Back to filter
Original filing (PDF)20251010095824NAL0012270672001
HUDSON RIVER INN, LLC
Form 5500
FILING_RECEIVED
BD / SIRE 401(K) PLAN
401(k) retirement plan
Signals · 1
~284 bps in Sched C fees
Active participants
689
Accounts w/ balance
146
Plan assets (EOY)
$3.8M
Net assets (EOY)
$3.8M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 284 bps in Schedule C fees — 446% above peer band of 52 bps.
- Only 21% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HUDSON RIVER INN, LLC.
Plan sponsor
Name
HUDSON RIVER INN, LLC
EIN
37-1441668
Address
363 WEST 16TH STREET · NEW YORK, NY · 10011
Phone
(646) 277-3320
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $65K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NYLINK INSURANCE AGENCY INC | — | NEW YORK, NY | BROKER/ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BENEFIT PRACTICE | 13-4144565 | STAMFORD, CT | THIRD PARTY ADMIN | $14K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO USA, LLP | — | GRAND RAPIDS, MI | OTHER | $27K | — |
| EMPLOYER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $3K | — |
Investments
26 direct securities· $3.8M(100% of reported assets)
Uncategorized
$3.4M
25 holdings
Mutual Funds
$442K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Franklin/Templeton Franklin Growth R6 Fund | Mutual Funds | — | — | $442K | 11.5% | |
| Mass Mutual Select MM S&P 500 Index I Fund | — | — | — | $428K | 11.1% | |
| Group Annuity Contract * Empower Life & Annuity Insurance Guaranteed Interest Account Company of NY | — | — | — | $385K | 10.0% | |
| Mass Mutual Premier MassMutual Global I Fund | — | — | — | $377K | 9.8% | |
| Empower S&P Mid Cap 400 Index Inst Fund | — | — | — | $376K | 9.8% | |
| Invesco International Diversified R6 Fund | — | — | — | $249K | 6.5% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2040 I Fund | — | — | — | $215K | 5.6% | |
| Mass Mutual Premier MassMutual Small Cap Opportunities Fund | — | — | — | $147K | 3.8% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2060 I Fund | — | — | — | $142K | 3.7% | |
| PIMCO Funds PIMCO Income Inst Fund | — | — | — | $131K | 3.4% | |
| Invesco Core Bond R6 Fund | — | — | — | $129K | 3.4% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2045 I Fund | — | — | — | $117K | 3.1% | |
| MFS Investment Management MFS Value R6 Fund | — | — | — | $108K | 2.8% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2055 I Fund | — | — | — | $107K | 2.8% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2035 I Fund | — | — | — | $106K | 2.8% | |
| Mass Mutual Select MM RetireSMART by JPMorgan Income Retirement Fund | — | — | — | $77K | 2.0% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2020 Fund | — | — | — | $75K | 1.9% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2050 I Fund | — | — | — | $52K | 1.4% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2030 Fund | — | — | — | $48K | 1.3% | |
| Participant Loans Interest rates from 5.75% to 9.50% - | — | — | — | $36K | 0.9% | |
| Money Market Fund Mass Mutual Premier MassMutual U.S. Government Money Market Fund | — | — | — | $23K | 0.6% | |
| Invesco Multi-Asset Income R6 Fund | — | — | — | $19K | 0.5% | |
| MFS Investment Management MFS Total Return R6 Fund | — | — | — | $18K | 0.5% | |
| Mass Mutual Select MM RetireSMART by JPMorgan 2025 I Fund | — | — | — | $15K | 0.4% | |
| Invesco Gold & Special Minerals R6 Fund | — | — | — | $12K | 0.3% | |
| Lord Abbett Lord Abbett High Yield R6 Fund | — | — | — | $3K | <0.1% |
Related plans
Other plans using EMPOWER LIFE & ANNUITY INSURANCE CO
JETBLUE AIRWAYS CORPORATION
JETBLUE AIRWAYS RETIREMENT PLAN
$5.4B · 23,089 participants
THE NEW YORK-PRESBYTERIAN HOSPITAL
THE RETIREMENT SAVINGS PLAN
$4.8B · 50,152 participants
BARCLAYS SERVICES CORPORATION
BARCLAYS 401(K) PLAN
$3.6B · 11,498 participants
SKADDEN ARPS SLATE MEAGHER & FLOM, LLP
SKADDEN ARPS SLATE MEAGHER & FLOM SAVINGS PLAN
$1.5B · 2,957 participants
CONSTELLATION BRANDS, INC.
CONSTELLATION BRANDS, INC. 401(K) AND PROFIT SHARING PLAN
$1.1B · 4,111 participants
SOCIETE GENERALE (NEW YORK)
SOCIETE GENERALE SAVINGS AND INVESTMENT/RETIREMENT PLAN
$1.1B · 2,211 participants
Similar-size Accommodation & Food Services plans
HOTEL DEVELOPMENT AND MANAGEMENT LLC
HOTEL DEVELOPMENT AND MANAGEMENT LLC 401(K) PROFIT SHARING AND TRUST
$3.9M · 598 participants
THE FAIRWEATHER GROUP INC
THE FAIRWEATHER GROUP, INC. 401(K) PLAN
$3.8M · 67 participants
PARADIGM PROPERTY MANAGEMENT
PARADIGM PROPERTY MANAGEMENT DEFINED BENEFIT PLAN
$3.9M · 11 participants
MAINE HISTORIC HOTELS, INC.
MAINE HISTORIC HOTELS 401(K) & PROFIT SHARING PLAN
$3.9M · 85 participants
THE DUPREY SERVICE COMPANY, LLC
THE DUPREY SERVICE COMPANY, LLC 401(K) PLAN
$3.9M · 202 participants
DD HOTELS I, LLC
DD HOTELS I, LLC 401(K) PLAN
$3.9M · 266 participants
Large plans in New York
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
TEACHERS INSURANCE & ANNUITY ASSOCIATION OF AMERICA
TIAA REAL ESTATE ACCOUNT
$25.2B
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (STRATEGIC PROPERTY) OF JPMORGAN CHASE BANK, N.A.
$24.3B
MORGAN STANLEY DOMESTIC HOLDINGS, LLC
MORGAN STANLEY 401(K) PLAN
$22.2B · 54,084 participants
PFIZER INC
PFIZER SAVINGS PLAN
$22.0B · 29,469 participants
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (EQUITY INDEX) OF JPMORGAN CHASE BANK, N.A.
$20.0B