Back to filter
Original filing (PDF)20251012205824NAL0000517729001
HENRY FORD HEALTH SYSTEM
Form 5500
FILING_RECEIVED
HENRY FORD HEALTH SYSTEM HERITAGE 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
12,517
Accounts w/ balance
12,374
Plan assets (EOY)
$1.4B
Net assets (EOY)
$1.4B
How this plan invests
This plan
194 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HENRY FORD HEALTH SYSTEM.
Plan sponsor
Name
HENRY FORD HEALTH SYSTEM
EIN
38-1357020
Address
ONE FORD PLACE, 4E · DETROIT, MI · 482023450
Phone
(313) 876-8495
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
014
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-12
Pension benefit codes
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GJC CPA'S & ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | NONE | $444K | — |
| GJC CPA'S & ADVIOSRS | 38-2029668 | — | NONE | $19K | — |
| NEPC | 04-2927339 | — | NONE | $17K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $6K | — |
Investments
187 direct securities· $1.4B(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund, Institutional Class 719,299 shares (a) | — | — | — | $190.3M | 13.5% | |
| JPMorgan SmartRetirement Blend 2030 Fund, Class R6 4,066,859 shares (a) | — | — | — | $105.5M | 7.5% | |
| JPMorgan SmartRetirement Blend 2035 Fund, Class R6 3,346,721 shares (a) | — | — | — | $97.2M | 6.9% | |
| JPMorgan SmartRetirement Blend 2040 Fund, Class R6 2,894,903 shares (a) | — | — | — | $90.1M | 6.4% | |
| JPMorgan SmartRetirement Blend 2045 Fund, Class R6 2,463,855 shares (a) | — | — | — | $80.9M | 5.7% | |
| JPMorgan SmartRetirement Blend 2025 Fund, Class R6 3,476,888 shares (a) | — | — | — | $79.9M | 5.7% | |
| JPMorgan SmartRetirement Blend Income Fund, Class R6 3,176,204 shares (a) | — | — | — | $57.6M | 4.1% | |
| JPMorgan SmartRetirement Blend 2050 Fund, Class R6 1,712,650 shares (a) | — | — | — | $56.6M | 4.0% | |
| Fidelity Contrafund K 2,188,852 shares (a) | — | — | — | $46.2M | 3.3% | |
| JPMorgan SmartRetirement Blend 2055 Fund, Class R6 950,190 shares (a) | — | — | — | $31.2M | 2.2% | |
| Fidelity Blue Chip Growth Fund K 128,548 shares (a) | — | — | — | $29.4M | 2.1% | |
| Vanguard Federal Money Market Investor Fund 29,062,994 shares (a) | — | — | — | $29.1M | 2.1% | |
| Vanguard Total International Stock Index Fund, Institutional Class 189,434 shares (a) | — | — | — | $24.0M | 1.7% | |
| Fidelity 500 Index Premium Fund 115,557 shares (a) | — | — | — | $23.6M | 1.7% | |
| Fidelity Growth Company Fund K 516,154 shares (a) | — | — | — | $21.0M | 1.5% | |
| Fidelity Magellan Fund K 1,308,263 shares (a) | — | — | — | $19.4M | 1.4% | |
| Vanguard Total Bond Market Index Fund, Institutional Class 1,847,633 shares (a) | — | — | — | $17.5M | 1.2% | |
| percent to 10.25 percent -0- | — | — | — | $13.5M | 1.0% | |
| Fidelity Freedom K 2030 Fund 769,958 shares (a) | — | — | — | $13.5M | 1.0% | |
