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Original filing (PDF)20250930141214NAL0029512370001
ZEARN
Form 5500
FILING_RECEIVED
ZEARN 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
185
Accounts w/ balance
195
Plan assets (EOY)
$14.4M
Net assets (EOY)
$14.4M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZEARN.
Plan sponsor
Name
ZEARN
EIN
37-1665745
Address
2093 PHILADELPHIA PIKE · #2282 · CLAYTON, DE · 19703
Phone
(212) 967-6070
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
MENGEL METZGER BARR & CO. LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI CONSULTING GROUP | 06-1053228 | — | NONE | $11K | — |
Investments
32 direct securities· $14.4M(100% of reported assets)
Uncategorized
$14.4M
31 holdings
Mutual Funds
$40K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2050 | — | — | — | $3.0M | 21.0% | |
| Vanguard 500 Index Adm | — | — | — | $1.9M | 13.4% | |
| T. Rowe Price Retirement 2045 | — | — | — | $1.4M | 9.8% | |
| Vanguard Total Stock Mkt Idx A | — | — | — | $1.1M | 7.5% | |
| T. Rowe Price Retirement 2060 | — | — | — | $978K | 6.8% | |
| Vanguard LifeStrategy Growth | — | — | — | $839K | 5.8% | |
| T. Rowe Price Retirement 2055 | — | — | — | $715K | 5.0% | |
| Vanguard Total Bond Mkt I Adm | — | — | — | $674K | 4.7% | |
| T. Rowe Price Retirement 2040 | — | — | — | $618K | 4.3% | |
| Vanguard Small Cap Index Adm | — | — | — | $574K | 4.0% | |
| Vanguard Total Intl Stk I Adm | — | — | — | $373K | 2.6% | |
| Vanguard Emerg Mkts Stock Adm | — | — | — | $302K | 2.1% | |
| Vanguard Mid Cap Index Adm | — | — | — | $282K | 2.0% | |
| Harbor Cap Appreciation Inv | — | — | — | $280K | 1.9% | |
| Amer Funds EuroPacific Gr R6 | — | — | — | $198K | 1.4% | |
| T. Rowe Price Retirement 2035 | — | — | — | $197K | 1.4% | |
| Vanguard High-Yield Corp Adm | — | — | — | $135K | 0.9% | |
| Vanguard FTSE All-Wld ex-US | — | — | — | $134K | 0.9% | |
| Cohen & Steers Realty Shares | — | — | — | $78K | 0.5% | |
| Invesco Oppen Intl Bond DFA 180 T. Rowe Price Retirement 2025 17 T. Rowe Price Retirement 2030 | — | — | — | $73K | 0.5% | |
| Vanguard GNMA Adm | — | — | — | $64K | 0.4% | |
| Vanguard Strategic Equity Inv | — | — | — | $64K | 0.4% | |
| Notes receivable from participants Maturity dates through September 2039; interest rates from 4.25% to 9.5% | — | — | — | $59K | 0.4% | |
| Amer Funds Fundamental Invs R6 | — | — | — | $53K | 0.4% | |
| Vanguard Equity Income Adm | — | — | — | $50K | 0.3% | |
| Vanguard LifeStrategy Mod Gro | — | — | — | $43K | 0.3% | |
| Aberdeen Emerging Mkts Instl | Mutual Funds | — | — | $40K | 0.3% | |
| Vanguard Strategic Small-Cap | — | — | — | $38K | 0.3% | |
| AmCent Infl-Adj Bond Inv | — | — | — | $29K | 0.2% | |
| T.Rowe Price Retirement Income | — | — | — | $25K | 0.2% | |
| Cash and cash equivalents Schwab Bank Savings Account | — | — | — | $22K | 0.2% | |
| Vanguard LifeStrat Cnsv Gr Inv | — | — | — | $21K | 0.1% |
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