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Original filing (PDF)20250613111032NAL0015630275001

THE DOW CHEMICAL COMPANY

Form 5500
FILING_RECEIVED
THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
17,215
Accounts w/ balance
33,016
Plan assets (EOY)
$10.8B
Net assets (EOY)
$10.7B
How this plan invests
This plan
28 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
  • No recordkeeper disclosed on Schedule C.
Helping the score
  • Below-peer total fees (0 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE DOW CHEMICAL COMPANY.
Plan sponsor
Name
THE DOW CHEMICAL COMPANY
EIN
38-1285128
Address
2211 H.H. DOW WAY · MIDLAND, MI · 48674
Phone
(989) 636-3762
Industry
Manufacturingsee all
Plan administrator
Name
THE DOW CHEMICAL COMPANY
EIN
38-1285128
City
MIDLAND, MI
Phone
(989) 636-3762
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2P · Leveraged ESOP
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3J · U.S. plan covering Puerto Rico residents
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

5 rows
Other
5
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS INST. OP. CO.04-2647786NONE$176K
MAYER BROWN LLP36-1447220NONE$84K
COVINGTON & BURLING53-0188411NONE$44K
QDRO CONSULTANTS CO LLC34-1820650NONE$23K
BNY MELLONNEW YORK, NYNONE$0

Investments

21 direct securities · 28 pooled funds· $11.7B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$8.4B
28 holdings
Uncategorized
$3.3B
21 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
EQUITY INDEX FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 94-3262720 / PN 001
Common Collective Trust
$2.1B19.8%
FIDELITY CONTRAFUND COMMINGLED POOL
FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 133
Common Collective Trust
$1.3B12.5%
LIFEPATH INDEX RETIREMENT FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 45-2859118 / PN 001
Common Collective Trust
$515.1M4.8%
BTC LifePath RET T$515.0M4.8%
Dow Stock$500.0M4.6%
EXTENDED EQUITY MARKET FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 94-3270116 / PN 001
Common Collective Trust
$410.1M3.8%
LIFEPATH INDEX 2030 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3749885 / PN 001
Common Collective Trust
$402.8M3.7%
LIFEPATH INDEX 2035 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3759384 / PN 001
Common Collective Trust
$392.5M3.6%
LIFEPATH INDEX 2045 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3785769 / PN 001
Common Collective Trust
$360.3M3.3%
LIFEPATH INDEX 2040 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3759562 / PN 001
Common Collective Trust
$354.3M3.3%
FH MDT MID CAP GROWTH FUND
GREAT GRAY TRUST COMPANY, LLC · EIN 99-4344306 / PN 001
Common Collective Trust
$326.3M3.0%
LIFEPATH INDEX 2050 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3785807 / PN 001
Common Collective Trust
$315.0M2.9%
LIFEPATH INDEX 2055 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3799936 / PN 001
Common Collective Trust
$308.9M2.9%
SMALL CAP INDEX FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 94-3318704 / PN 001
Common Collective Trust
$298.7M2.8%
ACTIVE GLOBAL ACW EQ
JPMORGAN CHASE BANK, N.A. · EIN 99-4840313 / PN 001
Common Collective Trust
$241.0M2.2%
NB Genesis R6$238.0M2.2%
#60031-A (IGT)$219.0M2.0%
GA-62233 (IGT)$218.0M2.0%
38025 (see underlying assets at Appendix B)$213.0M2.0%
INV_DOW_IP_0524 (see underlying assets at Appendix A)$209.0M1.9%
G-27523.01.0001 (IGT)$206.0M1.9%
RGA00036 (see underlying assets at Appendix B)$190.0M1.8%
INV GOVT Liquidty TR$156.0M1.4%
INVESCO GOVERNMENT LIQUIDITY TRUST
INVESCO TRUST COMPANY · EIN 81-5152017 / PN 001
Common Collective Trust
$156.0M1.4%
SS GACEQ EXUS IDX II
STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 444
Common Collective Trust
$153.9M1.4%
Vang Dev Mkt IDX IP$152.0M1.4%
BBH CORE PLUS FX INC
BROWN BROTHERS HARRIMAN INSTITUTIONAL TRUST COMPANY OF NEW YORK LLC · EIN 93-6364064 / PN 003
Common Collective Trust
$144.1M1.3%
U.S. DEBT INDEX FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 94-3291425 / PN 001
Common Collective Trust
$131.0M1.2%
TRP High Yield Inst$119.0M1.1%
LIFEPATH INDEX 2060 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3799999 / PN 001
Common Collective Trust
$108.1M1.0%
Participant Notes Receivable$106.0M1.0%
SS ERMG MARKTS IDX II
STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 035
Common Collective Trust
$85.3M0.8%
SS EMRG MKTS IDX II$85.0M0.8%
MFS HERTIAGE US REIT
MFS HERTIAGE TRUST COMPANY · EIN 57-1187281 / PN 020
Common Collective Trust
$54.8M0.5%
FRANKLIN US TIPS
GREAT GRAY TRUST COMPANY, LLC · EIN 33-1446228 / PN 001
Common Collective Trust
$49.5M0.5%
Franklin US Tips$49.0M0.5%
Vang LT Treasury ADM$44.0M0.4%
LIFEPATH INDEX 2065 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3816960 / PN 001
Common Collective Trust
$32.5M0.3%
Fidelity Short Term Investment Fund$32.0M0.3%
BTC LifePath 2065 T$32.0M0.3%
MKS Convertible$29.0M0.3%
MKS CONVERTIBLE
SEI TRUST COMPANY · EIN 83-3455285 / PN 010
Common Collective Trust
$28.8M0.3%
Diverse Commodity$17.0M0.2%
DIVERSE COMMODITY
EATON VANCE TRUST COMPANY · EIN 45-2295659 / PN 001
Common Collective Trust
$16.5M0.2%
Interest Bearing Cash$9.0M<0.1%
LIFEPATH INDEX 2070 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 99-3987522 / PN 001
Common Collective Trust
$2.0M<0.1%
PUTNAM LARGE CAP VALUE FUND
PUTNAM FIDUCIARY TRUST COMPANY, LLC (PFTC) · EIN 82-3639536 / PN 275
Common Collective Trust
$71K<0.1%
MIDCAP GROWTH EQUITY FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 84-3286627 / PN 001
Common Collective Trust
$0<0.1%
LIFEPATH INDEX 2025 FUND
BLACKROCK INSTITUTIONAL TRUST COMPANY, NA · EIN 85-3749815 / PN 001
Common Collective Trust
$0<0.1%