| Fidelity Freedom K 2035 Fund 724,198 shares (a) | — | — | — | $11.3M | 0.8% | |
| Clearbridge Large Cap Growth Fund A 180,694 shares (a) | — | — | — | $11.3M | 0.8% | |
| Fidelity Freedom K 2040 Fund 958,892 shares (a) | — | — | — | $11.1M | 0.8% | |
| MFS Total Return Fund 577,960 shares (a) | — | — | — | $10.9M | 0.8% | |
| SSgA Institutional U.S. Government Money Market Fund, Administration Class 10,780,467 shares (a) | — | — | — | $10.8M | 0.8% | |
| Empower Self-Directed Brokerage Accounts Various participant- directed holdings (a) | — | — | — | $10.3M | 0.7% | |
| Clearbridge Growth Fund A 105,537 shares (a) | — | — | — | $10.3M | 0.7% | |
| Fidelity Government Money Market Prime Fund 10,296,674 shares (a) | — | — | — | $10.3M | 0.7% | |
| Royce Micro-Cap Service Fund 897,663 shares (a) | — | — | — | $9.7M | 0.7% | |
| American Funds Europacific Growth Fund A 164,144 shares (a) | — | — | — | $8.8M | 0.6% | |
| Fidelity Fund K 90,063 shares (a) | — | — | — | $8.5M | 0.6% | |
| INVESCO Discovery Large Cap Fund A 99,225 shares (a) | — | — | — | $8.3M | 0.6% | |
| Fidelity Advisor Stock Select Mid Cap Fund M 195,324 shares (a) | — | — | — | $8.3M | 0.6% | |
| MFS Massachusetts Investors Trust Fund 227,116 shares (a) | — | — | — | $8.1M | 0.6% | |
| Fidelity Select Semiconductors Fund 235,087 shares (a) | — | — | — | $7.9M | 0.6% | |
| Fidelity Total Market Index Fund 47,711 shares (a) | — | — | — | $7.7M | 0.5% | |
| Fidelity Advisor Strategic Income Fund M 671,150 shares (a) | — | — | — | $7.7M | 0.5% | |
| Fidelity Freedom K 2025 Fund 555,978 shares (a) | — | — | — | $7.6M | 0.5% | |
| Fidelity Balanced Fund K 250,436 shares (a) | — | — | — | $7.4M | 0.5% | |
| JPMorgan SmartRetirement Blend 2060 Fund, Class R6 278,709 shares (a) | — | — | — | $7.1M | 0.5% | |
| Fidelity OTC Fund K 286,302 shares (a) | — | — | — | $6.3M | 0.4% | |
| Fidelity Low Priced Stock Fund K 148,661 shares (a) | — | — | — | $6.0M | 0.4% | |
| Fidelity Government Money Market Fund 5,851,720 shares (a) | — | — | — | $5.9M | 0.4% | |
| Fidelity Government Cash Reserve Fund 5,821,944 shares (a) | — | — | — | $5.8M | 0.4% | |
| Fidelity Advisor Value Strategies Fund 123,894 shares (a) | — | — | — | $5.8M | 0.4% | |
| MFS Value Fund A 112,828 shares (a) | — | — | — | $5.5M | 0.4% | |
| Fidelity Growth and Income Fund K 83,019 shares (a) | — | — | — | $5.1M | 0.4% | |
| Clearbridge Large Cap Value Fund A 123,605 shares (a) | — | — | — | $4.9M | 0.3% | |
| Fidelity Equity Income Fund K 65,722 shares (a) | — | — | — | $4.8M | 0.3% | |
| Janus Henderson Flexible Bond Fund I 519,814 shares (a) | — | — | — | $4.8M | 0.3% | |
| Fidelity Select Technology Fund 125,207 shares (a) | — | — | — | $4.6M | 0.3% | |
| Fidelity Asset Manager 50% Fund 224,563 shares (a) | — | — | — | $4.6M | 0.3% | |
| Clearbridge Value Fund A 44,537 shares (a) | — | — | — | $4.2M | 0.3% | |
