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Original filing (PDF)20250902050613NAL0023971840001
HEARING CARE SOLUTIONS INC
Form 5500
FILING_RECEIVED
HEARING CARE SOLUTIONS INC - 401K
401(k) retirement plan
Signals · 2
30% in single holding~141 bps in Sched C fees
Active participants
155
Accounts w/ balance
154
Plan assets (EOY)
$1.4M
Net assets (EOY)
$1.4M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "FIDELITY ADV FREEDOM 2035 K6" is 30% of plan.
- 141 bps in Schedule C fees — 170% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HEARING CARE SOLUTIONS INC.
Plan sponsor
Name
HEARING CARE SOLUTIONS INC
EIN
37-1577266
Address
5889 GREENWOOD PLAZA BLVD STE 30 · FLOOR 2 · GREENWOOD VILLAGE, CO · 80111
Phone
(303) 407-6810
Industry
Retail Tradesee all
Plan administrator
Name
PENTEGRA SERVICES, INC
EIN
13-3745616
City
CHARLOTTE, NC
Phone
(844) 367-2848
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KIMBERLIN COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $11K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KESTRA ADVISORY SERVICES | 35-2552359 | — | INVESTMENT/FINANCIAL ADVI | $9K | — |
Investments
27 direct securities · 1 pooled fund· $1.4M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$1.3M
27 holdings
Common Collective Trust
$7K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY ADV FREEDOM 2035 K6 | Registered Investment Companies | — | — | $401K | 29.3% | |
| FIDELITY ADV FREEDOM 2040 K6 | Registered Investment Companies | — | — | $235K | 17.2% | |
| FIDELITY ADV FREEDOM 2055 K6 | Registered Investment Companies | — | — | $170K | 12.4% | |
| FIDELITY ADV FREEDOM 2065 K6 | Registered Investment Companies | — | — | $143K | 10.4% | |
| JPMORGAN US EQUITY FUND R6 236 REGISTERED INVESTMENT COMPANY FIDELITY ADV FREEDOM 2030 K6 | Registered Investment Companies | — | — | $88K | 6.4% | |
| FIDELITY ADV FREEDOM 2060 K6 | Registered Investment Companies | — | — | $75K | 5.5% | |
| FIDELITY ADV FREEDOM 2045 K6 | Registered Investment Companies | — | — | $60K | 4.4% | |
| FIDELITY ADV FREEDOM 2050 K6 | Registered Investment Companies | — | — | $49K | 3.6% | |
| FIDELITY ADV FREEDOM INC K6 71 REGISTERED INVESTMENT COMPANY JPM GROWTH ADVANTAGE FUND - R6 | Registered Investment Companies | — | — | $27K | 2.0% | |
| FIDELITY ADV FREEDOM 2025 K6 | Registered Investment Companies | — | — | $16K | 1.1% | |
| FID SMALL CAP INDEX | Registered Investment Companies | — | — | $11K | 0.8% | |
| FID 500 IND | Registered Investment Companies | — | — | $11K | 0.8% | |
| FID TOTAL INTERNATIONAL INDEX | Registered Investment Companies | — | — | $11K | 0.8% | |
| PUTNAM STABLE VALUE 25 PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $7K | 0.5% | |
| PUTNAM LARGE CAP VALUE R6 | Registered Investment Companies | — | — | $6K | 0.5% | |
| FIDELITY ADV FREEDOM 2010 K6 71 REGISTERED INVESTMENT COMPANY FID MID CAP INDEX | Registered Investment Companies | — | — | $4K | 0.3% | |
| FID EMERGING MARKETS INDEX | Registered Investment Companies | — | — | $4K | 0.3% | |
| FIDELITY ADV FREEDOM 2020 K6 | Registered Investment Companies | — | — | $4K | 0.3% | |
| AB SMALL CAP GROWTH PORT Z | Registered Investment Companies | — | — | $4K | 0.3% | |
| AMER FUNDS NEW PERSP R6 | Registered Investment Companies | — | — | $3K | 0.3% | |
| DFA REAL ESTATE SEC PORT INST | Registered Investment Companies | — | — | $3K | 0.2% | |
| JPM CORE BOND R6 | Registered Investment Companies | — | — | $3K | 0.2% | |
| PIMCO RAE US SM INSTL | Registered Investment Companies | — | — | $3K | 0.2% | |
| MFS INTERNATIONAL GROWTH R6 | Registered Investment Companies | — | — | $3K | 0.2% | |
| FIDELITY ADV FREEDOM 2015 K6 71 REGISTERED INVESTMENT COMPANY AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $3K | 0.2% | |
| MFS GLOBAL EQUITY FUND R6 | Registered Investment Companies | — | — | $3K | 0.2% | |
| PUTNAM INTERNATIONAL VALUE R6 | Registered Investment Companies | — | — | $3K | 0.2% | |
| STATE STREET AGGREGATE BD ID K | Registered Investment Companies | — | — | $3K | 0.2% |
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