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Original filing (PDF)20251015183149NAL0005368449001
K. C. SUMMERS, INC
Form 5500
FILING_RECEIVED
K. C. SUMMERS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
107
Accounts w/ balance
123
Plan assets (EOY)
$12.8M
Net assets (EOY)
$12.8M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MFS TOTAL RETURN - R6" is 26% of plan.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for K. C. SUMMERS, INC.
Plan sponsor
Name
K. C. SUMMERS, INC
EIN
37-0859031
Address
117 SOUTH 19TH STREET · MATTON, IL · 61938
Phone
(217) 234-8863
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KEMPER CPA GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $20K | — |
Investments
24 direct securities · 1 pooled fund· $12.4M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$11.6M
24 holdings
Common Collective Trust
$806K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS TOTAL RETURN - R6 | Registered Investment Companies | — | — | $3.2M | 25.2% | |
| PRI REAL ESTATE SECURITIES R6 699 REGISTERED INVESTMENT COMPANY STATE ST EQUITY 500 INDEX K | Registered Investment Companies | — | — | $2.4M | 18.7% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $1.4M | 10.9% | |
| FID FREEDOM INDEX 2045 PREMIER | Registered Investment Companies | — | — | $835K | 6.5% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $806K | 6.3% | |
| FID FREEDOM INDEX 2040 PREMIER | Registered Investment Companies | — | — | $751K | 5.9% | |
| T ROWE PRICE OVERSEAS STOCK | Registered Investment Companies | — | — | $515K | 4.0% | |
| FID FREEDOM INDEX 2050 PREMIER | Registered Investment Companies | — | — | $462K | 3.6% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $325K | 2.5% | |
| FID FREEDOM INDEX 2030 PREMIER | Registered Investment Companies | — | — | $270K | 2.1% | |
| FID FREEDOM INDEX 2035 PREMIER | Registered Investment Companies | — | — | $253K | 2.0% | |
| BLACKROCK HIGH YIELD K | Registered Investment Companies | — | — | $230K | 1.8% | |
| BLACKROCK TOTAL RETURN K | Registered Investment Companies | — | — | $223K | 1.7% | |
| FID FREEDOM INDEX 2060 PREMIER | Registered Investment Companies | — | — | $196K | 1.5% | |
| ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $141K | 1.1% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $102K | 0.8% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $81K | 0.6% | |
| VANGUARD EMG MKTS STK IDX ADM 9 REGISTERED INVESTMENT COMPANY VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $67K | 0.5% | |
| JPMORGAN EQUITY INCOME FUND R6 | Registered Investment Companies | — | — | $40K | 0.3% | |
| AMF GROWTH FUND OF AMERICA R6 | Registered Investment Companies | — | — | $38K | 0.3% | |
| NUVEEN SMALLCAP BLEND INDEX R6 | Registered Investment Companies | — | — | $28K | 0.2% | |
| T. ROWE PRICE DIVIDEND GR I | Registered Investment Companies | — | — | $26K | 0.2% | |
| FID FREEDOM INDEX 2055 PREMIER | Registered Investment Companies | — | — | $22K | 0.2% | |
| FID FREEDOM INDEX 2025 PREMIER | Registered Investment Companies | — | — | $6K | <0.1% | |
| FID FREEDOM INDEX 2065 PREMIER | Registered Investment Companies | — | — | $4K | <0.1% |
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