| Fidelity Value Fund K 304,806 shares (a) | — | — | — | $4.2M | 0.3% | |
| Clearbridge Mid Cap Fund A 117,803 shares (a) | — | — | — | $4.0M | 0.3% | |
| Lord Abbett Bond Debenture Fund A 516,443 shares (a) | — | — | — | $3.7M | 0.3% | |
| Fidelity Total Bond Fund 390,138 shares (a) | — | — | — | $3.7M | 0.3% | |
| Fidelity Freedom K 2050 Fund 259,325 shares (a) | — | — | — | $3.5M | 0.3% | |
| Fidelity NASDAQ Complete Index Fund 14,358 shares (a) | — | — | — | $3.5M | 0.2% | |
| Fidelity Freedom K 2045 Fund 249,209 shares (a) | — | — | — | $3.4M | 0.2% | |
| INVESCO International Growth Fund A 98,840 shares (a) | — | — | — | $3.1M | 0.2% | |
| INVESCO Global Allocation Fund A 139,425 shares (a) | — | — | — | $2.7M | 0.2% | |
| Fidelity Mid Cap Stock Fund K 62,673 shares (a) | — | — | — | $2.7M | 0.2% | |
| Fidelity Puritan Fund K 105,071 shares (a) | — | — | — | $2.6M | 0.2% | |
| Fidelity Capital and Income Fund 245,288 shares (a) | — | — | — | $2.5M | 0.2% | |
| Fidelity Dividend Growth Fund K 63,096 shares (a) | — | — | — | $2.4M | 0.2% | |
| Fidelity Select Healthcare Fund 87,386 shares (a) | — | — | — | $2.4M | 0.2% | |
| Fidelity Diversified International Fund K 54,180 shares (a) | — | — | — | $2.3M | 0.2% | |
| Fidelity Growth Strategic Fund K 32,774 shares (a) | — | — | — | $2.2M | 0.2% | |
| Fidelity Strategic Income Fund 183,611 shares (a) | — | — | — | $2.1M | 0.2% | |
| Fidelity Select Medical Technology and Devices Fund 32,443 shares (a) | — | — | — | $2.0M | 0.1% | |
| Fidelity International Index Fund 38,656 shares (a) | — | — | — | $1.8M | 0.1% | |
| Fidelity Multi-Asset Index Fund 30,872 shares (a) | — | — | — | $1.8M | 0.1% | |
| Fidelity Focused Stock Fund 45,664 shares (a) | — | — | — | $1.7M | 0.1% | |
| Fidelity Extended Market Index Fund 18,624 shares (a) | — | — | — | $1.7M | 0.1% | |
| Fidelity U.S. Bond Index Premium Fund 163,066 shares (a) | — | — | — | $1.7M | 0.1% | |
| Fidelity Equity Dividend Income Fund K 57,362 shares (a) | — | — | — | $1.6M | 0.1% | |
| Fidelity Select Software Fund 57,362 shares (a) | — | — | — | $1.6M | 0.1% | |
| JPMorgan SmartRetirement Blend 2065 Fund, Class R6 76,770 shares (a) | — | — | — | $1.6M | 0.1% | |
| Fidelity Emerging Markets Fund K 39,965 shares (a) | — | — | — | $1.5M | 0.1% | |
| Fidelity Overseas Fund K 23,231 shares (a) | — | — | — | $1.4M | 0.1% | |
| Fidelity Freedom K 2015 Fund 122,036 shares (a) | — | — | — | $1.4M | <0.1% | |
| Fidelity Small Cap Value Fund 67,817 shares (a) | — | — | — | $1.4M | <0.1% | |
| Fidelity Treasury Only Money Market Fund 1,361,267 shares (a) | — | — | — | $1.4M | <0.1% | |
| Fidelity Growth Discovery Fund K 21,914 shares (a) | — | — | — | $1.4M | <0.1% | |
| Fidelity Small Cap Discovery Fund 55,285 shares (a) | — | — | — | $1.3M | <0.1% | |
| Fidelity Short-Term Bond Fund 154,980 shares (a) | — | — | — | $1.3M | <0.1% | |
