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Original filing (PDF)20251015101141NAL0002127171001
CENTRALSTAR COOPERATIVE INC.
Form 5500
FILING_RECEIVED
CO-OP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
350
Accounts w/ balance
555
Plan assets (EOY)
$46.3M
Net assets (EOY)
$46.3M
How this plan invests
This plan
1 pooled trust
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRALSTAR COOPERATIVE INC..
Plan sponsor
Name
CENTRALSTAR COOPERATIVE INC.
EIN
38-1310805
Address
4200 FOREST ROAD, BLDG. A · LANSING, MI · 48910
Phone
(517) 908-0480
Industry
Agriculture, Forestry, Fishing, Huntingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BHM CPA GROUP, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN, INC. | 91-0675641 | — | NONE | $45K | — |
| CHARLES SCHWAB & CO., INC. | 94-1473778 | — | NONE | $8K | — |
Investments
18 direct securities · 1 pooled fund· $46.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$46.3M
18 holdings
Common Collective Trust
$181K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index I Mutual Fund Participant directed | — | — | — | $10.8M | 23.3% | |
| Vanguard Total Intl Stock Index Mutual Fund Participant directed | — | — | — | $9.6M | 20.7% | |
| Vanguard Small Cap Index I Mutual Fund Participant directed | — | — | — | $6.7M | 14.5% | |
| PIMCO Total Return Inst Mutual Fund Participant directed | — | — | — | $6.0M | 12.9% | |
| Vanguard Total Bond Market Ind Mutual Fund Participant directed | — | — | — | $5.9M | 12.8% | |
| Galliard Stable Asset Common Collective Trust Participant directed | — | — | — | $4.0M | 8.6% | |
| MainStay Large Cap Growth Mutual Fund Participant directed | — | — | — | $778K | 1.7% | |
| Vanguard Inflation - Protected Mutual Fund Participant directed | — | — | — | $612K | 1.3% | |
| T. Rowe Price Mid-Cap Growth Mutual Fund Participant directed | — | — | — | $559K | 1.2% | |
| Vanguard Windsor II Admiral Mutual Fund Participant directed | — | — | — | $369K | 0.8% | |
| Allspring Special Small Cap Value Institutional Mutual Fund Participant directed | — | — | — | $197K | 0.4% | |
| SHORT-TERM INVESTMENT FUND A S SEI TRUST COMPANY · EIN 41-6292499 / PN 001 | Common Collective Trust | — | — | $181K | 0.4% | |
| Vanguard Explorer Adm Mutual Fund Participant directed | — | — | — | $170K | 0.4% | |
| Dodge & Cox International Stock Mutual Fund Participant directed | — | — | — | $153K | 0.3% | |
| JPMorgan Mid Cap Value R6 Mutual Fund Participant directed | — | — | — | $138K | 0.3% | |
| Vanguard International Growth Mutual Fund Participant directed | — | — | — | $131K | 0.3% | |
| Participant loans and terms of 2 to 15 years | — | — | — | $130K | 0.3% | |
| Vanguard Wellington Admiral Mutual Fund Participant directed | — | — | — | $56K | 0.1% | |
| Artisan International Institute Mutual Fund Participant directed | — | — | — | $17K | <0.1% |
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