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Original filing (PDF)20251009084333NAL0003426851001
SPRING EQ LLC
Form 5500
FILING_RECEIVED
SPRING EQ 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
420
Accounts w/ balance
394
Plan assets (EOY)
$15.6M
Net assets (EOY)
$15.6M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPRING EQ LLC.
Plan sponsor
Name
SPRING EQ LLC
EIN
37-1801711
Address
1 WEST ELM ST · STE 450 · CONSHOHOCKEN, PA · 194284152
Phone
(215) 391-1196
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
RICHEY MAY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES | 04-1590850 | — | NONE | $30K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $30K | — |
Investments
27 direct securities· $15.5M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $1.8M | 11.8% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $1.7M | 10.8% | |
| Vanguard Growth Index Inv Vanguard 0 | — | — | — | $1.6M | 10.3% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.5M | 9.6% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $1.4M | 8.8% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $1.3M | 8.0% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $1.1M | 7.1% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $840K | 5.4% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $746K | 4.8% | |
| Vanguard Total Stock Market Index Inv Vanguard 0 | — | — | — | $592K | 3.8% | |
| BlackRock Mid-Cap Growth Equity K BlackRock 0 | — | — | — | $391K | 2.5% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $293K | 1.9% | |
| Vanguard Small-Cap Index Inv Vanguard 0 | — | — | — | $270K | 1.7% | |
| Vanguard Total Intl Stock Index Inv Vanguard 0 | — | — | — | $238K | 1.5% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $237K | 1.5% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $236K | 1.5% | |
| Vanguard Value Index Inv Vanguard 0 | — | — | — | $233K | 1.5% | |
| Vanguard Mid-Cap Index Inv Vanguard 0 | — | — | — | $219K | 1.4% | |
| Vanguard STAR Inv Vanguard 0 | — | — | — | $206K | 1.3% | |
| PIMCO Total Return Instl PIMCO 0 | — | — | — | $205K | 1.3% | |
| American Funds Cap World Gr & Inc R5 American Funds 0 | — | — | — | $134K | 0.9% | |
| JPMorgan Global Bond Opportunities R6 JP Morgan 0 | — | — | — | $126K | 0.8% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 | — | — | — | $55K | 0.4% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $50K | 0.3% | |
| Virtus Duff & Phelps Glbl Real Est I Virtus 0 | — | — | — | $38K | 0.2% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $9K | <0.1% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $7K | <0.1% |