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Original filing (PDF)20251015064114NAL0008025202001
PRIDGEON & CLAY, INC.
Form 5500
FILING_RECEIVED
PRIDGEON & CLAY, INC. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
582
Accounts w/ balance
813
Plan assets (EOY)
$55.7M
Net assets (EOY)
$55.7M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 32 bps in Schedule C fees — 98% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PRIDGEON & CLAY, INC..
Plan sponsor
Name
PRIDGEON & CLAY, INC.
EIN
38-1310157
Address
50 COTTAGE GROVE SW · GRAND RAPIDS, MI · 49507
Phone
(616) 259-1845
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $123K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMERICA SECURITIES, INC. | — | DETROIT, MI | INVESTMENT ADVISOR | $54K | — |
Investments
29 direct securities · 1 pooled fund· $54.3M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$41.4M
28 holdings
Mutual Funds
$7.9M
1 holding
Common Collective Trust
$5.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds Growth Fund of America R6 | Mutual Funds | — | — | $7.9M | 14.3% | |
| Vanguard Target Retirement 2035 | — | — | — | $6.1M | 11.0% | |
| Vanguard Target Retirement 2045 | — | — | — | $5.6M | 10.0% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $5.0M | 8.9% | |
| Vanguard Target Retirement 2055 | — | — | — | $3.9M | 7.0% | |
| Vanguard 500 Index Admiral | — | — | — | $2.5M | 4.6% | |
| Vanguard Target Retirement 2025 | — | — | — | $2.2M | 3.9% | |
| JP Morgan Equity Income R6 | — | — | — | $1.8M | 3.2% | |
| MFS Investment Management Core Equity R6 | — | — | — | $1.7M | 3.1% | |
| Vanguard Mid Cap Value Index Admiral | — | — | — | $1.6M | 2.9% | |
| T. Rowe Price Mid Cap Growth Institutional | — | — | — | $1.5M | 2.6% | |
| Vanguard Target Retirement 2030 | — | — | — | $1.4M | 2.6% | |
| Vanguard Small Cap Index ADM | — | — | — | $1.3M | 2.3% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $1.2M | 2.2% | |
| Vanguard Target Retirement 2050 | — | — | — | $1.1M | 2.0% | |
| American Funds Capital World G/I R6 | — | — | — | $1.1M | 2.0% | |
| American Funds Europacific GR R6 | — | — | — | $1.1M | 1.9% | |
| Victory Capital Management Inc Pioneer Bond K | — | — | — | $1.0M | 1.9% | |
| Vanguard Energy Index ADM | — | — | — | $932K | 1.7% | |
| Vanguard Target Retirement 2040 | — | — | — | $921K | 1.7% | |
| Invesco Ltd Invesco Developing Markets R6 | — | — | — | $906K | 1.6% | |
| Fidelity Select Health Care Portfolio | — | — | — | $881K | 1.6% | |
| Principal High Yield R6 | — | — | — | $556K | 1.0% | |
| Principal Real Estate Securities FD R6 | — | — | — | $516K | 0.9% | |
| Vanguard Target Retirement Income | — | — | — | $464K | 0.8% | |
| Vanguard Target Retirement 2065 | — | — | — | $364K | 0.7% | |
| Vanguard Target Retirement 2060 | — | — | — | $355K | 0.6% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $223K | 0.4% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $160K | 0.3% | |
| Vanguard Target Retirement 2020 | — | — | — | $88K | 0.2% |