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Original filing (PDF)20251014163418NAL0003417153002
BOARD OF TRUSTEES OPERATING ENGINEERS LOCAL 520
Form 5500
FILING_RECEIVED
OPERATING ENGINEERS LOCAL 520 ANNUITY PLAN
Defined-contribution retirement plan
Signals · 2
63% in single holding6 service providers
Active participants
3,066
Accounts w/ balance
3,411
Plan assets (EOY)
$268.9M
Net assets (EOY)
$268.8M
How this plan invests
This plan
2 pooled trusts
Schedule D
4 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Other" is 63% of plan.
- 19 bps in Schedule C fees — 87% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES OPERATING ENGINEERS LOCAL 520.
Plan sponsor
Name
BOARD OF TRUSTEES OPERATING ENGINEERS LOCAL 520
EIN
37-1328217
Address
1472 N GREEN MOUNT ROAD · OFALLON, IL · 62269
Phone
(618) 233-7978
Industry
Constructionsee all
Plan administrator
Name
EMPLOYERS & OPERATING ENGINEERS LOCAL 520 FRINGE BENEFIT FUNDS
EIN
37-6053929
City
OFALLON, IL
Phone
(618) 233-7978
Plan characteristics
Plan number
101
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SCHEFFEL BOYLE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $240K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $11K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHEFFEL BOYLE | 37-1206530 | BELLEVILLE, IL | ACCOUNTANT | $14K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HAMMOND & SHINNERS, P.C. | 43-1429257 | ST LOUIS, MO | ATTORNEY | $16K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OPER ENG LOCAL 520 ANNUITY TRUST FD | 37-1328217 | OFALLON, IL | OTHER | $167K | — |
| INVESTMENT CONSULTING SERVICES, LLC | 32-0016703 | OAK BROOK, IL | INVESTMENT CONSULTING | $55K | — |
Investments
3 direct securities · 2 pooled funds· $67.3M(25% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$27.4M
1 holding
OTHER
$25.1M
1 holding
Pooled Separate Account
$12.5M
1 holding
Uncategorized
$2.3M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FEDERATED HERMES CAPITAL PRESERVATI FEDERATED INVESTORS · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $27.4M | 10.2% | |
| Other | OTHER | — | $25.1M | $25.1M | 9.3% | |
| T ROWE US MID CAP GRW EQTY IS PLTFR EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 848 | Pooled Separate Account | — | — | $12.5M | 4.7% | |
| Interest-bearing cash (include money market accounts & certificates of deposit) | — | — | $1.2M | $1.2M | 0.4% | |
| Value of funds held in insurance company general account (unallocated contracts) | — | — | $1.1M | $1.1M | 0.4% |
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