| Fidelity Capital Appreciation Fund K 30,253 shares (a) | — | — | — | $1.3M | <0.1% | |
| Fidelity Stock Select Small Cap Fund 33,085 shares (a) | — | — | — | $1.2M | <0.1% | |
| Fidelity Select Tech Hardware Fund 11,266 shares (a) | — | — | — | $1.2M | <0.1% | |
| Fidelity Leveraged Company Stock Fund K 31,044 shares (a) | — | — | — | $1.2M | <0.1% | |
| Fidelity Stock Select Large Cap Value Fund 41,856 shares (a) | — | — | — | $1.1M | <0.1% | |
| Fidelity Disciplined Equity Fund K 15,451 shares (a) | — | — | — | $1.0M | <0.1% | |
| Fidelity Freedom K 2010 Fund 67,056 shares (a) | — | — | — | $933K | <0.1% | |
| Fidelity Asset Manager 85% Fund 34,842 shares (a) | — | — | — | $921K | <0.1% | |
| Fidelity Asset Manager 70% Fund 31,664 shares (a) | — | — | — | $865K | <0.1% | |
| Fidelity International Discovery Fund K 17,754 shares (a) | — | — | — | $847K | <0.1% | |
| Fidelity Select Biotech Fund 43,623 shares (a) | — | — | — | $824K | <0.1% | |
| Fidelity Worldwide Fund 22,962 shares (a) | — | — | — | $799K | <0.1% | |
| Fidelity Small Cap Index Fund 28,704 shares (a) | — | — | — | $795K | <0.1% | |
| Fidelity Mid Cap Value Fund 25,997 shares (a) | — | — | — | $784K | <0.1% | |
| Fidelity Select Energy Fund 13,510 shares (a) | — | — | — | $767K | <0.1% | |
| Fidelity Intermediate Bond Fund 76,095 shares (a) | — | — | — | $766K | <0.1% | |
| Fidelity Floating-Rate High Income Fund 81,028 shares (a) | — | — | — | $753K | <0.1% | |
| Fidelity Treasury Money Market Fund 739,073 shares (a) | — | — | — | $739K | <0.1% | |
| Fidelity Asset Manager 20% Fund 52,278 shares (a) | — | — | — | $708K | <0.1% | |
| Fidelity Select Financial Fund 46,454 shares (a) | — | — | — | $693K | <0.1% | |
| Fidelity Pacific Basin Fund 22,315 shares (a) | — | — | — | $682K | <0.1% | |
| Fidelity International Small Cap Fund 22,125 shares (a) | — | — | — | $677K | <0.1% | |
| Fidelity Intermediate Treasury Bond Index Fund 70,661 shares (a) | — | — | — | $668K | <0.1% | |
| Fidelity Select Leisure Fund 32,260 shares (a) | — | — | — | $663K | <0.1% | |
| Fidelity Stock Select All Cap Fund K 8,341 shares (a) | — | — | — | $659K | <0.1% | |
| Fidelity Mega Cap Stock Fund 25,110 shares (a) | — | — | — | $644K | <0.1% | |
| Fidelity Small Cap Stock Fund 34,280 shares (a) | — | — | — | $633K | <0.1% | |
| Fidelity Blue Chip Value Fund 25,726 shares (a) | — | — | — | $615K | <0.1% | |
| Fidelity Select Gold Fund 24,640 shares (a) | — | — | — | $606K | <0.1% | |
| Fidelity Select Retailing Fund 28,303 shares (a) | — | — | — | $579K | <0.1% | |
| Fidelity Select Chemicals Fund 42,978 shares (a) | — | — | — | $578K | <0.1% | |
| Fidelity Emerging Asia Fund 11,767 shares (a) | — | — | — | $573K | <0.1% | |
| Fidelity Real Estate Investors Fund 14,500 shares (a) | — | — | — | $560K | <0.1% | |
| Fidelity International Capital Appreciation Fund 20,151 shares (a) | — | — | — | $555K | <0.1% | |
