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Original filing (PDF)20250718114317NAL0003022482001
PIONEER STATE MUTUAL INSURANCE CO.
Form 5500
FILING_RECEIVED
PIONEER STATE MUTUAL INSURANCE CO. 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
143
Accounts w/ balance
162
Plan assets (EOY)
$57.1M
Net assets (EOY)
$57.1M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PIONEER STATE MUTUAL INSURANCE CO..
Plan sponsor
Name
PIONEER STATE MUTUAL INSURANCE CO.
EIN
38-1067100
Address
1510 NORTH ELMS ROAD · FLINT, MI · 48532
Phone
(810) 733-2300
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-18
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$20K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
32 direct securities · 1 pooled fund· $60.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$57.3M
32 holdings
Common Collective Trust
$2.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Company FID 500 INDEX | — | — | — | $10.1M | 17.6% | |
| Fidelity Management Trust Company FID FREEDOM 2030 K | — | — | — | $8.7M | 15.2% | |
| Fidelity Management Trust Company FID FREEDOM 2035 K | — | — | — | $4.1M | 7.2% | |
| Fidelity Management Trust Company FID FREEDOM 2040 K | — | — | — | $3.8M | 6.6% | |
| Fidelity Management Trust Company FID CONTRAFUND K6 | — | — | — | $3.6M | 6.3% | |
| Fidelity Management Trust Company FID GROWTH CO K | — | — | — | $3.0M | 5.2% | |
| Fidelity Management Trust Company Common/collective trust fund - MIP CL 1 | — | — | — | $2.9M | 5.1% | |
| Fidelity Management Trust Company FID US BOND IDX | — | — | — | $2.8M | 4.8% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $2.7M | 4.8% | |
| Fidelity Management Trust Company FID FREEDOM 2025 K | — | — | — | $2.4M | 4.2% | |
| Fidelity Management Trust Company FID PURITAN K | — | — | — | $2.0M | 3.5% | |
| Fidelity Management Trust Company FID FREEDOM 2045 K | — | — | — | $1.7M | 3.0% | |
| Fidelity Management Trust Company FID LOW-PRICED ST K6 | — | — | — | $1.1M | 2.0% | |
| Fidelity Management Trust Company FID INVST GR BD | — | — | — | $1.1M | 1.9% | |
| Fidelity Management Trust Company FID DIVERSFD INTL K6 | — | — | — | $1.0M | 1.8% | |
| Fidelity Management Trust Company FID FREEDOM 2055 K | — | — | — | $1.0M | 1.8% | |
| Fidelity Management Trust Company FID LG CAP VAL IDX | — | — | — | $871K | 1.5% | |
| Fidelity Management Trust Company FID INTL INDEX PR | — | — | — | $846K | 1.5% | |
| Fidelity Management Trust Company FID MID CAP STOCK | — | — | — | $794K | 1.4% | |
| Fidelity Management Trust Company FID SMALL CAP IDX IPR | — | — | — | $775K | 1.4% | |
| Fidelity Management Trust Company FID FREEDOM 2050 K | — | — | — | $758K | 1.3% | |
| Fidelity Management Trust Company FID EXT MKRT IDX PR | — | — | — | $719K | 1.3% | |
| Fidelity Management Trust Company FID FREEDOM 2060 K | — | — | — | $671K | 1.2% | |
| Fidelity Management Trust Company FID FREEDOM 2065 K | — | — | — | $581K | 1.0% | |
| PIMCO PIM TOTAL RT INST | — | — | — | $465K | 0.8% | |
| Fidelity Management Trust Company FID FREEDOM 2020 K | — | — | — | $380K | 0.7% | |
| JPMorgan JPM US SMALL CO R6 | — | — | — | $349K | 0.6% | |
| JPMorgan JPM MID CAP VALUE R6 | — | — | — | $295K | 0.5% | |
| Fidelity Management Trust Company FID VALUE K | — | — | — | $254K | 0.4% | |
| ABF Partners ABF LG CAP VALUE R6 | — | — | — | $154K | 0.3% | |
| Fidelity Management Trust Company FID FREEDOM INC K | — | — | — | $144K | 0.3% | |
| Fidelity Management Trust Company Money market fund - FID GOVT MMKT | — | — | — | $20K | <0.1% | |
| Fidelity Management Trust Company FID MID CAP IDX | — | — | — | $16K | <0.1% |