newport Trust Company Vanguard Balanced Index Fund	—	—	—	$655K	0.3%
Vanguard Small Cap Value Index Admiral	—	—	—	$653K	0.3%
Fidelity Cash Reserve	—	—	—	$650K	0.3%
TIAA-Cref Large-Cap Gr Index Instl	—	—	—	$618K	0.3%
Fidelity Magellan Fund	—	—	—	$583K	0.3%
CREF Money Market	—	—	—	$548K	0.3%
Fidelity Blue Chip Growth Fund	—	—	—	$540K	0.3%
Vanguard Invesco Gold & Special Minerals R6	—	—	—	$510K	0.2%
TIAA-CREF Lifecycle 2015-Retirement	—	—	—	$508K	0.2%
Vanguard Total Bond Market Index Fund Admiral Shar	—	—	—	$504K	0.2%
Fidelity Diversified Intl	—	—	—	$493K	0.2%
Fidelity Select Gold	—	—	—	$493K	0.2%
Fidelity Government Money Market PRM Fund	—	—	—	$493K	0.2%
TIAA-Cref Equity Index Inst	—	—	—	$473K	0.2%
Fidelity International Real Estate Fund * 764 Fidelity Total Market Index	—	—	—	$460K	0.2%
Vanguard Explorer Value Fund	—	—	—	$455K	0.2%
TIAA-CREF Mid-Cap Growth-Retirement	—	—	—	$444K	0.2%
Vanguard Inflation-Protected Securities Fund	—	—	—	$443K	0.2%
Vanguard Health Care Fund	—	—	—	$422K	0.2%
Nuveen Lg-Cap Val Idx Inst	—	—	—	$417K	0.2%
Fidelity Low Priced Stock Fund	—	—	—	$394K	0.2%
Fidelity Value Fund	—	—	—	$389K	0.2%
Nuveen Intl Eq Index Instl	—	—	—	$379K	0.2%
TIAA-Cref International Equity Idx Instl	—	—	—	$379K	0.2%
Fidelity Government Money Market Fund	—	—	—	$323K	0.2%
Vanguard PRIMECAP Fund	—	—	—	$318K	0.2%
Fidelity Freedom 2040 Fund	—	—	—	$310K	0.2%
Vanguard Mid-Cap Growth Fund	—	—	—	$308K	0.2%
Fidelity Capital Appreciation Fund	—	—	—	$303K	0.1%
Vanguard treasury Money Market-Investor	—	—	—	$289K	0.1%
Vanguard Small-Cap Growth Index Fund	—	—	—	$273K	0.1%
Vanguard Windsor II Fund Admiral Shares	—	—	—	$254K	0.1%
TIAA-CREF Lifecycle 2010-Retirement	—	—	—	$248K	0.1%
Vanguard Emerging Markets Stock Index Fund	—	—	—	$242K	0.1%
DFA Emerging Markets Social Core Equity	—	—	—	$239K	0.1%
Fidelity Select Technology Portfolio	—	—	—	$235K	0.1%
Vanguard Capital Opportunity Fund	—	—	—	$224K	0.1%
Vanguard Target Retirement 2045	—	—	—	$216K	0.1%
Fidelity Growth & Income Portfolio	—	—	—	$209K	0.1%
Vanguard Mid-Cap Index Fund	—	—	—	$203K	<0.1%
Vanguard STAR Fund	—	—	—	$203K	<0.1%
Fidelity Balanced Fund	—	—	—	$180K	<0.1%
Fidelity Select Chemicals Portfolio * 499 Fidelity OTC Portfolio	—	—	—	$169K	<0.1%
Vanguard Target Retirement Income Fund	—	—	—	$145K	<0.1%
Vanguard Total International Stock Index Fund	—	—	—	$142K	<0.1%
Fidelity Equity Income Fund	—	—	—	$142K	<0.1%
TIAA-CREF Lifecycle 2025-Retirement	—	—	—	$141K	<0.1%
Vanguard Target Retirement 2020	—	—	—	$136K	<0.1%
TIAA CREF Lifecycle Retirement Income	—	—	—	$135K	<0.1%
Fidelity US Bond Index	—	—	—	$133K	<0.1%
Vanguard Growth Index Fund	—	—	—	$131K	<0.1%
Fidelity Freedom 2020 Fund * 250 Fidelity Freedom 2030 Fund	—	—	—	$131K	<0.1%