| Fidelity Select Construction and House Fund 4,656 shares (a) | — | — | — | $554K | <0.1% | |
| Fidelity Investment Grade Bond Fund 76,747 shares (a) | — | — | — | $543K | <0.1% | |
| Fidelity Trend Fund 2,964 shares (a) | — | — | — | $539K | <0.1% | |
| Fidelity China Region Fund 13,788 shares (a) | — | — | — | $536K | <0.1% | |
| Fidelity Select Defense Fund 27,873 shares (a) | — | — | — | $508K | <0.1% | |
| Fidelity Large Cap Stock Fund 8,421 shares (a) | — | — | — | $459K | <0.1% | |
| Fidelity High Income Fund 56,535 shares (a) | — | — | — | $445K | <0.1% | |
| Fidelity Value Discovery Fund K 12,074 shares (a) | — | — | — | $436K | <0.1% | |
| Fidelity Inflation-Protected Bond Fund 48,586 shares (a) | — | — | — | $432K | <0.1% | |
| Fidelity Real Estate Index Fund 25,682 shares (a) | — | — | — | $414K | <0.1% | |
| Fidelity Select Natural Resources Fund 9,717 shares (a) | — | — | — | $404K | <0.1% | |
| Fidelity Select Pharmaceuticals Fund 14,895 shares (a) | — | — | — | $378K | <0.1% | |
| Fidelity Real Estate Income Fund 29,565 shares (a) | — | — | — | $353K | <0.1% | |
| Fidelity International Growth Fund 17,579 shares (a) | — | — | — | $351K | <0.1% | |
| Fidelity Value Strategic Fund K 6,140 shares (a) | — | — | — | $337K | <0.1% | |
| Fidelity Conservative Income Bond Fund 29,754 shares (a) | — | — | — | $300K | <0.1% | |
| Fidelity Government Income Fund 33,271 shares (a) | — | — | — | $299K | <0.1% | |
| Fidelity New Markets Income Fund 23,462 shares (a) | — | — | — | $297K | <0.1% | |
| Fidelity Select Materials Fund 3,341 shares (a) | — | — | — | $281K | <0.1% | |
| Fidelity Select Banking Fund 8,782 shares (a) | — | — | — | $274K | <0.1% | |
| Fidelity Asset Manager 60% Fund 16,986 shares (a) | — | — | — | $263K | <0.1% | |
| Fidelity Select Healthcare Services Fund 2,627 shares (a) | — | — | — | $261K | <0.1% | |
| Fidelity Select Communications Services Fund 2,319 shares (a) | — | — | — | $258K | <0.1% | |
| Fidelity Strategic Dividend and Income Fund 14,778 shares (a) | — | — | — | $249K | <0.1% | |
| Fidelity Select Transportation Fund 2,355 shares (a) | — | — | — | $245K | <0.1% | |
| Fidelity Convertible Securities Fund 7,057 shares (a) | — | — | — | $242K | <0.1% | |
| Fidelity International Value Fund 23,127 shares (a) | — | — | — | $233K | <0.1% | |
| Fidelity Stock Select Mid Cap Fund 4,953 shares (a) | — | — | — | $223K | <0.1% | |
| Fidelity Long-Term Treasury Bond Index Fund 24,300 shares (a) | — | — | — | $223K | <0.1% | |
| Fidelity Select Consumer Staples Fund 2,441 shares (a) | — | — | — | $219K | <0.1% | |
| Fidelity Telecommunications and Utilities Fund 6,496 shares (a) | — | — | — | $214K | <0.1% | |
| Fidelity Select Utilities Fund 1,730 shares (a) | — | — | — | $209K | <0.1% | |
| Fidelity Asset Manager 30% Fund 17,636 shares (a) | — | — | — | $209K | <0.1% | |
