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Original filing (PDF)20251014160408NAL0001628659001
AMERICAN CONSERVATION EXPERIENCE
Form 5500
FILING_RECEIVED
AMERICAN CONSERVATION EXPERIENCE 403(B) THRIFT PLAN
401(k) retirement plan
Signals · 2
36% in single holding~83 bps in Sched C fees
Active participants
1,184
Accounts w/ balance
168
Plan assets (EOY)
$1.9M
Net assets (EOY)
$1.9M
How this plan invests
This plan
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- Top holding ". GROUP ANNUITY CONTRACT Mutual of America MoA Clear Passage 2050 Fund" is 36% of plan.
- 83 bps in Schedule C fees — 60% above peer band of 52 bps.
- Only 14% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN CONSERVATION EXPERIENCE.
Plan sponsor
Name
AMERICAN CONSERVATION EXPERIENCE
EIN
37-1473291
Address
2900 N. FORT VALLEY RD. · FLAGSTAFF, AZ · 86001
Phone
(928) 440-5028
Industry
Agriculture, Forestry, Fishing, Huntingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
WILLIAMS OVERMAN PIERCE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MUTUAL OF AMERICA SEC. CORP LLC | — | NEW YORK, NY | RECORD KEEPER | $15K | — |
Investments
5 direct securities· $54K(3% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| . GROUP ANNUITY CONTRACT Mutual of America MoA Clear Passage 2050 Fund | — | — | — | $20K | 1.1% | |
| . GROUP ANNUITY CONTRACT Mutual of America MoA Clear Passage 2055 Fund | — | — | — | $14K | 0.8% | |
| . GROUP ANNUITY CONTRACT Mutual of America MoA Equity Index Fund | — | — | — | $10K | 0.5% | |
| . GROUP ANNUITY CONTRACT Mutual of America Mutual of America Interest Accumulation Account | — | — | — | $9K | 0.5% | |
| . GROUP ANNUITY CONTRACT Mutual of America MoA All America Fund | — | — | — | $2K | <0.1% |