Vanguard Windsor Fund Admiral Shares	—	—	—	$123K	<0.1%
Fidelity Puritan Fund	—	—	—	$117K	<0.1%
Vanguard Equity Income Fund Admiral Shares	—	—	—	$117K	<0.1%
Fidelity International Index	—	—	—	$115K	<0.1%
Vanguard Mid-Cap Growth Index Adm	—	—	—	$112K	<0.1%
TIAA-CREF Lifecycle 2035-Retirement	—	—	—	$109K	<0.1%
Vanguard Short-Term Treasury Fund	—	—	—	$105K	<0.1%
Fidelity Conservative Income Bond	—	—	—	$104K	<0.1%
Fidelity Growth Company Fund	—	—	—	$100K	<0.1%
Fidelity Trend	—	—	—	$95K	<0.1%
Vanguard Growth and Income Fund	—	—	—	$92K	<0.1%
Vanguard Wellington Fund Admiral Shares	—	—	—	$91K	<0.1%
TIAA-CREF Lifecycle 2030-Retirement	—	—	—	$91K	<0.1%
Vanguard Federal Money Market Fund	—	—	—	$89K	<0.1%
Vanguard Global Equity Fund	—	—	—	$88K	<0.1%
Fidelity Freedom 2045 Fund	—	—	—	$80K	<0.1%
Fidelity Freedom 2025 Fund	—	—	—	$78K	<0.1%
Vanguard Intermediate-Term Investment Grade Fund	—	—	—	$75K	<0.1%
Fidelity Convertible Securities Fund	—	—	—	$72K	<0.1%
Vanguard Strategic Equity Fund	—	—	—	$72K	<0.1%
TIAA-CREF Lifecycle 2040-Retirement	—	—	—	$72K	<0.1%
Vanguard Target Retirement 2040	—	—	—	$70K	<0.1%
Vanguard Strategic Small-cap Equity fund	—	—	—	$69K	<0.1%
Vanguard Institutional Target Retirement 2040 Fund	—	—	—	$63K	<0.1%
Vanguard Dividend Growth Fund	—	—	—	$62K	<0.1%
Fidelity Treasury Only Money Market	—	—	—	$62K	<0.1%
Vanguard Small-Cap Index Fund Admiral	—	—	—	$58K	<0.1%
Fidelity Small Cap Stock Fund	—	—	—	$58K	<0.1%
Fidelity Growth Discovery Fund	—	—	—	$57K	<0.1%
Fidelity Intermediate Bond Fund	—	—	—	$57K	<0.1%
Fidelity Strategic Income	—	—	—	$52K	<0.1%
Fidelity Select Construction and House	—	—	—	$50K	<0.1%
Fidelity Asset Manager 70%	—	—	—	$46K	<0.1%
Vanguard Real Estate Index - Admiral	—	—	—	$40K	<0.1%
Fidelity Freedom 2050 Fund	—	—	—	$38K	<0.1%
Fidelity Select Medical Equip & Systems Portfolio	—	—	—	$36K	<0.1%
Fidelity Select Energy Portfolio	—	—	—	$34K	<0.1%
Fidelity Small Cap Value Fund	—	—	—	$33K	<0.1%
Vanguard Target Retirement 2035	—	—	—	$32K	<0.1%
Fidelity International Discovery Fund	—	—	—	$29K	<0.1%
Fidelity Overseas Fund * 851 Fidelity Select Telecommunications Portfolio	—	—	—	$29K	<0.1%
Fidelity Worldwide Fund	—	—	—	$26K	<0.1%
Fidelity Strategic Treasury Bond Index	—	—	—	$26K	<0.1%
Fidelity Japan Small Company Fund * 178 Fidelity International Small Cap Opportunity Fund * 411 Fidelity Intermediate Treasury Bond Index	—	—	—	$26K	<0.1%
Vanguard Target Retirement 2055	—	—	—	$26K	<0.1%
Vanguard Target Retirement 2050	—	—	—	$25K	<0.1%
Fidelity Mid Cap Value Fund	—	—	—	$24K	<0.1%
Vanguard European Stock Index Fund * 950 Vanguard International Growth Fund Admiral Shares	—	—	—	$24K	<0.1%
Fidelity Fund	—	—	—	$23K	<0.1%
Vanguard High-Yield Corporate Fund	—	—	—	$23K	<0.1%
Vanguard Short-Term Bond Index Fund	—	—	—	$22K	<0.1%
