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Original filing (PDF)20251002121030NAL0001222338001
CONSUMERS ENERGY COMPANY
Form 5500
FILING_RECEIVED
GROUP HEALTH CARE PLAN FOR RETIRED EMPLOYEES
Health & welfare plan
Signals · 1
10 service providers
Active participants
0
Accounts w/ balance
—
Plan assets (EOY)
$1.2B
Net assets (EOY)
$1.2B
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- 10 bps in Schedule C fees — 105% above peer band of 5 bps.
- No active participants reported but plan still holds assets.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONSUMERS ENERGY COMPANY.
Plan sponsor
Name
CONSUMERS ENERGY COMPANY
EIN
38-0442310
Address
ONE ENERGY PLAZA · JACKSON, MI · 492012277
Phone
(517) 247-9634
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
510
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Welfare benefit codes
4A · Health (other than dental or vision)
Audit & trust (Schedule H)
Auditor
REHMANN ROBSON LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsAdvisor / Consultant
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON INVESTMENTS USA INC | 36-3109431 | — | CONSULTANT | $349K | — |
| CLARION PARTNERS, LLD | 13-3379970 | — | CONSULTANT | $146K | — |
| EARNEST PARTNERS | 58-2386669 | — | CONSULTANT | $104K | — |
| METLIFE INVESTMENT MGMT HOLDINGS | 82-2405817 | — | CONSULTANT | $54K | — |
| STATE STREET RESEARCH & MGMT | 13-3142135 | — | CONSULTANT | $37K | — |
| DELOITTE TAX | 86-1065772 | — | CONSULTANT | $14K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHERN TRUST | 36-1561860 | — | TRUSTEE | $303K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LOOMIS | 20-8080381 | — | INVESTMENT | $81K | — |
| PIMCO | 33-0629048 | — | INVESTMENT | $65K | — |
| FRANKLIN TEMPLETON | 94-3411725 | — | INVESTMENT | $25K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.