| Fidelity Europe Fund 5,679 shares (a) | — | — | — | $197K | <0.1% | |
| Fidelity GNMA Fund 19,001 shares (a) | — | — | — | $190K | <0.1% | |
| Fidelity Emerging Markets Index Fund 16,208 shares (a) | — | — | — | $170K | <0.1% | |
| Fidelity Select Fintech Fund 7,823 shares (a) | — | — | — | $152K | <0.1% | |
| Fidelity Select Automotive Fund 2,488 shares (a) | — | — | — | $138K | <0.1% | |
| Fidelity Select Industrials Fund 3,394 shares (a) | — | — | — | $137K | <0.1% | |
| Fidelity Select Brokerage Fund 754 shares (a) | — | — | — | $137K | <0.1% | |
| Fidelity Emerging Markets Fund 3,577 shares (a) | — | — | — | $136K | <0.1% | |
| Fidelity Limited Term Bond Fund 11,690 shares (a) | — | — | — | $133K | <0.1% | |
| Fidelity Global Commodity Stock Fund 7,299 shares (a) | — | — | — | $131K | <0.1% | |
| Fidelity Mortgage Securities Fund 12,132 shares (a) | — | — | — | $117K | <0.1% | |
| Fidelity Emerging Markets Discovery Fund 6,683 shares (a) | — | — | — | $102K | <0.1% | |
| Fidelity Corporate Bond Fund 9,270 shares (a) | — | — | — | $97K | <0.1% | |
| Fidelity Global ex-U.S. Index Premium Fund 6,169 shares (a) | — | — | — | $89K | <0.1% | |
| Fidelity Select Insurance Fund 880 shares (a) | — | — | — | $79K | <0.1% | |
| Fidelity Select Consumer Discretionary Fund 1,106 shares (a) | — | — | — | $75K | <0.1% | |
| Fidelity Short-Term Treasury Bond Index Fund 5,768 shares (a) | — | — | — | $59K | <0.1% | |
| Fidelity Select Enterprise Technology Services Fund 922 shares (a) | — | — | — | $56K | <0.1% | |
| Fidelity Japan Fund 3,106 shares (a) | — | — | — | $51K | <0.1% | |
| Fidelity Strategic Real Return Fund 5,240 shares (a) | — | — | — | $44K | <0.1% | |
| Fidelity Intermediate Government Income Fund 4,550 shares (a) | — | — | — | $44K | <0.1% | |
| Fidelity Freedom K 2055 Fund 2,565 shares (a) | — | — | — | $41K | <0.1% | |
| Fidelity Limited Term Government Fund 4,012 shares (a) | — | — | — | $38K | <0.1% | |
| Fidelity Short-Duration High Income Fund 3,841 shares (a) | — | — | — | $34K | <0.1% | |
| Fidelity Environment and Alternative Energy Fund 851 shares (a) | — | — | — | $34K | <0.1% | |
| Fidelity Nordic Fund 588 shares (a) | — | — | — | $33K | <0.1% | |
| Fidelity International Small Cap Opportunity Fund 1,678 shares (a) | — | — | — | $33K | <0.1% | |
| Fidelity Japan Small Company Fund 2,082 shares (a) | — | — | — | $32K | <0.1% | |
| Fidelity Global Equity Income Fund 1,313 shares (a) | — | — | — | $26K | <0.1% | |
| Fidelity International Real Estate Fund 2,855 shares (a) | — | — | — | $25K | <0.1% | |
| Fidelity Select Telecommunications Fund 406 shares (a) | — | — | — | $22K | <0.1% | |
| Fidelity Global Credit Fund 1,446 shares (a) | — | — | — | $11K | <0.1% | |
| Fidelity Total International Equity Fund 981 shares (a) | — | — | — | $11K | <0.1% | |
| Fidelity Select Wireless Fund 419 shares (a) | — | — | — | $5K | <0.1% |