Fidelity Leveraged Company Stock Fund * 349 Fidelity New Millenium Fund * 378 Fidelity Pacific Basin Fund	—	—	—	$19K	<0.1%
Fidelity Select Health Care Services Fund	—	—	—	$19K	<0.1%
Fidelity Select Gold Portfolio	—	—	—	$19K	<0.1%
Fidelity Emerging Markets Fund * 372 Fidelity Growth Strategies Fund	—	—	—	$19K	<0.1%
Fidelity Select Natural Resources Portfolio	—	—	—	$18K	<0.1%
Fidelity Select Utilities	—	—	—	$18K	<0.1%
Fidelity Blue Chip Value Fund	—	—	—	$18K	<0.1%
TIAA-CREF Lifecycle 2050-Retirement	—	—	—	$18K	<0.1%
Fidelity Value Strategies Fund	—	—	—	$17K	<0.1%
Vanguard Intermediate-Term Treasury Fund	—	—	—	$17K	<0.1%
Fidelity Capital & Income Fund	—	—	—	$16K	<0.1%
Fidelity Select Biotech Portfolio * 901 Fidelity Select Retailing Portfolio	—	—	—	$15K	<0.1%
Vanguard LifeStrategy Income Fund	—	—	—	$14K	<0.1%
Fidelity Freedom 2055	—	—	—	$14K	<0.1%
Fidelity Freedom 2035 Fund	—	—	—	$13K	<0.1%
Fidelity Diversified International Fund	—	—	—	$13K	<0.1%
Vanguard Energy Fund Investor Shares	—	—	—	$11K	<0.1%
TIAA-CREF Lifecycle 2045-Retirement	—	—	—	$11K	<0.1%
Fidelity Mortgage Securities Fund	—	—	—	$9K	<0.1%
Fidelity Four-in-One Index Fund	—	—	—	$9K	<0.1%
Fidelity International Growth Fund	—	—	—	$9K	<0.1%
Vanguard Short-Term Federal Fund	—	—	—	$9K	<0.1%
State Street Bank & Trust Co. Cash Reserve Account	—	—	—	$8K	<0.1%
TIAA Cash Reserve	—	—	—	$8K	<0.1%
Vanguard Target Retirement 2025	—	—	—	$8K	<0.1%
Fidelity Emerging Markets Discovery Fund	—	—	—	$8K	<0.1%
Vanguard International Explorer Fund	—	—	—	$7K	<0.1%
Fidelity Select Industrials Portfolio	—	—	—	$7K	<0.1%
Fidelity Select Software Fund	—	—	—	$6K	<0.1%
Fidelity Inflation Protected Bond Index Fund	—	—	—	$6K	<0.1%
Fidelity Strategic Real Return Fund	—	—	—	$6K	<0.1%
Vanguard Wellesley Income Fund Investor * 521 Vanguard Energy Fund Admiral Shares	—	—	—	$6K	<0.1%
Fidelity Global Equity Income	—	—	—	$6K	<0.1%
Fidelity New Markets Income Fund	—	—	—	$6K	<0.1%
Fidelity Small Cap Discovery Fund	—	—	—	$5K	<0.1%
Vanguard Intermediate-Term Bond Index Fund	—	—	—	$5K	<0.1%
Vanguard High Dividend Yield Index Admiral	—	—	—	$5K	<0.1%
Vanguard Mid-Cap Growth Index Adm	—	—	—	$5K	<0.1%
Vanguard Small-Cap Value Index Adm	—	—	—	$5K	<0.1%
Fidelity Asset Manager 20%	—	—	—	$5K	<0.1%
Fidelity Freedom Income Fund	—	—	—	$4K	<0.1%
Vanguard Global Capital Cycles	—	—	—	$4K	<0.1%
Fidelity Canada Fund	—	—	—	$4K	<0.1%
Fidelity Small Cap Growth Fund	—	—	—	$3K	<0.1%
Vanguard Wellington Fund Investor Shares	—	—	—	$3K	<0.1%
Vanguard Windsor Fund Investor Shares	—	—	—	$3K	<0.1%
Fidelity International Small Cap Fund * 198 Fidelity Global Commodity Stock Fund * 246 Fidelity Real Estate Income Fund	—	—	—	$2K	<0.1%

Showing top 200 of 206 investments by value.